Matthew Heafner is a Financial Advisor with Merrill Lynch Wealth Management, focusing on providing personalized, goals-based strategies for mid- to late-career high-earning professionals. His work centers on the mass-affluent to emerging high-net-worth clients, helping them navigate complex financial decisions with clarity and structure around long-term planning. With over a decade of experience since 2012, Matthew specializes in coordinating various aspects of financial planning, including investments, benefits, taxes, and estate considerations. He assists clients through key transitions such as retirement readiness, equity compensation events, business liquidity, and multi-generational planning. Matthew holds a Bachelor's Degree from the University of North Florida and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional role, Matthew enjoys playing golf, spending time outdoors, cooking, football, hiking, photography, pickleball, scuba diving, traveling, and spending time with his family. He is committed to continuous learning and collaboration within Merrill Lynch to leverage the firm's resources and research for his clients.

Hunter Sauserman is a Financial Consultant at Fidelity Investments. He has been with Fidelity since 2020, progressing through roles including Investment Center Intern, Financial Representative, Investment Consultant, and currently Financial Consultant since 2024. His work focuses on partnering with clients to build financial plans and work towards their long-term goals. Hunter aims to provide a comfortable and trustworthy environment where clients' interests come first, catering to both sophisticated investors and novices. His experience encompasses investment guidance and supporting clients in self-directed investment strategies, ensuring clients feel confident in their financial decisions. Hunter is committed to being a trusted advisor across diverse client needs. Outside of his professional role, Hunter enjoys family activities, fishing, football, golf, outdoor adventures, and tennis.

Doug Piazza is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and over 25 years of industry experience. He has been with Wells Fargo Advisors and its related entities since 2009. Outside of his work at Wells Fargo, Piazza has ownership interests in investment-related businesses including Piazza Blue Wealth Management, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services that cover a broad range of needs including retirement, education, and wealth-transfer planning. The firm offers tailored recommendations supported by proprietary research and planning tools, with clients retaining discretion over implementation through various brokerage or advisory options.

Sue Tompkins is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at Bank of America, N.A. and Merrill before joining Wells Fargo Advisors in 2019. She is involved in managing Bulls and Birdies, Inc., an investment-related business in Vero Beach. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad array of planning services and integrates advisory services with other financial product sales and referral channels.

Jessalyn Withers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of her advisory role, she serves as an administrator for a CrossFit facility in Rockledge, Florida. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to a wide range of individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets.

Erwin Moosher is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley and its affiliated entities since 2009. Moosher is based in Vero Beach, FL. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, utilizing structured financial planning tools and a variety of investment strategies. The firm manages approximately $2.74 trillion in client assets and provides tailored planning through its Financial Advisors and Estate Planning Strategies Group.

Bruce Strum is Vice President, Wealth Planner at Fidelity Investments, where he works with select families and individuals to provide comprehensive financial planning. His approach involves understanding family dynamics and long-term goals to help clients plan their financial futures. He has been with Fidelity Investments since 2015, progressing from Portfolio Specialist to Managed Solutions Consultant before assuming his current role in 2023. Prior to Fidelity, Bruce held positions as an Investment Executive at Lumina Wealth from 2012 to 2014, and as a Financial Advisor at Merrill Lynch from 2008 to 2012. Outside of his professional work, Bruce enjoys cars, fitness, social events, outdoor adventures, scuba diving, and traveling.

Jennifer Suleman is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. She holds a Series 66 designation and has worked across various Wells Fargo entities since 2012. Outside of her advisory role, she is involved in several business ventures, including ownership interests in companies related to plant cultivation and equestrian services, as well as occasional acting work. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions tailored to clients meeting specific net-worth criteria. The firm combines advisory services with other financial products and referral channels.

Andre Lambros is a CFP® professional with 26 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC for seven years. Outside of his advisory role, he is a co-owner and organizer of Over the Hill Hockey, a roller hockey league in Stuart, Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Alison Bowes is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds the Series 66 designation and has worked at J.P. Morgan Securities since 2012, including prior roles at Merrill and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Patrick Cahill III is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 1983 and has served as a Senior Vice President in wealth management. Patrick holds the designation of CERTIFIED FINANCIAL PLANNER™ professional, awarded by the Certified Financial Planner Board of Standards, Inc. in 2003, and is also a Personal Investment Advisor (PIA). Patrick received a Bachelor of Science degree in Business Administration from Villanova University. His areas of focus include managed money strategies, business financial services, retirement planning, estate needs, and college education planning. He works with clients on college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Outside of his professional role, Patrick enjoys basketball, golfing, spending time with his family, and traveling. His approach involves collaborating one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals.

Carter Ebbert is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding the Series 66 designation. He has one year of industry experience and previously served in the U.S. Air Force for four years. His prior work includes roles with First Financial Security, Inc., Vector Marketing, and Earls Kitchen + Bar. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Darren Mingear is a financial advisor at Edward Jones in Vero Beach, FL, holding a Series 66 designation with five years of industry experience. His prior roles include positions at MAPing Leadership and Indian River State College. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Maurice Schaefer is a financial advisor with LPL Financial in Vero Beach, FL, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His prior roles include positions at J.P. Morgan Securities, TIAA-CREF, and Fifth Third Securities. Outside his advisory work, he is associated with John Schaefer and Associates, a business entity unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms, supported by technology-driven operational tools.

John Jennings is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 12 years of industry experience. Prior to joining Raymond James in 2019, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2014 to 2019. Outside of advisory services, he is involved with The Kanner Group, LLC and The Jennings Group LLC in Vero Beach, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with a notable affiliation supporting municipal and public-finance work.

Susan Rose is a financial advisor with Stifel who holds Series 63 and Series 65 licenses and has 34 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2016. Outside of her advisory role, she is involved in managing a summer cottage rental business in Michigan. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm's investment approach is based on proprietary analysis and probabilistic modeling developed by its Investment Strategy Group.

Ronald Baliton is a financial advisor with LPL Financial in Vero Beach, FL, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. His prior experience includes roles at Seacoast Bank, INVEST Financial Corp, FNB Brokerage Services, and Uvest Financial Services Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting investment strategies with technology tools and oversight of substantial discretionary assets.

Donna Stock is a financial advisor with Raymond James & Associates in Vero Beach, FL, holding Series 63 and Series 66 designations and 26 years of industry experience. Her career includes multiple roles within Raymond James entities since 2015, as well as two years with Wells Fargo Advisors. Outside of her advisory work, she serves as a power of attorney for her father. Raymond James & Associates is a large firm serving individuals, including high-net-worth clients, institutions, pension and profit-sharing plans, charitable organizations, and governmental entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by extensive research and model manager options.

Alex Wolfenden is a financial advisor at Raymond James Financial with Series 66 and Series 65 credentials and three years of industry experience. He previously worked at Fisher Investments and has had roles at Florida State University and Vero Beach High School. Outside of his advisory work, he serves as a Relationship Manager at The Kanner Group, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through specialized affiliations.

Mark Ahern is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with earlier experience at Citigroup Global Markets dating back to 1993. Outside of his advisory role, he serves as a trustee in a trust based in Lake Forest, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.