Robert Keith is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 designations with 12 years of industry experience. He has been with TIAA and TIAA-CREF continuously since 2014. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm’s advisory model differentiates between one-time planning services and ongoing discretionary management, offering both model-based and customized portfolios.

Jordan Mc Elmurry is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with TIAA‑CREF and its affiliated entities since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm operates a fiduciary advisory model that separates one-time planning from ongoing discretionary management and acts as adviser to a donor-advised fund.

Matthew Orf is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63, 65, and 66 credentials and bringing 27 years of industry experience. He has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with connections to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary advisory model that separates one-time planning services from ongoing discretionary management and serves as adviser to a donor-advised fund.

Frank Braswell III is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with TIAA-CREF since 2011. Outside of his advisory role, he serves as a soccer referee in the local community. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected with TIAA-administered retirement plans, as well as to trusts, estates, and small retirement plans. The firm distinguishes between point-in-time planning and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and acts as adviser to a donor-advised fund.

Devin Neptune is a financial advisor at TIAA-CREF Individual & Institutional Services, LLC, holding a Series 66 designation. Devin has been with TIAA-CREF since 2023 and has prior experience in education at The University of North Carolina at Charlotte and regional schools. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, often serving clients with existing TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing portfolio management using both model and customized investment strategies.

Lucie Mcgowan is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with TIAA and TIAA-CREF since 2010, based in Charlotte, NC. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, often serving clients with existing connections to TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time financial planning and ongoing discretionary management, utilizing both model and customized portfolios.

Michael Hariaczyi is a financial advisor at TIAA-CREF in Charlotte, NC, holding a Series 66 designation with 24 years of industry experience. His previous roles include positions at Vanguard, Merrill, Bank of America, and Wells Fargo Clearing Services. Outside of finance, he teaches self-defense as an instructor at Apex Martial Arts in Huntersville, NC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing TIAA-administered employer retirement relationships. The firm’s advisory model separates one-time planning from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated group using affiliated funds.

Nicholas Levy is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and 15 years of industry experience. He has been with TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates within a vertically integrated structure and serves as adviser to a donor-advised fund.

Casey Fleisch is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with TIAA-CREF since 2006. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm separates point-in-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund, operating within a vertically integrated group that includes affiliated funds.

Joshua Helms is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TIAA and related entities since 2008, with additional experience at Crump Life Insurance Services and P.J. Robb Variable Corporation. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and institutional clients, often those connected through TIAA-administered retirement plans. The firm offers a range of advisory services including life goals analysis and personalized portfolio management within a vertically integrated structure.

Victor Carbone is a financial advisor at TIAA-CREF with a Series 66 designation and two years of industry experience. Prior to joining TIAA-CREF, he held positions at Equitable Advisors LLC and the South Carolina Retirement System Investment Commission. He has also worked at the University of South Carolina’s Darla Moore School of Business and in educational roles at North Carolina School of Science and Mathematics and Bishop McGuinness High School. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers model-based and customized portfolio management within a vertically integrated structure that includes affiliated funds and acts as adviser to a donor-advised fund.

Marc Shepherd is a financial advisor with Principal Financial Services based in Charlotte, NC. He holds Series 63 and Series 65 licenses and has 16 years of industry experience. His prior roles include positions at Union Financial, Optima Financial Services, Principal Securities Inc, Principal Life Insurance Company, MML Investors Services LLC, and Massachusetts Mutual Life Insurance Co. Outside of advising, he serves as treasurer for his homeowners association and provides Medicare Supplement and Medicare Advantage insurance products to clients aged 65 and older. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm’s advisory services feature direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Wendy Anderson is a financial advisor at TIAA-CREF with 29 years of industry experience. She holds Series 63 and Series 65 designations and has been with TIAA-CREF since 1993. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, corporate entities, and small retirement plans. The firm also advises a donor-advised fund and operates within a vertically integrated structure employing affiliated funds.

Gayatri Ramesh is a financial advisor at TIAA-CREF with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Fidelity Investments and as a freelance tennis coach prior to joining TIAA-CREF. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing discretionary management, using model portfolios or customized strategies managed under client-approved investment policies.

Townsend Williams is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and with 10 years of industry experience. He has been with TIAA and TIAA-CREF Individual & Institutional Services, LLC since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with connections to TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

Jamie Lapish is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA since 2005, including its Individual and Institutional Services division. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs primarily to individuals with pre-existing employer retirement plan relationships, as well as trusts, estates, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund while operating within a vertically integrated group that uses affiliated funds.

Charles Milian is a financial advisor at TIAA-CREF with 8 years of industry experience. He holds Series 63 and Series 65 credentials. His prior experience includes roles at Vanguard Advisers, Inc., Vanguard Marketing Corporation, and involvement with Elevation Church and Leatherman Golf and Learning Center. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves many clients with existing TIAA-administered retirement plans and offers tailored management through customized and model portfolios.

Casey Brighton is a financial advisor at TIAA-CREF with 12 years of industry experience. He holds the Series 66 designation and has worked previously at LPL Financial and Edward Jones. Outside of his advisory role, he serves as president of his community’s homeowners association board. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals and various entities, frequently serving clients with existing TIAA retirement plan relationships. The firm separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated structure.

William Hunicke is a financial advisor at TIAA-CREF with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Bank of America and Merrill. He is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides customized portfolio management under a fiduciary standard and acts as adviser to a donor-advised fund.

Dean Cushing is a financial advisor at TIAA-CREF with three years of industry experience and holds a Series 66 designation. Prior to joining TIAA-CREF in 2023, he worked at Ruffalo Noel Levitz and has experience in various roles spanning education and sports organizations. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm’s advisory services separate one-time financial planning from ongoing portfolio management, offering both model-based and customized investment approaches.