Samantha Sylvester is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 21 years before joining Morgan Stanley in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Johanna Salgado is a financial advisor with Merrill in Jensen Beach, FL, holding a Series 66 designation and one year of industry experience. She previously worked at Bank of America, N.A. and has been associated with Merrill since 2010. Outside of her advisory work, she serves as Secretary for Humbled Beginnings, a nonprofit organization supporting underprivileged individuals. Merrill, along with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various organizations.

Katherine Mikkelson is a financial advisor with Edward Jones in Stuart, Florida. She holds a Series 66 designation and has seven years of industry experience. Prior to joining Edward Jones in 2018, she worked at Accenture for 14 years and held roles at several other firms in 2017 and 2018. Outside of her advisory work, she owns and manages residential rental properties in Florida and Tennessee. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branch offices nationwide.

James Garner is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 2016 and serves as Managing Director of ARK Financial Advisors, where he is involved in fixed insurance business outside of Raymond James-approved vendors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individual and high-net-worth investors, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals and supports municipal and public finance work through its affiliation with a municipal advisor.

Michael Modica is a financial advisor with Merrill in Port Saint Lucie, FL, holding Series 65 and Series 66 licenses and seven years of industry experience. Prior to Merrill and Bank of America, where he has worked since 2019, he held roles at Pinnacle Association Management and Coldwell Banker. He serves as an executor and trustee in family estate matters. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Gilcher is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad platform that includes proprietary research and affiliated banking programs.

Davis Rieman Jr. is a CFP® professional with 39 years of industry experience, currently affiliated with OSAIC since 2023. He previously worked at Sagepoint Financial, Inc. for 14 years. In addition to his advisory role, he is a principal at Epic Insurance Brokers, managing staff for individual and employee benefits insurance consultation and placement. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-assessment methodologies, and access to third-party money managers and wrap programs.

James Zick is a CFP® professional with 15 years of industry experience, currently affiliated with LPL Financial since 2017. He has prior experience at Seacoast National Bank and INVEST Financial Corp. Outside of his advisory role, he is involved with Capitas Financial, which offers non-variable insurance products including life and long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research and technologies.

Randy Vasquez is a financial advisor with Merrill in Port Saint Lucie, FL. He holds a Series 66 credential and has one year of industry experience. His prior work includes roles at Bank of America, N.A., and Arrigo Chrysler Dodge Jeep Ram. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Austin Drukker Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on delivering a wealth management approach that begins with understanding clients' individual financial situations and priorities. He helps create customized strategies that are adaptable to clients' changing needs and market conditions, providing access to Merrill's investment insights and Bank of America's banking services. With professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), Austin has expertise as a First Vice President, Senior Financial Advisor, and Portfolio Manager. His client focus areas include college education planning, managing new wealth, portfolio management services, women and wealth, and retirement income. Austin holds a Bachelor's Degree from Western Connecticut State University. Austin participates in his community through activities such as volunteering with organizations including the Ridgefield CT Board of Education, where he served as past chairman, and the National Kidney Foundation of Connecticut. He is also affiliated with professional organizations like BPOE Stuart Elks and Amara Shriners. Outside of his professional and community work, Austin enjoys fishing, hiking, ice hockey, pickleball, and tennis.

David Marley Jr. is a financial advisor with MassMutual Investors Services and holds a Series 63 designation. He has 37 years of industry experience and has been with MassMutual and its affiliated firms since 1987. Outside of his advisory role, he serves as treasurer of the board for the Historical Society of Martin County, is a director and finance committee member of the Marine Resources Council, and acts as president of the Riverbend Property Owners Association. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and collaborative planning processes to deliver written recommendations tailored to clients’ goals.

Edward Kemm is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at SagePoint Financial, Lincoln Financial Advisors, Oppenheimer & Co. Inc, and Independent Portfolio Consultants. Kemm is the sole proprietor of Ironbridge Wealth Counsel, LLC, a fixed insurance business, and serves as trustee for a special needs trust. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses a variety of platform tools and third-party arrangements to support portfolio construction and management.

Stephen Hedrick is a CFP® and ChFC® with 13 years of industry experience. He has been with Edward Jones since 2015. The firm serves more than four million individual and institutional clients with a wide range of wealth management services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. Edward Jones manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Thomas Sloane is a financial advisor with Raymond James & Associates in Stuart, FL, holding a Series 66 designation and three years of industry experience. His background includes roles at UBS Financial Services and Kuehne + Nagel Inc., as well as service in the United States Navy and Navy Reserves. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Eric Christensen is a financial advisor at UBS Financial Services with 22 years of industry experience. He has been with UBS since 2003 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients, offering a range of brokerage and investment advisory services including financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform that includes custody, underwriting, and capital markets solutions.

Catherine Fisher is a CFP® professional with 18 years of industry experience. She is currently with LPL Financial and was previously with J.P. Morgan Securities LLC for 12 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supporting both discretionary and non-discretionary management with access to model portfolios and research.

Raul Calle is a ChFC® with 42 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2007. He serves as managing partner of Comprehensive Insurance Risk Management LLC and Calle Financial Network, LLC, and holds leadership roles as president of two condominium associations in Ocean City, MD. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing proprietary and third-party model strategies alongside multiple platform arrangements.

Rene Fonseca is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing six years of industry experience. His prior work includes positions at NYLIFE Securities LLC, New York Life Insurance Co, General Security, and United Central Security Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Paul Stanislau is a financial advisor with Raymond James & Associates in Stuart, Florida. He holds Series 63 and Series 65 designations and has 41 years of industry experience. Prior to joining Raymond James in 2023, he worked at UBS Financial Services for 12 years. Raymond James & Associates is a large, dually registered broker‑dealer and SEC‑registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non‑discretionary investment consulting, and institutional fiduciary services.

Jacob Dean is a financial advisor at LPL Financial with four years of industry experience. He holds Series 65 and Series 63 credentials and previously worked at Trinity Wealth Securities and Florida Financial Advisors. Outside of his advisory role, he is involved with Initiative Wealth Planners, focusing on non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management alongside research and model portfolios.