Michael Caira is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Regions Bank, Tactile Medical, Ricci Insurance Group, and Valic Financial Advisors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant activities.

Paul Testa is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses. He began his advisory career in 2025 and has prior experience at Principal Securities, Principal Life Insurance Co, ADP, Wolters Kluwer, Thompson Baker Agency, and iSolved HCM. He is also involved in outside insurance sales, including life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel abroad. The firm offers financial planning, retirement consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Samantha Levin is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 designations and 12 years of industry experience. She previously worked at JP Morgan Securities LLC and JPMorgan Chase Bank before joining Citigroup in 2023. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm uses multi-asset, multi-manager strategies with oversight committees to select and monitor managers and maintains unique market roles such as operating as a swap dealer and futures commission merchant.

Luis Chevez is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Citigroup in 2019, he worked at J.P. Morgan Securities LLC and JPMorgan Chase from 2016 to 2019. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains large institutional capabilities with unique market roles, including operation as a swap dealer and futures commission merchant.

Jody Ayotte is a financial advisor with Lincoln Investment holding a Series 66 designation and 15 years of industry experience. She has been with Lincoln Investment since 2017 and is also affiliated with Legend Equities Corporation since 2011. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of advisor-managed and firm-managed investment programs, employing both strategic and dynamic approaches to portfolio management.

Paul Fibbe is a financial advisor with Valic Financial Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Valic Financial Advisors since 1999 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Thanarat Metrius is a CFA® charterholder associated with TD Private Client Wealth LLC in Jacksonville, FL, with six years of industry experience. He has been with TD Private Client Wealth LLC and TD Bank N.A. since 2019, following a brief tenure at Equitable Advisors. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients, offering portfolio management, financial planning support, and access to a range of investment products through a multi-manager approach.

Francis Demeno is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 credentials and has 30 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also leads Demeno & Associates, Inc. Outside of his advisory role, he is involved in the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm employs a model portfolio approach with third-party managers and platform sub-advisors and operates an integrated retirement plan ecosystem involving affiliated entities.

Juan Martinez is a financial advisor at TD Private Client Wealth LLC with 19 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley, Empower Financial Services, and E*TRADE. Martinez is based in Jacksonville, FL. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm emphasizes strategic and tactical asset allocation through portfolios combining affiliated and third-party managers, supported by a comprehensive advisory and technology platform.

Gary Rome is a financial advisor with Independent Financial Partners in Jacksonville, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, with prior roles at LPL Financial and IFP Securities, LLC. Rome also manages his own financial advisory activities through entities such as Rome G Capital LLC and Rome Financial LLC. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a decentralized advisory model while also providing formal retirement-plan advisory and pension consulting services, serving a diverse client base including individuals, charities, corporations, and high-net-worth clients.

Christopher Haley is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and five years of industry experience. His work history includes roles at Citibank, Merrill, and Centaurus Financial. Outside of finance, he spent seven years involved with The Blue Crab. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and leverages its large institutional scale alongside unique market roles such as acting as a security-based swap dealer and futures commission merchant.

Morgan Christiansen is a financial advisor at TLG Advisors, Inc. with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with Pinnacle Insurance & Financial Services, LLC and The Beaches Needs, LLC since 2016, with prior experience at Levy Restaurants. Outside of his advisory role, he owns a consulting firm specializing in business development. TLG Advisors serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on investment supervisory services and portfolio management, employing manager selection, fundamental analysis, and Modern Portfolio Theory to build diversified portfolios, and also offers a direct-to-consumer digital investment program.

Rogers Joseph Jr. is a financial advisor with Guardian Life, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including more than three decades with Guardian Life and its affiliates. Guardian Life's subsidiary, Park Avenue Securities LLC, offers brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm provides discretionary and non-discretionary advisory services using both proprietary and third-party model portfolios, supported by technology-driven solutions like VestWise™.

Michele Wolfe is a financial advisor with TD Private Client Wealth LLC in Jacksonville, FL, holding Series 63 and Series 66 licenses and 15 years of industry experience. Her career includes roles at Morgan Stanley, Fidelity, Bankers Life, and Prudential. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm uses a combination of proprietary and third-party investment strategies and provides portfolio management, financial planning, and custody services through a technology platform supported by Envestnet and Pershing.

Andrew Benvenuto is a financial advisor with Truist Advisory Services in Saint Augustine, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. His career has been primarily with Truist and its predecessor entities, including Truist Investment Services and SunTrust. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches alongside third-party platform partnerships.

Logan Smith is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Citigroup, he worked at Fidelity Investments and held roles at several other firms and business ventures. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and arrangements.

Marico Walker is a financial advisor with Transamerica Financial Advisors in Jacksonville, FL, holding Series 65 and Series 63 credentials and 14 years of industry experience. His background includes roles related to estate planning services and client referrals, and he serves as a board member of Hopewell Church. Walker is also involved in community and estate planning activities outside his advisory role. Transamerica Financial Advisors serves a broad client base ranging from individual investors to corporations, offering both advisory and broker-dealer services with a variety of proprietary and third-party investment programs.

Alicia Lathrop is a Series 66-registered financial advisor at Citigroup Global Markets with seven years of industry experience. She previously worked at Merrill and has been involved with Pie Daddy LLC. Outside of her advisory work, she is an owner of a rental property in Jacksonville, Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and integrates both discretionary and non-discretionary programs with proprietary oversight and manager selection processes.

Bradley Teasdale is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 licenses and two years of industry experience. Before joining Citigroup in 2025, he worked at Fidelity Investments and United Routes LLC, among other positions. Citigroup Global Markets serves individual and institutional clients across various wealth segments, implementing multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, offering a broad range of advisory, execution, and custody services.

Kara Bailys is a financial advisor at Citigroup Global Markets with a Series 66 designation and 21 years of industry experience. Her prior experience includes nine years at Merrill Lynch before joining Citigroup in 2022. Outside of her advisory role, she serves as the District Commissioner for the River Oaks Pony Club, where she oversees club activities and supports equestrian education. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and derivatives services.