Cory Caplinger is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. He holds the Series 66 designation and is based in St Augustine Beach, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment solutions, including managed accounts, affiliated mutual funds, and tax-efficient services, operating under a fiduciary standard.

Cindy Valentino is a financial advisor with Merrill in St. Augustine, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Merrill and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Mc Carthy is a CFP® and ChFC® credentialed financial advisor with eight years of industry experience. He has worked at Edward Jones since 2017 and previously at SunTrust from 2014 to 2017. Outside of his financial advisory work, Mc Carthy is active as a wedding officiant in St. Johns, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Mark Fitzmorris is a financial advisor with LPL Financial in St. Augustine, FL, holding Series 63 and Series 65 registrations and bringing 28 years of industry experience. He has worked at CUSO Financial Services, LP and Educational Community Credit Union since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

James Byrnes is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 37 years of industry experience, including prior roles at Eagle Strategies, NYLife Securities, and Rosenblatt Securities. In addition to his advisory work, Byrnes is also licensed as an insurance broker, selling life, disability, property and casualty, long-term care insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management through structured, collaborative engagements using advanced planning tools.

Jeffrey Willard is a financial advisor with Equitable Advisors in Saint Johns, FL, holding a Series 66 designation and 26 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors LLC, since 2000. Additionally, he serves as a trustee for his parent's trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a network of Investment Adviser Representatives and partners with third-party managers and advisory programs to deliver customized investment solutions.

Michael Marracello is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise in Ponte Vedra, FL. He has been with Ameriprise and its predecessor firms since 1997. Outside of his advisory role, he is a member of Masiello Marracello LLC, an entity related to managing office real estate and business expenses. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its advisory approach and utilizes algorithmic tools overseen by dedicated committees to support its recommendations.

Emily Ogilvie is the Vice President and Executive Services Regional Leader at Fidelity Investments. In this role, she leads a team of financial professionals dedicated to supporting clients through benefits optimization. Emily has extensive experience in the financial services industry, having held several leadership positions at Fidelity Investments since 2013. Her previous roles include Regional Director of Executive Services, Regional Center Support Leader, Team Leader for Workplace Planning and Advice, Help Desk Leader, Team Leader for Investment Solutions, and various roles focused on High Net Worth clients. Prior to joining Fidelity, she worked as a Financial Representative at USAA from 2010 to 2013. Outside of her professional responsibilities, Emily enjoys activities such as family time, fitness, outdoor adventures, running, and traveling.

Robert Kurchena Jr. is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and 24 years of industry experience. He previously worked at Edward Jones for nine years before joining Wells Fargo Advisors and Wells Fargo Clearing, where he has been since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and provides brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Brian Thelen is a CFP® with 27 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. He previously worked at Signator Investors, Inc. for two years and has over a decade of involvement in fixed equity indexed annuities. Outside of his advisory role, he is the president of the River City Concert Band, a nonprofit organization in St. Johns, Florida, and is also a financial author. OSAIC serves a diverse client base, including individual and institutional investors, offering a range of advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools and third-party platforms to construct portfolios that include multiple asset classes and supports both discretionary and non-discretionary account management.

Brandon Kuhn is a CFP® professional with 13 years of experience in the financial services industry. He is currently affiliated with Mass Mutual Investors Services, where he has worked since 2017, and previously worked at MetLife Securities Inc. Kuhn is also the owner of Atlantic Coast Financial LLC, an entity established to manage commissions from his investment advisory business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and a collaborative annual planning process.

Daniel Goland is a financial advisor with LPL Financial in North Hampton, NH, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Prior to joining LPL Financial in 2018, he worked at The O. N. Equity Sales Company and Ohio National Financial Services. He is also the owner of Seacoast Tax Strategies, LLC, which provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management options supported by proprietary and third-party research.

Alex Maceda is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America NA and Merrill Lynch. Maceda is based in St Johns, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Patrick Didomenico is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James since 2014. Outside of advisory work, he is involved with Century Advisors, LLC, where he handles client communications and trade processing, and he also participates in tax preparation through Century Tax and Financial Services Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and corporate entities. The firm offers non-discretionary planning tailored to client goals using analytical tools and supports institutional consulting, with notable capabilities in municipal and public finance advisory services.

Victoria Tiehen is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 19 years of industry experience. Her prior roles include positions at BB&T Bank, BB&T Securities, SunTrust Advisory Services, and Suntust Investment Services. She serves as a board member of the Flagler County Education Foundation and is involved with Melaleuca, a wellness company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles supported by in-house research and affiliated sub-advisers.

Christian Ramjohn is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2012, with prior roles at JPMorgan Chase Bank and a brief tenure at Amazon Inc. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kristjan Preka is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019, with prior roles at Wells Fargo Clearing, Wells Fargo Bank, and St. Vincents Hospital Southside. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that uses quantitative asset-allocation modeling and a centralized due diligence process. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Renae Aiple is a CFP® with eight years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Edward Jones and Citibank. Outside of her advisory role, she owns a nail and cosmetics business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning using advanced analytical tools and supports institutional consulting and portfolio management through a large advisor network.

Neal Mc Daniel is a CFP® professional with 18 years of industry experience, currently serving at Edward Jones since 2008. He is based in Fleming Island, FL. Outside of his advisory role, he is the owner of Seasons Holdings LLC, a commercial real estate business that leases property to Edward Jones Investments and Progressive Step Rehap. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Tara Eulenfeld is a financial advisor at MassMutual Investors Services with 19 years of industry experience. She holds Series 63 and Series 66 credentials. Her prior work includes roles at The Glenn Planning Group and Princor Financial Services Corporation. She has been involved with The Glenn Planning Group beyond her advisory role, serving as an employee focused on group insurance products and as a director overseeing compensation audits and expense control. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers financial planning through structured, collaborative engagements using firm-approved analytical tools and offers specialized planning services including divorce, estate-settlement, and employer-sponsored planning.