Kevin Scorsone is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His career includes positions at Cetera Investment Services, Chemical Bank, and Chase Investment Services. He also serves as a Notary Public. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of services including financial planning and institutional platforms, serving individuals, retirement plans, banks, and trust companies.

Gregory Mc Keever is a financial advisor with LPL Financial, holding Series 63 and Series 66 registrations and four years of industry experience. He has worked at several firms including Northwestern Mutual Wealth Management Company and Ivan Peruski. He also serves as a financial advisor at Tri-Star Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Keith LaVielle, CFP®, is a Wealth Management Advisor at Merrill's Saginaw, Michigan branch, where he has been serving clients since 2014. He provides customized financial planning and investment guidance tailored to each client's goals, with expertise spanning retirement planning, college funding, estate strategies, tax minimization, and portfolio management. His approach is grounded in a client-first philosophy and a comprehensive goals-based wealth management framework. Keith earned his Bachelor of Arts in Business Administration with a major in Personal Financial Planning from Central Michigan University in 2014. He holds professional designations including Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). His academic background and over a decade of experience enable him to develop personalized financial strategies aligned with clients' unique goals and values. Beyond his professional work, Keith is involved in his local community, serving on the board of the Saginaw Basin Land Conservancy. He lives in the Great Lakes Bay Area with his wife and their two dogs.

David Friebe is a Series 66-credentialed financial advisor with 17 years of industry experience. He has been with Thrivent Investment Management and Thrivent Financial for Lutherans since 2008. Outside of his advisory role, he serves as Vice Chairman of Trinity Lutheran Church and is a member of the Board of Directors for the Bay Area Women's Center. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing holistic, goal-based financial analyses and planning across multiple areas without discretionary trading authority.

Cheryl Zinz is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She previously worked for Signator Investors, Inc. for 11 years before joining OSAIC in 2018. Outside of her advisory role, she serves as a Program Director at Michigan Avenue Baptist Church. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach focused on model-based asset allocation, portfolio optimization, and a multi-advisor platform.

Leif Peterson is a financial advisor with LPL Financial in Bay City, MI, holding a Series 66 credential and 16 years of industry experience. His prior work includes seven years at Royal Alliance and ongoing consulting through LEP Consulting, PLC, which provides tax preparation and accounting services. Peterson serves on the board of the Gaslight Condominium Association, a nonprofit in Bay City. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a wide range of strategies delivered through a large network of advisors, with capabilities including financial planning, model portfolios, and institutional platforms.

Spencer Gomes is a financial advisor at J.P. Morgan Securities in Saginaw, MI, holding Series 63 and Series 66 licenses with 10 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Jordan Bannerman is a financial advisor with Ameriprise in Saginaw, MI, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Edward Jones, American National Bank of Texas, LPL Financial, USAA Investment Management Company, and Scottrade, Inc. He has also worked as a self-employed sports official for four years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach emphasizes tax-aware withdrawal strategies and asset allocation within a product ecosystem that includes affiliated fund options.

Timothy Dijak is a financial advisor with Ameriprise in Saginaw, MI, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His prior firms include Raymond James & Associates, where he worked for 10 years before joining Ameriprise Financial Services, Inc. He also owns Dijak Consulting PLC, which is used solely for payroll purposes. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Karen Lawrence Webster is a financial advisor with Equitable Advisors in Saginaw, MI, holding a Series 66 designation and having 21 years of industry experience. She has been with Equitable Advisors (and previously Axa Advisors, LLC) since 2004. Outside of her advisory role, Webster is active in her community as president of the Delta Sigma Theta Sorority Saginaw Alumnae Chapter and serves on the Saginaw County Michigan Executive Board providing voter information. She also contributes guest columns to Word Up Magazine and Michigan Banner Magazine and directs a firm focused on income tax preparation and compilations. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm delivers advice through a network of Investment Adviser Representatives and utilizes both proprietary and third-party advisory programs and managers.

David Anderson is a financial advisor with Robert Baird & Co. based in Midland, MI, holding a Series 66 designation and 14 years of industry experience. He previously worked for J.J.B. Hilliard, W.L. Lyons, LLC for seven years before joining Baird in 2019. Anderson serves as President and a board member of Saginaw Field and Stream, where he oversees the Investment and Finance Committee. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations using a range of financial planning, consulting, and portfolio management strategies.

Sam Howard is a CFP®-designated financial advisor with Robert W. Baird & Co., bringing 20 years of industry experience. He has worked at Baird since 2019 and previously with Wells Fargo Clearing from 2016 to 2019. Howard serves on the investment committee of The Arnold Center and is a board member of the Leon P Martuch chapter of Trout Unlimited. He is part of the DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing both manager-traded and model-traded strategies along with tax management and direct indexing, supported by internal research and investment oversight.

Gregory Porath is a financial advisor at Robert Baird & Co. with three years of industry experience. He holds the Series 66 designation and has previously worked in the hospitality and banking sectors, including roles at Mike Mohn / Bestside Bar & Grill and Macatawa Bank Corporation. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, implementing strategies through a combination of in-house and third-party managers across traditional and non-traditional asset classes.

Timothy Holsworth is a CFP® credentialed financial advisor with 40 years of industry experience, currently serving at Raymond James Financial in Bay City, MI. He has worked at Raymond James Financial Services Advisors since 2010 and also owns AHP Financial Services, Inc., a support company where he serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Sherry Schock is a financial advisor at Edward Jones in Midland, MI, holding a Series 66 designation with three years of industry experience. Before joining Edward Jones, she was a partner at Bloom by Bloom, LLC, and has over two decades of experience with Walden University. She also works as an independent educational leadership consultant and has been invited to conduct training for school leaders in Hawaii and participate in panel discussions on charter schools. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Emily Rush is a Series 66 licensed financial advisor with 15 years of industry experience. She has worked at Ameriprise since 2026, following nine years at The Huntington Investment Company and six years at LPL Financial. Outside of her advisory work, she is a member of Rush Properties, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services focused on dependable income sources and tax-aware withdrawal strategies.

Kimberly Martin is a financial advisor with LPL Financial in Bay City, MI, holding Series 63 and Series 65 designations and 25 years of industry experience. Her prior roles include positions at Thumb Bank & Trust, Sorrento Pacific Financial, LLC, and Hantz Financial Services, Inc. Outside of finance, she is a business owner of an auto repair facility operated jointly with her husband. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning and model portfolio programs, and integrates both strategic and tactical investment approaches supported by advanced research and operational tools.

Scott Miller is a financial advisor with Edward Jones in Bay City, MI, holding a Series 66 designation and with six years of industry experience. Prior to joining Edward Jones in 2019, he worked at Labadie Auto Company and Chestnut Valley Holdings, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Timothy Todd is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 23 years. Outside of his advisory role, he volunteers at community household hazardous waste days and officiates amateur sports including baseball, basketball, and football. Ameriprise offers a retirement-income planning service geared toward individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic automation overseen by a centralized consulting team to deliver tailored retirement advice.

Ryan Barber is a financial advisor with OSAIC in Saginaw, Michigan, holding a Series 66 designation and 25 years of industry experience. He previously worked at SII for 11 years before joining OSAIC in 2018. Barber is also active as a real estate investor and serves as president of RB Wealth Management LLC, where he focuses on sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a range of customizable investment programs supported by affiliated broker-dealer and RIA relationships.