Howard Lininger is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Shawn Neighbor is a financial advisor with Morgan Stanley in Newport News, VA, holding a Series 66 designation and bringing 26 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in real estate investment and property management in Hampton and Williamsburg, VA. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning supported by firm-approved tools and serves a broad client base through various retail and institutional offerings.

James Camp is a financial advisor with Raymond James Financial Services Advisors Inc. in Newport News, VA, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has worked at Raymond James and TowneBank since 2013. In addition to his advisory role, he is employed at Towne Wealth Management in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm offers tailored non-discretionary planning and consulting supported by analytical tools and combines this with advisory programs and institutional portfolio management.

Gertrude Quinto is a ChFC® with 29 years of experience in the financial services industry, currently affiliated with Cambridge Investment Research Advisors since 2020. Her prior experience includes roles at Money Concepts Capital Corp, Chesapeake Financial Group, Infinex Investments, and Chesapeake Investment Services. She is also president of Quinto Financial Services, LLC. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, pension plans, and charitable organizations, by providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple investment platforms and proprietary and third-party strategies, with options for both discretionary and non-discretionary management tailored to client objectives.

Robert Laufer Sr. is a financial advisor with LPL Financial, holding Series 63 and 65 licenses and bringing 37 years of industry experience. His prior experience includes roles at Nationwide Securities and Nationwide Advisory Services, as well as ownership of The Laufer Insurance Agency. He is also involved in non-variable insurance through his banking and insurance enterprises. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, and institutional clients nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by model portfolios and research from various sources.

Jennifer Daknis is a financial advisor with LPL Financial in Williamsburg, VA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. She has been with LPL Financial since 2009. Outside of her advisory role, she is involved in non-variable insurance including life, health, long-term care, and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various financial planning and advisory programs, including model portfolios and retirement plan consulting, with discretionary and non-discretionary management options.

John Martin Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 48 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Albert Haskins is a financial advisor with LPL Financial in Williamsburg, VA, holding Series 63 and Series 65 credentials and with 16 years of industry experience. He has worked at LPL Financial since 2025 and previously spent over a decade at 1st Advantage Credit Union and CUSO Financial Services. Outside of his advisory role, Haskins serves as the head boys basketball coach at Bruton High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs and financial planning services, supported by research and various portfolio management options.

Shannon Crank is a financial advisor with Raymond James Financial, holding a Series 66 designation and 24 years of industry experience. She has worked with Raymond James Financial Services Advisors, Inc. since 2009. Outside of her advisory role, she is employed as an associate at Legacy Financial Group LLC, where she supports operational and cashiering duties as well as assisting the branch manager. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal and public-finance work through its affiliation with a municipal advisor.

Charles Spencer III is a financial advisor at Morgan Stanley with 33 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Spencer holds the Series 63 and Series 65 designations. Outside of his advisory role, he serves as a trustee involved in estate administration. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery processes and advanced modeling tools.

Connor Ware is a financial advisor at LPL Financial with a Series 66 credential and less than one year of industry experience. He has worked with Williamsburg Financial Group and LPL Financial LLC and has been involved with community organizations including the Boys and Girls Club of the Virginia Peninsula and Southwest Virginia. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services supported by research and multiple portfolio management options.

Travis Collins is a financial advisor at Edward Jones in Williamsburg, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked for Deloitte for two years and served in the United States Army for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services.

Frank Nickey is a financial advisor with Ameriprise in Newport News, VA, holding Series 63 and Series 66 licenses and 24 years of industry experience. His prior roles include positions at Cetera, CUSO Financial Services, and Wells Fargo Advisors. He also maintains an advisory role at Langley Federal Credit Union. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver these recommendations, emphasizing the use of Ameriprise-managed accounts and algorithmic automation overseen by a dedicated team.

Stacy Ansama is a financial advisor with Raymond James Financial in Newport News, VA. She holds a Series 66 designation and has recent experience with multiple firms dating back to 2023, including Heyman Investment Group and Senex Law, PC. She also spent a decade affiliated with Hampton Roads Academy. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, pension plans, corporations, and institutional clients. The firm employs a non-discretionary approach tailored to client goals using advanced modeling tools and supports a broad network of advisors and affiliated firms.

Scott Mc Combs is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and six years of industry experience. He previously worked at MassMutual Greater Richmond and Hampden-Sydney College. Outside of his advisory role, Mc Combs engages in consulting and coaching. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing both proprietary and third-party investment strategies across multiple platform arrangements.

Thomas Mowry is a financial advisor with Raymond James Financial in Williamsburg, VA, holding a Series 66 designation. He has been with Raymond James Financial since 2026 and has prior experience at Legacy Financial Group and ATI. Outside of finance, he was involved with the Colonial Williamsburg Fife and Drum from 2014 to 2016. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and consulting using analytical tools such as risk profiling and probability modeling, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Vicki Smith is a financial advisor at Wells Fargo Clearing with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as a trustee for her sister. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Dede Ganzer is a financial advisor at OSAIC with seven years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Securities Corporation and First Command Advisory Services, among other firms. Outside of advising, she owns and operates ONLY FINANCE, LLC, which sells accident, health, disability insurance, fixed annuities, and traditional life insurance. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory, and financial planning services. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Hannah Weaver is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has previously worked at Cambridge Investment Research, Lincoln Financial Securities, and Integrity Financial Group. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Jim Gravgaard is a financial advisor with LPL Financial in Williamsburg, VA, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior experience includes roles at Infinex Investments, Essex Bank, and Virginia Asset Group. Gravgaard is also involved with Virginia Insurance Agency Solutions, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.