Patricia Campbell is a financial advisor at Raymond James Financial Services Advisors, Inc. with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Raymond James and Townebank since 2020. Her prior experience includes roles at John Hancock from 2016 to 2020. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm delivers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Frank Smith is a financial advisor at Cetera with 37 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Voya Financial Advisors, Bank of America, and Merrill. Outside of his advisory role, he is also an independent insurance agent and serves as President and CEO of Sphinx Financial Group. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with various program options and notable scale, managing over $256 billion in assets.

Angel Sledge is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, Angel worked at Equitable Advisors and has held various roles in academic and nonprofit organizations, including North Carolina A&T State University and the Ozzie Smith Sports Academy. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its model portfolios, advisory roles with registered investment companies, and use of systematic methodologies including AI and machine learning in its investment process.

Noah Scruggs is a CFP® professional with seven years of experience in financial advising. He currently works at Ameriprise and previously held positions at Raymond James Financial and Davenport and Company. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Christopher Enroughty is a financial advisor with Primerica Advisors in Williamsburg, VA, holding Series 65 and Series 63 licenses and having 13 years of industry experience. He has been with Primerica Advisors since 2013 and also has affiliations dating back to 1991 with Dominion. Outside of advising, he is involved in selling home security and automation products, as well as loan products, through affiliated Primerica entities. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale, employing thousands of advisors and managing approximately $15.5 billion in assets, and employs model-driven investment strategies provided by unaffiliated asset managers.

Elizabeth Mills is a financial advisor with Primerica Advisors in Williamsburg, VA, holding Series 63 and Series 65 licenses and having two years of industry experience. She has worked at PFS Investments Inc. since 2024 and previously spent four years at Fortress Builders Financial. Outside of her advisory work, she is involved in sales of home-related products through affiliated companies, including loan products and home security services. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies managed by third-party asset managers and supports trade execution and custody through established providers.

Sean Driscoll is a financial advisor at Raymond James Financial with 27 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James since 2006. He is also associated with Towne Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored planning and consulting using risk profiling and modeling tools, supports municipal advisory work, and provides specialized retirement plan services.

Michael Keating is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in retirement income planning. He focuses on helping clients ensure their income remains sufficient to maintain dignity and independence throughout retirement. His approach emphasizes creating long-term financial strategies paired with disciplined adherence to those plans across varying market conditions. With more than 30 years of experience in the financial services industry, Michael began his career as an institutional broker with several Wall Street firms in New York City. He later worked as a financial consultant for individuals and contributed to starting a market making and equity trading desk at a boutique investment firm. Currently, he works closely with clients to address retirement income challenges and navigate financial implications of life transitions. Michael holds a Bachelor of Science degree in Finance from Boston College and is a Personal Investment Advisor (PIA). He is involved in the Boston College Alumni Association and has contributed to his community as a youth baseball and basketball coach in Williamsburg, VA. Outside of work, he enjoys fishing, golfing, music, traveling, and watching movies.

Larry Golub is a financial advisor with Morgan Stanley in Williamsburg, VA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior work includes positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he is involved as an ambassador with AG1 Nutritionals, a retail and online store based in Carson City, Nevada. Morgan Stanley Wealth Management offers advisory services to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and advanced modeling tools, with a wide range of investment and planning programs.

Monica Harrison Church is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC in multiple periods since 2014. Outside of her advisory role, she works as a server at Brookse's Bar and Grill in Winfield, WV, and provides temporary employment services through United Talent in Hurricane, WV. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Robin Wilcox is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he advises on practice issues for Wilcox Eye Center, an eye care business owned by his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Christopher Parker is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. He previously worked at WB Jackson & Associates for ten years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, a variety of advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Mitchell Harry is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2016. Outside of his advisory role, he serves on the Finance Committee of the Alexander Graham Bell Association for the Deaf and Hard of Hearing. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process using approved tools and models, serving clients in both advisory and brokerage capacities.