Joshua Vandergraaff is a financial advisor at UHY Wealth Management RIA LLC with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms, including Vertrix Wealth Management, Greystone Financial Group, and Prudential Insurance Company of America. UHY Wealth Management RIA LLC provides wealth management and pension consulting services to individuals, employee benefit plans, trusts, estates, and institutional clients. The firm employs both fundamental and technical analysis to manage portfolios tailored to clients’ investment objectives and oversees a significant mix of discretionary and non-discretionary assets.

Robert Mulcahy is a financial advisor at Royal Oak Financial Advisors, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Regulus Advisors, Wfg Investments, Inc., and Liberty Tax. Mulcahy also has experience as an insurance agent. Royal Oak Financial Advisors serves individuals, high-net-worth clients, and retirement plans, providing discretionary portfolio management and financial planning with an investment approach based on asset allocation and model portfolios tailored to client goals and risk tolerance.

Michael Wallace is an investment adviser representative at FSA Advisors, Inc. with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including AE Financial Services, HUB International Midwest, and Independence Capital Company. Wallace is also president of Wallace Holdings, a pass-through S corporation. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth, and business clients. The firm uses a combination of fundamental analysis and modern portfolio theory to guide investment decisions and typically employs mutual funds, fixed income, ETFs, REITs, and annuities in client portfolios.

Ryan Paye is a financial advisor at FSA Advisors, Inc. in Troy, Michigan, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Merrill Lynch/Bank of America and Bridgewise Financial Partners. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses, utilizing fundamental analysis and modern portfolio theory with a long-term investment focus. The firm offers discretionary portfolio management, prepares Investment Policy Statements, and delivers financial plans on fixed-fee or hourly bases, often incorporating third-party managers and specific custodial arrangements.

Diane Young is a financial advisor at Arrowroot Family Office, LLC with 34 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Financial Gravity Wealth, Inc., Athena Advisory Services Inc., and OSAIC. Young serves as a board member for the Girl Scouts of Southeast Michigan and is president of the Women’s Democratic Club of Greater Rochester. She is also the author of the book "Owning Your Financial Success" and engages in public speaking on the topic. Arrowroot Family Office provides wealth management and financial planning services to individuals, families, pension plans, trusts, and other entities. The firm focuses on asset allocation and uses quantitative analytics to build portfolios primarily consisting of ETFs and mutual funds, while also offering multi-family office services and managing private funds.

Harold Mohn Jr. is a Series 65-licensed advisor with nine years of industry experience, currently working at UHY Wealth Management RIA LLC since 2026. He has also worked with UHY Advisers Mid-Atlantic and Prosperity – An EisnerAmper Company. UHY Wealth Management RIA LLC serves individuals, employee benefit plans, trusts, estates, and institutional clients with both discretionary and non-discretionary portfolio management. The firm utilizes a combination of fundamental and technical analysis to tailor investment policies to client objectives and emphasizes pension consulting for plan sponsors.

Norman Leon is a financial advisor at Vertrix Wealth Management, LLC with 16 years of industry experience. He holds a Series 65 designation and has previously worked at Greystone Financial Group, LLC and Retirement Funding Advisors Inc. Norman joined Vertrix Wealth Management in 2026 as part of a six-advisor team based in Troy, MI. Vertrix Wealth Management serves individuals, trusts, estates, small businesses, and employer-sponsored retirement plans, providing comprehensive portfolio management and retirement plan consulting. The firm employs a tactical, risk-management oriented investment approach that combines fundamental and technical analysis with dynamic asset-allocation adjustments.

George Johnson III is a financial advisor at Discipline Wealth Solutions, Inc. with 22 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at firms including LPL Financial and CPR Investments Inc. Outside of advising, he is involved in business consulting through referral roles and provides assistance to clients on estate planning matters. Discipline Wealth Solutions serves individuals, high-net-worth clients, corporations, retirement plans, and other advisors, offering tailored investment advisory services through managed accounts, sub-advisory relationships, and retirement plan consulting. The firm uses both in-house and third-party management strategies and provides participant education and plan support for retirement clients.

Daniel Ladzinski is a CFP® practitioner with two years of industry experience, currently serving as an investment advisor representative at Summit Financial Consulting LLC. He has prior experience with Strategic Wealth Advisors Group and American Retirement Advisors, and operates a retail sales business through DAL Essentials LLC. In addition to his advisory role, he is also licensed as an insurance agent. Summit Financial serves individuals, high-net-worth clients, trusts, businesses, and qualified retirement plans, providing portfolio management, financial planning, ERISA plan advisory, and insurance products. The firm uses a range of investment strategies tailored to client risk profiles and offers educational seminars and detailed performance reporting.

Norbert Martz III is a financial advisor at UHY Wealth Management RIA LLC in Sterling Heights, MI, holding the ChFC® and Series 63 designations with 12 years of industry experience. His prior work includes roles at Prudential Insurance Company of America and LPL Enterprise. UHY Wealth Management RIA LLC provides wealth management and pension consulting services to individuals, employee benefit plans, trusts, estates, and institutional clients. The firm offers both discretionary and non-discretionary portfolio management, developing individualized investment policies using fundamental and technical analysis tailored to client objectives.

Steven Shepich is a CFA® charterholder with 13 years of industry experience. He has been with Laffer Tengler Investments, Inc. since 2011. Laffer Tengler Investments provides discretionary and non-discretionary portfolio management, model delivery to other advisers, and wrap-fee program management for individual, high-net-worth, institutional, and specialty clients. The firm combines quantitative modeling and macroeconomic forecasting with fundamental security analysis to manage a range of investment strategies across multiple asset classes.

Peter Mitroff is a financial advisor with Stoney Creek Advisors LLC in Rochester Hills, MI, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has worked at Stoney Creek Advisors since 2016 and was previously with Executive Wealth Management, LLC and Invest Financial Corporation from 2011 to 2016. He is also an owner and partner of a life and health insurance agency through Stoney Creek Partners, LLC. Stoney Creek Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth individuals, and business entities. The firm uses documented investment policy statements, model portfolios, and various analytical methods to manage accounts, and offers services including third-party money manager selection and retirement-plan advisory with held-away 401(k) account management.

Richard Keil is a financial advisor at William Mack & Associates Inc with eight years of industry experience. He holds the PFS™ designation and has worked at William Mack & Associates since 2019. Keil has prior experience at a mutual fund management company and has been involved with Keil & Associates, P.C. since 1988. He is also president of Payroll Express, Inc., a payroll service firm. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for nearly 1,000 clients. The firm serves individuals, trusts, retirement plans, and other entities through a team of ten advisors, emphasizing diversified, tax-efficient, low-cost investment strategies using mutual funds and ETFs.

John Devine is a CFP® professional with three years of industry experience, currently with MKD Wealth in Troy, MI. His prior roles include positions at Integrated Capital Management, JP Morgan Securities LLC, and Northwestern Mutual. MKD Wealth provides investment management, financial planning, family office coordination, and consulting services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm manages approximately $505 million in assets and offers model portfolios across a range of risk levels, incorporating mutual funds, ETFs, individual securities, alternative investments, and digital assets.

Kendra Simon is a financial advisor at CPR Investments Inc with 25 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms, including HBW Securities LLC and Ausdal Financial Partners, Inc. In addition to advisory work, she prepares taxes for clients. CPR Investments Inc primarily serves individual investors, offering discretionary portfolio management, comprehensive financial planning, and ERISA plan services. The firm uses a multi-manager approach with an emphasis on tactical and absolute-return strategies designed to reduce downside risk.

Darren Hesselink is a financial advisor at Ironwood Financial, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wealth Watch Advisors and ON Investment Management CO. Outside of advising, he is involved with Energetic Brands LLC and Energetic LLC, businesses he has been associated with since 2015. Ironwood Financial, LLC provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, and institutional entities. The firm uses distinctive options-writing strategies within separately managed accounts and tailors portfolios based on clients’ risk profiles and time horizons.

Gaurav Mehra is a Series 65-licensed financial advisor with 16 years of industry experience, currently serving at StraightLine since 2008. He is based in Troy, MI, and works within a team of ten advisors at the firm. StraightLine provides investment management, financial planning, and retirement plan education services to individual investors, including high-net-worth clients, as well as retirement-plan sponsors. The firm employs institutional research and proprietary model portfolios, using mutual funds, ETFs, stocks, and bonds, and offers a structured participant education program alongside discretionary and non-discretionary management options.

Robert Wink is a financial advisor at Summit Financial Working with People You Trust with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has been involved with Summit Financial Consulting LLC, Gradient Securities LLC, and Summit Tax Services LLC in various capacities since 1988. Wink also provides tax planning, tax return preparation, and bookkeeping services through Summit Tax Services. Summit Financial serves individuals, high-net-worth clients, trusts, businesses, and qualified retirement plans with discretionary portfolio management, financial planning, and ERISA plan advisory services. The firm uses model portfolios consisting largely of no-load mutual funds and ETFs, applying fundamental, technical, and cyclical analysis, and emphasizes principal preservation while employing a range of strategies tailored to client risk profiles.

David James is a financial advisor with FSA Advisors, Inc. He holds a Series 65 designation and has been in the financial services industry for several years, including roles at Hub International Midwest Inc and The Right Choice Insurance Agency Inc. He is also licensed as a life insurance agent with Financial Services of America. FSA Advisors, Inc. provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and typically uses mutual funds, fixed income, ETFs, and other products to implement client portfolios.

John Fawcett is a financial advisor with CPR Investments Inc in Rochester, MI, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at CPR Financial Group and CPR Investments Inc since 2016 and at The Gurney Agency since 2019. Outside of investment advisory roles, he is also an insurance agent involved with Medicare-related activities. CPR Investments Inc provides discretionary portfolio management, financial planning, and ERISA plan services to individuals, businesses, and retirement plans. The firm uses multi-manager portfolios combining in-house tactical models and third-party sub-advisors to pursue tactical and absolute-return strategies with a focus on defensive positioning and ongoing model management.