Clint Athmann is a financial advisor at Cetera with 21 years of industry experience and holds a Series 66 credential. His prior work includes roles at Voya Financial Advisors and The Managed Assets Group. Outside of his advisory work, he is a part owner of a land investment involving property maintenance, farming, and recreational use. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to multiple program structures through a multi-manager platform that includes affiliated and third-party managers.

Deborah Clausen is a financial advisor at Thrivent Investment Management with 13 years of industry experience. She holds the Series 66 designation and has been with Thrivent and its related entities since 2012. Outside of her advisory role, Clausen serves as a board member for Big Brothers Big Sisters of Central Minnesota and the Women's Fund Advisory Board, and she has volunteered as a minor official for St. Cloud State University hockey since 1998. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of Financial Advisors, offering goal-based, holistic planning without discretionary trading authority and the option to combine planning with managed-account programs under a consolidated billing system called “WealthPlan.”

Anthony Watson is a CFP®-designated financial advisor with 28 years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2020, and previously spent 19 years with Cetera Investment Services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits. The firm offers goal-based, holistic planning on topics such as retirement, tax, estate, and special needs planning, with an option to combine planning and managed-account services through its WealthPlan program.

Peter Mullin is a financial advisor with LPL Financial in Saint Cloud, MN, holding a Series 66 designation and 17 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, Mullin is an author and serves as president of Granite Sky Media LLC. He is also a planning commissioner and nonprofit board member for the City of Rogers, Minnesota. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios, third-party research, and various investment management strategies.

Winifred Anderson is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining Cetera, she worked in education for ten years with ISD 47. She serves as a volunteer board member for the Minnesota Military and Veterans Museum, assisting with educational outreach. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutions through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Colleen Knafla is a financial advisor at Cetera with eight years of industry experience and holds a Series 66 designation. She has worked at several Cetera-affiliated entities since 2019 and has prior experience with Ameriprise Financial Services and other firms. Outside of her advisory role, she serves as a volunteer captain firefighter and EMT responding to 911 calls in Clear Lake, Minnesota. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and planning services through a multi-manager platform with access to affiliated and third-party managers across various program structures.

Alexander Coulter is a financial advisor at RBC Capital Markets in St. Cloud, MN, with 12 years of industry experience. He holds the Series 66 designation and has worked at RBC Capital Markets since 2018, following prior experience at Schluchter Investment Advisors from 2013 to 2018. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides comprehensive portfolio management, financial planning, custody, and brokerage services.

Alex Doering is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Cetera, he spent three years at Midwest Machinery and eight years in full-time education. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and unaffiliated investment options.

Blake Kral is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. He has worked at Cetera and its affiliated entities since 2024 and owns a seasonal dock installation and removal business. Blake also serves as an elected board member of the Brainerd Chamber of Commerce, where he assists with event planning and member engagement. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Michael Swanson is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2007. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations aimed at managing income sources and withdrawal strategies.

Andrew Jacobs is a financial advisor with Cetera who holds the ChFC® and Series 63 designations and has 22 years of industry experience. His prior experience includes roles at Securian Financial Services, Inc. and Cri Securities, Inc. He also owns Jacobs Family Ventures LLC, which manages a vacation lake rental home. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a large nationwide network of over 10,000 advisors.

Katherine Roos is a financial advisor with Ameriprise in Cold Spring, MN, holding a Series 63 designation and 18 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Outside of her advisory role, she serves as a Plexus Ambassador, promoting wholesale nutritional supplements focused on gut health. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, using a combination of research, modeling, and tax-efficient strategies to generate non-discretionary recommendations through a centralized consulting team.

Michael Karl is a financial advisor with UBS Financial Services in St. Cloud, MN, holding Series 63 and Series 65 licenses and 44 years of industry experience. He has been with UBS since 2006. Outside of his advisory role, he serves as chair of the Central MN Community Foundation Professional Advisors Committee and holds leadership positions in several organizations, including as president of the Sky Manor Aero Club board and CEO of Lower Town Music, LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans to clients' goals. The firm combines institutional trading capabilities with wealth management and operates as a broker-dealer, investment adviser, and futures commission merchant.

Brendon Bryan is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has worked with several Cetera entities and other firms since 2010. Outside of his advisory role, he is involved in an office cleaning business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Michael Schwieters is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 65 and Series 63 registrations and has worked previously at Cuna Brokerage Services, Inc. and Central Minnesota Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to model portfolios, third-party subadvisors, and research from LPL Research.

Luke Zahm is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following prior roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Erik Swanson is a financial advisor with Ameriprise in Sartell, MN, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 1998. Outside of his advisory role, he is co-owner of Integrity Point, LLC and Midwest Excellence LLC, and also co-owns a real estate business, Integrity Point Real Estate LLC. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing detailed written recommendations on income, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its clients, emphasizing managed accounts and using algorithmic tools alongside personalized review.

Naomi Kowalik is a financial advisor at OSAIC with 35 years of experience in the industry. She holds Series 63 and Series 65 licenses and has previously worked with Woodbury Financial Services, Questar Capital, and Valmark Advisors. Outside of advisory work, she is also an attorney focusing on drafting documents, wills, and estate planning, as well as an insurance agent. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage, investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes advanced portfolio construction tools and supports both discretionary and non-discretionary account management.

Jill Bruno is a financial advisor at Ameriprise with 19 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006 and holds a Series 66 designation. Outside of her advisory role, she is a distributor for Young Living Essential Oils and Herbalife, engaging in these activities on a limited basis. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations. The firm serves a broad client base through a comprehensive range of advisory, brokerage, and insurance solutions.