Joshua Visconti is a CFP® professional with 14 years of industry experience, currently with Wells Fargo Advisors in Glen Allen, VA. His prior roles include positions at Edward Jones and Morgan Stanley. Outside of his advisory work, he owns IRON FORGED GRIT, LLC, a business focused on strength training and firearm instruction, and serves on the fundraising committee at Saint Michael Catholic Church to support a playground project. Wells Fargo Advisors Financial Network is a large firm providing investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory services with various financial products through a network of advisors.

Chris Rysak is a Financial Consultant currently working at Fidelity Investments since 2023. He has previously held positions as a Financial Consultant and Investment Consultant at Charles Schwab from 2016 to 2023, as well as roles at T. Rowe Price and Vanguard, where he specialized in retirement and client relationship administration respectively. His approach involves collaborating with clients to develop financial plans that address wealth accumulation, preservation, distribution, and legacy considerations. Chris emphasizes understanding clients' goals and adapting plans as their circumstances evolve to maintain alignment with their changing objectives. Details regarding his education, credentials, personal interests, or community involvement were not provided.

Philip Beethoven Wilson is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and seven years of industry experience. He has worked at several firms, including Minnesota Life Insurance, Securian Financial Services, and Virginia Asset Management before joining Cambridge in 2020. Outside of his advisory role, he is the owner of multiple business entities, including PBW Financial LLC and Ephesians 210 LLC, and is active as an independent insurance agent. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm supports discretionary and non-discretionary management through multiple platforms and offers proprietary model strategies under the Founders Gate Capital brand.

Holly Huebsch is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Ameriprise and its affiliates since 1993. Outside of advising, she manages shared office expenses for a suite used by multiple Ameriprise advisors. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Madelyn Flinn is a financial advisor with LPL Financial in Glen Allen, VA. She holds the Series 66 designation and has one year of industry experience. Prior to joining LPL Financial, she worked at Zola for seven years and held positions at S'well and Toyota Tsusho America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various model portfolios, third-party subadvisors, and technology tools.

Marc Anthony Richardson is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Blue Ridge Bank, LPL Financial, Fidelity Investments, Wells Fargo, Edward Jones, and Merrill. Richardson is also an adjunct professor at Virginia Commonwealth University and the owner of a food manufacturing and distribution business, Bush Doctor Foods LLC. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser and provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements and a range of investment programs and educational seminars.

David Drullard is a financial advisor with LPL Financial in Montpelier, VA, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. His prior roles include positions at Wells Fargo Clearing, RBC Capital Markets, and Advest, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, with a broad platform that includes model portfolios, third-party asset management, and institutional solutions.

Jacob Morgan serves as Vice President, Wealth Planner at Fidelity Investments. In this role, he collaborates with clients to develop personalized financial plans tailored to their individual situations, needs, and goals. He brings over 20 years of experience in the financial services industry, having navigated clients through diverse market conditions. His prior roles include Financial Consultant at Fidelity Investments, Senior Financial Consultant at TD Ameritrade, District Manager at AXA Advisors, Financial Advisor positions at SunTrust Wealth Management and Merrill Lynch, and Financial Planning Associate at Ferris Baker Watts.

George Paul III is a financial advisor at OSAIC with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Securities America Advisors, Next Financial Group Inc, and OneAmerica Securities, Inc. Outside of his advisory role, he is also involved in life insurance sales through Pinnacle First Financial Group. OSAIC serves a diverse client base, including retail and institutional investors, offering a range of brokerage and advisory services supported by a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, recent consolidation activity, and complex affiliate network.

Michael Muldowney is a CFP® professional with 39 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His prior work includes roles at Lincoln Financial Securities, LPL Financial, and Morgan Stanley. He also serves as Vice President of River City Financial, an advisory role outside of his primary position. Cambridge Investment Research Advisors serves a diverse client base, including individuals and institutions such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a broad network of financial professionals.

Jacob Wells is a financial advisor at Osaic with one year of industry experience and holds the Series 66 designation. His prior roles include positions at Bankers Life and Northwestern Mutual. Outside of advising, he consults clients on Medicare needs through Strategic Design Group. Osaic Wealth serves a diverse client base including individual investors, retirement plan participants, charities, and corporations. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools across an extensive affiliated network.

Kevin Kelly is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Cetera Investment Services LLC since 2019 and is also affiliated with WEALTH CYCLE ADVISORS, LLC. Outside of his financial career, he has experience working at The Country Club of Virginia and in the restaurant industry. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors, offering a range of portfolio management and retirement services. The firm operates a multi-manager platform allowing advisors to implement various investment strategies across multiple program structures and custodial relationships.

Kevin Doyle is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Primis Bank, Virginia Asset Group, Infinex Investments, Capitol Securities Management, and SunTrust Advisory Services. Outside of his advisory role, he is involved with Virginia Insurance Agency Solutions, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to model portfolios and institutional platforms.

Travis Paull is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has held roles at several firms, including PFS Investments Inc and Primerica Financial Services, and has been at Cetera since 2022. Outside of advising, he owns and operates Eagle Vision Strategy LLC, a company providing bookkeeping and payroll services for small businesses, and teaches drum lessons through his business, Williamsburg Percussion. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

James Schreiber is a financial advisor at MassMutual Investors Services with 16 years of industry experience. He holds the ChFC® designation and Securities Series 63 and 66 licenses. Schreiber has worked at MassMutual Life Insurance Company and MassMutual Investors Services since 2009. Outside of his advisory role, he serves as a volunteer board member for The Steward School Alumni Board and assists his spouse with the financial aspects of her antiques business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual planning engagements using firm-approved tools and various investment and planning programs.

Laura Service is a CFP® professional with 14 years of experience in the financial industry, currently serving as an advisor at Edward Jones since 2012. She holds the Series 66 designation and is based in Richmond, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across various segments, including high-net-worth households and corporate clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Michael Sobilo is a CFP® professional with 20 years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and LPL Financial, LLC. Outside of advisory work, he is involved with J M Ford & Associates, offering health insurance solutions in Roanoke, VA. LPL Enterprise provides advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and various non-securities products through affiliated entities.

Patrick Jorgensen is a Series 66 credentialed financial advisor with nine years of industry experience. He has been with Ameriprise Financial Services since 2015, currently serving at their Richmond, VA office. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, notable for its Premier Retirement Income service which provides detailed retirement income planning through written recommendations and ongoing advice. The firm’s approach incorporates proprietary research, third-party data, and algorithmic tools, focusing on dependable income sources and tax-aware withdrawal strategies.

Matthew Whitaker is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 29 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc., among other firms. Outside of his advisory role, he occasionally assists clients with life insurance needs and works part-time as a delivery driver for DoorDash. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a multi-advisor platform with brokerage and advisory services featuring model-based asset allocation, portfolio optimization, and a range of managed account strategies.

Peyton Rowe is a CFP® professional with one year of industry experience, currently affiliated with Raymond James Financial. He has held multiple roles including an associate advisor position at Mainsail Wealth Advisors and has experience with Northwestern Mutual Investment Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual and high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad advisor network with specialized municipal and retirement plan advisory services.