Terry Dirrim is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its affiliates since 2009, including service at Morgan Stanley Private Bank, National Association. Dirrim maintains an estate investment activity outside his advisory role. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services with additional activities such as private funds and structured-product trading.

Alyse Keultjes is a CFP®-designated financial advisor with eight years of industry experience, currently serving clients at LPL Financial since 2024. She previously worked at Edward Jones for six years and has experience in entrepreneurial ventures, including founding Spunky Girl SoapWorks. Outside of advisory work, she is involved with Keultjes Investment Group, LLC, a business entity formed for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Joseph Billerman is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Thrivent Financial and Thrivent Investment Management Inc. He also spent three years at Holy Cross College and has been involved with Billerman Farms for nine years. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a retirement income service that provides written recommendation reports and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies for clients approaching or in retirement.

Melissa Eikens is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. Outside of her advisory role, she is involved in business ownership through Pi Charts, LLC, which manages office real estate. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, written recommendations, supported by a centralized consulting team and algorithmic tools.

James Burkert is a financial advisor with Osaic Wealth, Inc. He holds a Series 66 designation and has 17 years of industry experience. Prior to joining Osaic in 2018, he worked at Signator Investors, Inc. for nine years and Edward Jones for one year. He serves on the finance committee of St. John's Episcopal Church in Elkhart, IN. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers and managed-account solutions.

Lindsey Downey is a Series 66-licensed financial advisor with Edward Jones in Mishawaka, IN, where she has worked since 2019. She has six years of industry experience, including five years at KINETIC IT Solutions prior to joining Edward Jones. Outside of advising, she is involved in a health and wellness business as a distributor for Advocare. Edward Jones is a full-service wealth management firm serving individual and institutional clients across the United States. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of advisors and offices.

Robert Dhoore is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 15 years of industry experience. He has been with J.P. Morgan Securities since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Timothy Bauman is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2020, progressing through roles from Planning Consultant to Financial Consultant before his current appointment. Prior to joining Fidelity, he worked as a Financial Relationship Advisor at Wells Fargo Advisors from 2019 to 2020. Timothy's professional focus involves collaborating with clients to develop, implement, and monitor comprehensive financial plans tailored to their goals and aspirations. He emphasizes creating an environment where clients feel comfortable and empowered to discuss their financial objectives, aiming to support their financial success both now and for future generations. Outside of his professional work, Timothy has interests in baseball, cooking and baking, football, golf, and parenthood.

Nicolas Chaput is a financial advisor at Cambridge Investment Research Advisors with 11 years of industry experience. He holds Series 65 and Series 63 credentials and previously worked at LPL Financial and Silver Oak Securities Inc. His current role is based in Granger, Indiana. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a variety of discretionary and non-discretionary strategies across multiple platforms.

Kane Brolin is a CFP®-certified financial advisor with 26 years of industry experience. He is currently with LPL Financial and previously worked at Commonwealth Financial Network and Ameriprise. Outside of advising, he serves as Vice-President of Ficro Properties LLC and participates in a plaintiff class action through Nye Sterling Hale Miller and Sweet, LLP. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services supported by technology and a broad platform including advisory and non-advisory financial activities.

Matthew Bergin is a financial advisor with LPL Financial in Mishawaka, Indiana, holding Series 63 and Series 66 licenses and having two years of industry experience. Prior to joining LPL Financial, he worked at Northwest Bank and Old National Bank, and spent over a decade at Wabash National. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions through a large network of investment adviser representatives.

Matthew Stemm is a financial advisor with Edward Jones in Osceola, Indiana, holding Series 63 and Series 66 registrations and having 22 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he serves as Vice President of Dollars For Scholars in Elkhart, Indiana, where he helps organize fundraisers for high school senior scholarships, and he is involved in strategic planning for an Amish bakery and franchise business. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branch offices, offering a variety of investment strategies and affiliated financial services.

Pablo Rodriguez is a financial advisor at Raymond James & Associates with 21 years of industry experience. He previously worked at Edward Jones for 19 years before joining Raymond James in 2024. Outside of his advisory role, he owns and operates Coerver Coaching Indiana, where he supervises and coaches soccer summer camps and clinics, and serves as president of the Northern Indiana Futbol Club, leading operations for a semi-pro summer soccer team. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional investors, and municipal entities. The firm offers financial planning and investment consulting supported by a wide range of portfolio management styles and affiliated research.

Joseph Varga is a financial advisor with UBS Financial Services in Mishawaka, IN, holding Series 63 and Series 65 licenses and having 41 years of industry experience. He has been with UBS since 2006. Varga serves on the Board of Directors at Manchester University, advising the Director of Alumni Relations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering proprietary research and a broad range of capital markets activities.

James Ruthrauff is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, where he has contributed over 30 years of experience supporting accomplished families. His work focuses on simplifying and coordinating complex financial lives, helping clients make informed decisions during key opportunities and transitions, and ensuring that wealth management supports both long-term goals and current lifestyles. Through Kahn, Ruthrauff & Associates, he collaborates with a dedicated team and works alongside CPAs, attorneys, and other advisors to provide integrated and thorough planning. Mr. Ruthrauff specializes in areas including college education planning, personal retirement planning, portfolio management services, small business strategies, and retirement income. He holds several professional designations, including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). His educational background includes a Bachelor's Degree from Indiana Wesleyan University and a Master's Degree from the University of Florida. He is a member of the Economic Club of Michiana and has completed additional coursework at Yale University related to asset allocation, ethics, and investment management. Outside of his professional activities, James resides in Granger with his wife Jeannie. He is involved in the South Bend community, participating in cultural arts and supporting local charitable organizations such as Habitat for Humanity. His personal interests include biking, boating, skiing, tournament waterskiing, cycling, golf, CrossFit, and playing guitar.

Douglas Purucker is a Series 66 licensed financial advisor with STIFEL in South Bend, IN, and has four years of industry experience. Prior to joining STIFEL in 2021, he worked in various roles at Belle Tire, Lowe's, and Uber. STIFEL serves a broad range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Katheryn Stoll is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and bringing eight years of industry experience. She has worked at J.P. Morgan Securities since 2017 and has been with JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Amanda Bontrager is a financial advisor at Edward Jones in South Bend, Indiana, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2024, she spent ten years at The Stanley Clark School. Outside of her advisory role, she teaches yoga classes at the Cassopolis Fitness Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies and advisory services, supported by a large nationwide network of financial advisors and branch offices.

Alicia Roennow is a financial advisor with LPL Financial in South Bend, Indiana, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Her prior roles include positions at 1st Source Bank, Securian Financial Services, Inc., and Healy Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms such as the Bank Wealth Program.

Scott Ludwig is a financial advisor at Robert Baird & Co. with a Series 66 designation and experience in the industry starting in 2025. Prior to joining Baird, he worked at Vituity and spent 17 years with Elite Emergency Physicians. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves a range of clients including individuals, corporate and business clients, pensions, and charitable organizations. The firm offers financial planning, portfolio management, and other advisory services supported by internal research, manager monitoring, and advanced investment tools.