Ashley Stama is a Series 66 licensed advisor with Merrill, based in Portage, MI. She has 12 years of industry experience and has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Spitzley is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 18 years of industry experience, including prior roles at Eagle Strategies and New York Life. Spitzley serves as a board member of AMBUCS, a charitable organization based in Kalamazoo, MI. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial-wellness services to a diverse client base. The firm offers a variety of investment implementation options through multiple custody and platform arrangements, combining proprietary models with access to third-party strategists.

Saundra Ivy is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Her prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., and Oak Point Financial Group. She is also involved with KALSEE Retirement & Investment Services, a business related to her LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools.

Michael Tangalakis is a financial advisor at Raymond James & Associates with five years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2021. Prior to his current role, he was employed at Morton Grove Pharmaceuticals for several years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Douglas Neracher is a financial advisor with Primerica Advisors in Portage, MI, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has worked at Primerica Financial Services since 1994 and at PFS Investments Inc. since 1999, currently operating under the name Drake Financial Group. In addition to advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with program management and trading delegated to established custodians and overlay providers.

Timothy Knapper is a financial advisor at Ameriprise with 17 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2017, following prior roles at Wells Fargo Advisors. Outside of his advisory work, he serves as a fiduciary trustee and holds a real estate license. Ameriprise offers a retirement-income planning service targeted at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Victor Russo Jr. is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and 38 years of industry experience. He previously worked for Stifel Nicolaus & Co Inc from 2013 to 2026. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written retirement income recommendations and ongoing tax-aware withdrawal strategies for clients nearing or in retirement.

Nina Sanchez is a financial advisor at Raymond James & Associates with one year of industry experience. She holds a Series 66 designation and has prior experience at Plante Moran, Pine Grove Housing Service, and PNC Bank. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Adam Srmek is a financial advisor with Ameriprise Financial Services in Portage, MI, holding a Series 66 designation and 10 years of industry experience. He has worked at Ameriprise since 2016 and maintains outside business activities including ownership of a YouTube channel, "Straight Talks on YouTube," and serving as a CFA Level 3 instructor for Cerifi, producing video lessons on exam content. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Jill Walsh is a CFP® professional with eight years of industry experience currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Edward Jones for six years and Cardinal Health for eight years. Walsh is a co-founder and owner of Highland Financial Group, where she operates as an independent contractor providing financial planning and wealth management services under the Raymond James Financial Services umbrella. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliated municipal advisor arrangement.

Sandra De Vito is a financial advisor with Edward Jones in Vicksburg, MI, holding CFP® and Series 66 credentials and having eight years of industry experience. Prior to joining Edward Jones in 2018, she worked for nine years at The Gagie School. Outside of advising, she is co-owner of a local barber shop in Vicksburg with her husband. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm manages over $1 trillion in assets and operates a large national network of financial advisors and branch offices.

Jonathan Vargo is a financial advisor at Edward Jones with 17 years of industry experience. He holds the CFP® and ChFC® designations along with Series 66 and Series 63 licenses. His prior experience includes roles at Flagstar Bank, Infinex Investments, Wolff Financial Management LLC, and running his own practice. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages more than $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Mitchell Wassink is a CFP® professional with 18 years of industry experience, currently affiliated with Cetera. He has been working with Cetera and its affiliated entities since 2016. In addition to his advisory role, he is involved in the financial services business Kuipers Insurance and Investments, LLC, where he serves as a financial professional. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with varied program structures and custodial relationships.

Nathan Brown is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for nine years and served in the Michigan Air National Guard for over two decades. Outside of his advisory work, Brown is involved in community roles including serving on the Board of Directors for BPOE 1381, acting as an advisory member for St Joseph County VA, and participating with the St Joseph County Dive & Rescue team. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies, supported by a centralized service team that collaborates with advisors on written recommendation reports.

Robert Kerschbaum III is a CFP® professional affiliated with Ameriprise in Richland, MI, with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Rena Fields is a financial advisor at Stifel with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a broad client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Sharlee Zalewski is a CFP®-designated financial advisor with 15 years of industry experience. She has worked at Edward Jones since 2018 and previously spent five years with PNC Investments. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard, supported by a nationwide network of approximately 23,701 advisors.

Michelle Copenhaver is a financial advisor at Morgan Stanley in Kalamazoo, MI, holding Series 63 and Series 66 licenses with 27 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by proprietary tools and models.

Matthew Tiller is a financial advisor with Cambridge Investment Research Advisors in Kalamazoo, MI, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated broker-dealer since 2009. In addition to his advisory role, he operates as an independent insurance agent selling fixed insurance products and owns Ascent Asset Group, which he uses to market his financial advisory services. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals using various portfolio management and platform options, combining proprietary and third-party strategies.

Jacob Miller is a financial advisor at Ameriprise with 12 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Ameriprise in 2024, he worked at Edward Jones for 10 years. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and annual advice. The firm’s approach integrates in-house investment research, third-party data, and algorithmic tools, serving clients with specific asset requirements and utilizing an affiliated product ecosystem.