Timothy Knapper is a financial advisor at Ameriprise with 17 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2017, following prior roles at Wells Fargo Advisors. Outside of his advisory work, he serves as a fiduciary trustee and holds a real estate license. Ameriprise offers a retirement-income planning service targeted at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Victor Russo Jr. is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and 38 years of industry experience. He previously worked for Stifel Nicolaus & Co Inc from 2013 to 2026. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written retirement income recommendations and ongoing tax-aware withdrawal strategies for clients nearing or in retirement.

Nina Sanchez is a financial advisor at Raymond James & Associates with one year of industry experience. She holds a Series 66 designation and has prior experience at Plante Moran, Pine Grove Housing Service, and PNC Bank. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Adam Srmek is a financial advisor with Ameriprise Financial Services in Portage, MI, holding a Series 66 designation and 10 years of industry experience. He has worked at Ameriprise since 2016 and maintains outside business activities including ownership of a YouTube channel, "Straight Talks on YouTube," and serving as a CFA Level 3 instructor for Cerifi, producing video lessons on exam content. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Jonathan Vargo is a financial advisor with Edward Jones in Kalamazoo, MI, holding CFP® and ChFC® designations and Series 66 and 63 licenses. He has 17 years of industry experience, including multiple roles at Edward Jones as well as positions at Merrill, Wolff Financial Management LLC, and Flagstar Bank. Edward Jones is a full-service wealth management firm serving individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Mitchell Wassink is a CFP® professional with 18 years of industry experience, currently affiliated with Cetera. He has been working with Cetera and its affiliated entities since 2016. In addition to his advisory role, he is involved in the financial services business Kuipers Insurance and Investments, LLC, where he serves as a financial professional. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with varied program structures and custodial relationships.

Nathan Brown is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for nine years and served in the Michigan Air National Guard for over two decades. Outside of his advisory work, Brown is involved in community roles including serving on the Board of Directors for BPOE 1381, acting as an advisory member for St Joseph County VA, and participating with the St Joseph County Dive & Rescue team. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies, supported by a centralized service team that collaborates with advisors on written recommendation reports.

Robert Kerschbaum III is a CFP® professional with 25 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement income planning and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Rena Fields is a financial advisor at Stifel with Series 63 and Series 66 designations and 26 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2017 and previously at Wells Fargo Clearing. Stifel serves a broad range of clients—including individuals, institutional investors, and charitable organizations—offering brokerage and investment advisory services that utilize a proprietary investment methodology developed by its Investment Strategy Group.

Michelle Copenhaver is a financial advisor at Morgan Stanley in Kalamazoo, MI, holding Series 63 and Series 66 licenses with 27 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by proprietary tools and models.

Matthew Tiller is a financial advisor with Cambridge Investment Research Advisors in Kalamazoo, MI, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has worked at Cambridge since 2009 and briefly at Morgan Stanley in 2009. Outside of his advisory role, he is an independent insurance agent selling fixed insurance products. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and offers both discretionary and non-discretionary management across multiple platforms, including proprietary model strategies under the Founders Gate Capital brand.

Benjamin Ledvina is a financial advisor with Cambridge Investment Research Advisors in Kalamazoo, MI, holding a Series 66 designation and one year of industry experience. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2025 and is also the owner of Ledvina Mowers, a construction and labor business. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers multiple platforms and custodians to support discretionary and non-discretionary management.

Kenneth Lampos is a financial advisor with Raymond James & Associates in Kalamazoo, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Raymond James & Associates since 1999 and also maintains a tenure with Roney & Co. dating back to 1992. Raymond James & Associates is a large, dually registered broker‑dealer and SEC‑registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional investors, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles supported by in-house research and affiliated sub‑advisers.

Terrence Park is a Series 66-credentialed financial advisor with 17 years of industry experience. He is currently with Morgan Stanley in Kalamazoo, MI, where he has worked since 2021, and has prior experience at UBS Financial Services and earlier Morgan Stanley engagements. Outside of his advisory role, he was previously the owner and manager of Fix My Ride LLC, a web and mobile application connecting drivers with mechanics, though the business has been inactive since 2020. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and broad investment offerings.

Brice Banfield is a financial advisor at Edward Jones in Kalamazoo, MI, holding the Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2021, he worked at Farm Bureau Insurance and held various roles in healthcare and chiropractic services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies, managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Patrick Downey is a CFP® professional with 25 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He holds Series 63 and Series 66 registrations and has been involved with the St. Joseph Catholic Church Parish Council since 2005. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and third-party databases.

Samantha Phillips is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and previously worked at PNC Bank for five years. Phillips serves as a volunteer board member for the YWCA of Kalamazoo, a nonprofit organization supporting victims of abuse and promoting maternal and child health. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving individuals, institutions, and municipalities with a range of financial planning and investment consulting services. The firm offers tailored, non-discretionary planning and draws on diverse portfolio management styles supported by firm research and affiliated sub-advisers.

Zachary Richards is a financial advisor at Edward Jones with two years of industry experience and holds a Series 66 designation. Prior to joining Edward Jones in 2024, he worked at CSM Group and Summit Polymers. He is also involved with the Bronson Athletic Club, where he assists with member services and tours. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of investment advisory programs backed by a large nationwide network of financial advisors.

Logan Bullard is a financial advisor with Ameriprise in Richland, MI, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior roles include positions at Fifth Third Securities, Fifth Third Bank, and Raymond James & Associates Inc. since 2015. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, algorithm-assisted recommendations through a centralized consulting team.

Kristyn Powers is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and previously worked at Chemical Bank and Huntington National Bank before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management offers a range of advisory programs for individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and modeling tools to assist clients.