Crystal Murphy is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds a Series 63 designation and has been with Morgan Stanley and its affiliates since 2002, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm uses structured planning tools and statistical models to assist clients, managing approximately $2.74 trillion in client assets.

Edward Knowles is a financial advisor with LPL Financial, holding Series 65 and Series 66 credentials and bringing 25 years of industry experience. His prior roles include positions at Securities America Advisors, Kestra Financial Services, and Morgan Stanley. He serves as a board member of the FCA in Tallahassee and has been involved in dog breeding and judging as a private hobby. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of advisors with diverse investment strategies and technological tools, managing over $819 billion in discretionary assets.

Matthew Coniglio is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 18 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC for over a decade. Outside of his advisory role, he serves on the board of the Tallahassee Mountain Bike Association, a nonprofit focused on trail advocacy. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research and third-party strategists, and offers access to third-party asset managers and financial planning services.

William Ellison is a financial advisor with Mass Mutual Investors Services in Tallahassee, FL. He holds a Series 66 designation and has professional experience at firms including Ernst & Young and BrightOrg Services. His career also includes roles at Florida State University in both the College of Business and the School of Communication Science and Disorders. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to develop collaborative, annual financial plans and offers specialized planning programs such as Divorce Planning and estate-settlement services.

Todd Harper is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and bringing 23 years of industry experience. His prior roles include positions at Theobald Bascom Group LLC, Waddell & Reed, Inc., Merrill, and A. G. Edwards & Sons, Inc. He serves as an elder on the board of Canopy Roads Baptist Church in Tallahassee, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting a range of investment strategies implemented by its network of over 22,800 advisors.

Claudia Sachs is a CFP® with 26 years of industry experience, currently with OSAIC since 2024. Her prior experience includes roles at Securities America Advisors and LPL Financial. Sachs is actively involved in community organizations in Tallahassee, including the GFWC Capital City Woman’s Club and the Zonta Club of Tallahassee, where she supports local initiatives focused on women and children. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers. The firm uses asset-allocation tools and supports multiple advisory platforms to construct diversified portfolios tailored to client risk tolerance and investment objectives.

Joseph Edwards is a financial advisor with LPL Financial in Tallahassee, FL, holding Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at Wellington Shields and Co., LLC, and Jubilant Radiopharma. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad range of advisory and brokerage services. The firm offers multiple investment platforms and utilizes various model portfolios and subadvisors, supported by advanced research and operational tools.

Danielle Gereg is a financial advisor at Merrill in Tallahassee, FL, holding a Series 66 designation with eight years of industry experience. She has worked at Merrill since 2017 and at Bank of America, N.A. since 2018. Prior to that, she was employed at Lockwood Law Firm from 2016 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Jeremy Fleeman is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Cambridge Investment Research Advisors since 2006 and with Cambridge Investment Research, Inc. since 2005. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals using a range of portfolio management strategies and platform arrangements.

Zackary Loesch is an advisor at LPL Financial in Tallahassee, FL, holding a Series 66 designation with less than one year of industry experience. His prior roles include positions at JPMorgan Chase Bank and Florida State University’s College of Business. Outside of financial advising, he has experience running ZacksDirect LLC, an entrepreneurial venture he has managed since 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad advisory platform. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational tools and oversight of more than $819 billion in discretionary assets.

Anuradha Iyer is a financial advisor at Wells Fargo Advisors in Tallahassee, FL, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank, N.A. outside of her advisory work, she worked as a homemaker for five years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a comprehensive range of financial planning services tailored to clients who meet certain net-worth thresholds, utilizing proprietary research and planning tools to develop personalized recommendations.

Thomas Wang is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Charles Schwab Bank SSB, Charles Schwab and Co., Inc., TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized operational support with access to alternative investments and a multi-asset model portfolio approach.

Kim Dixon is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since 2004, she has held both the Series 7 and Series 66 FINRA registrations. Her professional services encompass transactional and fee-based wealth management, risk management including life, disability, and long-term care insurance, and strategies for wealth accumulation and retirement distribution. Kim’s client focus areas include family wealth management strategies, services for endowments, foundations, and non-profits, investment consulting for defined contribution plans, employee financial health, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and ESG investing, women and wealth, and retirement income. Kim began her career in 1996 as Director of Trade Promotion for the United States Foreign Commercial Service, stationed in Hanoi, Vietnam, where she supported American business interests following normalization of diplomatic relations. She later served as Manager of Global Marketing and Business Development at Loral Space & Communications. Raised in Tallahassee, Florida, Kim earned a Bachelor of Arts degree from Mercer University in 1995 and completed graduate studies in Art History at Georgia State University. She is a Personal Investment Advisor (PIA) and participates actively in professional and community organizations, including serving as Chairman of the Economic Club of Florida in 2014, past President of the Tallahassee Regional Estate Planning Council, and Co-Chair of the United Way of the Big Bend campaign initiative. In her personal time, Kim enjoys painting, reading, running, and spending time with her family. She is committed to building strong client relationships to help individuals focus on their overall financial picture and make informed decisions. Her community involvement extends to organizations such as the Boys & Girls Club, Tallahassee Community College, and the Tallahassee Symphony Orchestra.

Anthony Moas is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He specializes in creating personalized financial strategies tailored to clients' unique goals and changing market conditions. Anthony offers access to the investment insights of Merrill Lynch and the banking and lending services of Bank of America. His areas of expertise include college education planning, divorce transition planning, employee benefits planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income planning. Anthony holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. Anthony earned a bachelor's degree from Florida State University. Outside of work, he enjoys spending time with his wife and two daughters, as well as engaging in activities such as golf, fishing, and family outings at the beach.

Michael Tartaglia is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career with Merrill in 2006 at Merrill Edge Self Directed in Jacksonville, Florida, and relocated to Tallahassee in 2017 to be closer to family and better serve clients in the area. Michael works alongside his partner Kevin Wilson to provide clients with comprehensive financial planning services, including retirement, savings, banking, mortgage, estate planning, and wealth transfer. Michael's areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, socially responsible and ESG investing, and portfolio management services. He holds FINRA Series 7, 66, 24, and 9/10 registrations as well as a Florida Life/Health Insurance Agent license and the Personal Investment Advisor (PIA) designation. He earned a Bachelor of Science degree in Finance from Florida State University’s College of Business. Outside of his professional responsibilities, Michael enjoys spending time with his wife Kristin and their three sons in Tallahassee, as well as engaging in activities such as tennis, soccer, fishing, and following Florida State athletics. He is also involved with Business Networking International.

William Ervin is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has dedicated his entire career to the Tallahassee office, serving clients with wealth management strategies tailored to their individual needs. With over 35 years of industry experience, William advises clients on wealth accumulation, preservation, and transfer. His approach includes portfolio development, liability management, and asset preservation strategies, with a focus on securing a lifetime retirement income stream. He specializes in family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. William holds a Bachelor's Degree from Florida State University and is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. He also holds the Personal Investment Advisor (PIA) designation.

Stephen Williams is the principal advisor at Stephen R Williams Investment Advisor LLC in Tallahassee, FL, holding Series 63 and 65 credentials with 40 years of industry experience. He has led his independent advisory firm since 1996 and also serves as CEO of Elberta Crate & Box Co, a manufacturing company he has been involved with since 1989. His firm operates independently, providing personalized investment advisory services.

Craig Townsend Jr. is an investment advisor representative at Red Hills Capital, LLC with 20 years of industry experience. He has been associated with Shearson Financial Services since 2011. In addition to his advisory role, he is a licensed mortgage broker and holds licenses for life and health insurance as well as variable annuities. Red Hills Capital, LLC is a small firm with two advisors based in Tallahassee, FL.

Richard Oleary is a financial advisor at Red Hills Capital, LLC in Tallahassee, FL, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has worked at Shearson Financial Services, LLC since 2011 and has been with Red Hills Capital since 2001. Outside of advising, he is the managing partner of Botfly Investments, LLC, which invests in real estate. Red Hills Capital is a small firm with two advisors that focuses on portfolio selection and performance analysis, serving clients through a supported firm model.