Cynthia Norris is a financial advisor with Cetera who holds a Series 66 designation and has six years of industry experience. She previously worked at Avantax Investment Services and 1ST Global Advisors before joining Cetera. In addition to her advisory role, she is a partner at Carmines, Robbins & Company, a tax and public accounting firm, and serves on the finance committee at Bethel Baptist Church in Yorktown, VA. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios.

Anthony Reed is a financial advisor with Edward Jones in Yorktown, VA, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mark Fendrick is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of a Wealth Management team based in Newport News, Virginia, and Rogers, Arkansas. He works with clients to help them achieve their financial goals through tailored strategies. His expertise includes education planning, family wealth management strategies, legacy planning, personal retirement planning, tax minimization, and retirement income. He holds a Bachelor's Degree from Christopher Newport University and is a Personal Investment Advisor (PIA). A native of the Virginia peninsula, Mark graduated from Hampton High School and Christopher Newport College prior to its transition to university status. Mark is involved in his community through participation in the Rotary Club of Oyster Point and support for St. Jude Children's Research Hospital. In his personal time, he enjoys golfing, music, reading, and tennis.

Joshua West is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Raymond James since 2009. Outside of his advisory role, West is a licensed life insurance agent and is the sole managing member of Hampton Roads Financial, LLC, a support company related to his work. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad advisor network with specialized municipal and SIMPLE IRA consulting services.

Stephanie Bonniville is a financial advisor with Edward Jones in Poquoson, VA, holding a Series 66 designation and 11 years of industry experience. She has been with Edward Jones since 2014. Outside of her advisory role, she is involved in businesses including a construction contracting company and a working farm. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Thomas Ganun is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and bringing 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Quentin Daugherty is a financial advisor at Edward Jones in Hampton, VA, holding a Series 66 designation. He joined Edward Jones in 2026 and previously operated an outdoor living business for 17 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Peter Trotman is a financial advisor at Merrill with a Series 66 credential and no prior years of industry experience. His professional background includes roles at Dawn Covington State Farm, ITW CCNA, Fastenal, Lowe’s, and Southern Virginia University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Elizabeth Ware is a financial advisor with LPL Financial in Newport News, VA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her prior work includes over a decade at Raymond James Financial and Towne Bank. Outside of advising, she is also a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and various management options.

Michelle Mccoy is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Her prior roles include positions at Bank of America NA, Merrill Lynch, Signature Financial Management/Brown Investment Advisory, and Godsey & Gibb Wealth Management. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Michele Brune is a financial advisor with Edward Jones in Yorktown, VA, holding Series 63 and Series 65 licenses and 13 years of industry experience. She previously worked at Truist Advisory Services and BB&T-related firms from 2013 to 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with a nationwide network of financial advisors and branch offices.

James Cumming II is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. Outside of his advisory role, he has involvement in sales of loan products and home-related services through Primerica affiliates and participates in renewable energy credits related to solar panels on his personal residence. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure, emphasizing oversight and independent due diligence in its investment approach.

Willis Eames Jr. is a financial advisor with Osaic who holds the ChFC® designation and has 41 years of industry experience. He previously worked at FSC Securities Corporation for 14 years before joining Osaic in 2023. He also owns a sole proprietorship through which he sells life, health, disability, and long-term care insurance. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage diversified portfolios that include a variety of investment products tailored to clients’ needs.

Kelsie Smith is a financial advisor with Edward Jones in Portsmouth, VA, holding a Series 66 designation and two years of industry experience. Prior to Edward Jones, she worked at Member Advantage and Geico. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and affiliated capabilities, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and proprietary mutual funds. The firm operates with a large nationwide network of advisors and branch offices and manages over $1 trillion in assets.

Eric Froyen is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has 32 years of industry experience, including 23 years at Metlife Securities Inc. and over 10 years affiliated with MassMutual. In addition to his advisory role, he is involved in individual life, disability, long-term care, and health insurance sales through First Financial Group. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop collaborative, goal-based recommendations.

Zachary Allen is a Financial Advisor at Merrill Lynch Wealth Management. He works primarily with Gen X professionals, millennials, active-duty military members, veterans, and retirees, providing guidance tailored to their unique financial goals. Zachary focuses on areas including retirement planning and income strategies, financial planning, investment management, estate and legacy planning services, as well as wealth accumulation and preservation. He takes a holistic and personalized approach, emphasizing listening to clients to understand their goals and concerns. His professional philosophy centers on offering financial advice that is understandable and actionable, helping clients make confident decisions aligned with what matters most to them. Zachary holds the designation of Personal Investment Advisor (PIA). Zachary holds a Bachelor's Degree from Old Dominion University. Outside of his professional work, he enjoys cooking, playing soccer, and spending time with his family.

Christina Michelson is a financial advisor at Edward Jones in Newport News, VA, holding a Series 66 designation with two years of industry experience. She previously worked at BayPort Credit Union for six years and Walgreens for three years. Outside of her advisory role, she owns Michelson Travel LLC, a travel agency based in Yorktown, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a widespread network of advisors and branch offices across the United States.

Garland Bowden is a financial advisor with Morgan Stanley in Newport News, VA, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with various Morgan Stanley entities since 1995, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, Bowden serves on the advisory board of the Stonebridge Education Foundation, focusing on demographic and at-risk scholarship issues. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm offers structured financial planning and manages approximately $2.74 trillion in client assets.

Susanne Robinson is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley, Bank of America, and Merrill. She is based in Newport News, VA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Bonnie Blaylock is a CFP® professional with 14 years of experience in financial advising. She is currently with Ameriprise and previously worked at Cetera and Langley Federal Credit Union. In addition to her advisory role, she is involved in independent insurance brokering focusing on whole life and fixed annuity products. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.