Jill Walsh is a CFP® professional with eight years of industry experience currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Edward Jones for six years and Cardinal Health for eight years. Walsh is a co-founder and owner of Highland Financial Group, where she operates as an independent contractor providing financial planning and wealth management services under the Raymond James Financial Services umbrella. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliated municipal advisor arrangement.

Sandra De Vito is a financial advisor with Edward Jones in Vicksburg, MI, holding CFP® and Series 66 credentials and having eight years of industry experience. Prior to joining Edward Jones in 2018, she worked for nine years at The Gagie School. Outside of advising, she is co-owner of a local barber shop in Vicksburg with her husband. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm manages over $1 trillion in assets and operates a large national network of financial advisors and branch offices.

Jonathan Vargo is a financial advisor with Edward Jones in Kalamazoo, MI, holding CFP® and ChFC® designations and Series 66 and 63 licenses. He has 17 years of industry experience, including multiple roles at Edward Jones as well as positions at Merrill, Wolff Financial Management LLC, and Flagstar Bank. Edward Jones is a full-service wealth management firm serving individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Mitchell Wassink is a CFP® professional with 18 years of industry experience, currently affiliated with Cetera. He has been working with Cetera and its affiliated entities since 2016. In addition to his advisory role, he is involved in the financial services business Kuipers Insurance and Investments, LLC, where he serves as a financial professional. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with varied program structures and custodial relationships.

Nathan Brown is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for nine years and served in the Michigan Air National Guard for over two decades. Outside of his advisory work, Brown is involved in community roles including serving on the Board of Directors for BPOE 1381, acting as an advisory member for St Joseph County VA, and participating with the St Joseph County Dive & Rescue team. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies, supported by a centralized service team that collaborates with advisors on written recommendation reports.

Robert Kerschbaum III is a CFP® professional affiliated with Ameriprise in Richland, MI, with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Carissa Hagen is a financial advisor at Cetera with 24 years of industry experience. She holds Series 65 and Series 66 licenses and has previously worked at Commonwealth Financial Network, Ameriprise Financial Services, and Neuberger Berman BD LLC. In addition to her advisory work, she is involved in divorce planning services through Empower Divorce Consulting. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with options for discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Rena Fields is a financial advisor at Stifel with Series 63 and Series 66 designations and 26 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2017 and previously at Wells Fargo Clearing. Stifel serves a broad range of clients—including individuals, institutional investors, and charitable organizations—offering brokerage and investment advisory services that utilize a proprietary investment methodology developed by its Investment Strategy Group.

Sharlee Zalewski is a CFP® certificant with 16 years of experience in the financial industry. She is currently with Edward Jones in Vicksburg, MI, where she has worked since 2018. Her prior experience includes roles at PNC Investments, PNC Wealth Management, and Merrill. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Michelle Copenhaver is a financial advisor at Morgan Stanley in Kalamazoo, MI, holding Series 63 and Series 66 licenses with 27 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by proprietary tools and models.

Jordan Booko is a financial advisor with Ameriprise in Three Rivers, MI, holding a Series 66 designation and nine years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2003. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic tools to generate tailored retirement recommendations, primarily managing assets within Ameriprise accounts.

Matthew Tiller is a financial advisor with Cambridge Investment Research Advisors in Kalamazoo, MI, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated broker-dealer since 2009. In addition to his advisory role, he operates as an independent insurance agent selling fixed insurance products and owns Ascent Asset Group, which he uses to market his financial advisory services. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals using various portfolio management and platform options, combining proprietary and third-party strategies.

Jacob Miller is a financial advisor at Ameriprise with 12 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Ameriprise in 2024, he worked at Edward Jones for 10 years. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and annual advice. The firm’s approach integrates in-house investment research, third-party data, and algorithmic tools, serving clients with specific asset requirements and utilizing an affiliated product ecosystem.

Benjamin Ledvina is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has one year of industry experience and previously was involved with Ledvina Mowers, a construction and labor business he owns. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement services through independent Financial Professionals, utilizing multiple custody platforms and a range of discretionary and non-discretionary strategies.

Kenneth Lampos is a financial advisor with Raymond James & Associates in Kalamazoo, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Raymond James & Associates since 1999 and also maintains a tenure with Roney & Co. dating back to 1992. Raymond James & Associates is a large, dually registered broker‑dealer and SEC‑registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional investors, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles supported by in-house research and affiliated sub‑advisers.

Terrence Park is a Series 66-credentialed financial advisor with 17 years of industry experience. He is currently with Morgan Stanley in Kalamazoo, MI, where he has worked since 2021, and has prior experience at UBS Financial Services and earlier Morgan Stanley engagements. Outside of his advisory role, he was previously the owner and manager of Fix My Ride LLC, a web and mobile application connecting drivers with mechanics, though the business has been inactive since 2020. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and broad investment offerings.

Brice Banfield is a financial advisor at Edward Jones in Kalamazoo, MI, holding the Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2021, he worked at Farm Bureau Insurance and held various roles in healthcare and chiropractic services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies, managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Patrick Downey is a CFP® professional with 25 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He holds Series 63 and Series 66 registrations and has been involved with the St. Joseph Catholic Church Parish Council since 2005. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research from Wells Fargo Investment Institute and third-party databases.

Samantha Phillips is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and previously worked at PNC Bank for five years. Phillips serves as a volunteer board member for the YWCA of Kalamazoo, a nonprofit organization supporting victims of abuse and promoting maternal and child health. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving individuals, institutions, and municipalities with a range of financial planning and investment consulting services. The firm offers tailored, non-discretionary planning and draws on diverse portfolio management styles supported by firm research and affiliated sub-advisers.

Kristyn Powers is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and previously worked at Chemical Bank and Huntington National Bank before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management offers a range of advisory programs for individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and modeling tools to assist clients.