William Loberg is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and has 23 years of industry experience. He has been with Cetera and affiliated entities since 2013. Outside of his advisory role, he serves as a board member on the finance committee at St. John’s Church, where he oversees the parish investment accounts. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services through a nationwide network of over 10,000 advisors. The firm serves individual, corporate, charitable, and institutional clients using a multi-manager platform that offers a range of discretionary and non-discretionary investment strategies.

April Leitch is a financial advisor with Edward Jones in Fargo, ND, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She spent 20 years at Bank of America (Merrill Lynch) before joining Edward Jones in 2025. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large network of advisors and branch offices nationwide.

Matthew Engen is the Senior Resident Director and Wealth Management Advisor at Merrill in Fargo. He holds the CERTIFIED FINANCIAL PLANNERCFP certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Exit Planning Advisor (CEPA) designation and Personal Investment Advisor (PIA) credential. Matthew has been recognized by Barron's as one of the Top 1,200 Financial Advisors in 2021, 2022, and 2023, and has been included on Forbes' Best-in-State Wealth Advisors list for 2021 through 2024. Matthew has been with Merrill since 1999 and provides a comprehensive approach to wealth management that starts with listening to clients' needs and developing customized financial strategies focused on their goals. His expertise includes wealth transfer solutions, estate planning, philanthropic solutions, and a variety of client focus areas such as college education planning, family wealth management, legacy planning, retirement income, and socially responsible and values-based investing. In addition to his advisory role, Matthew serves as the Senior Resident Director for the Merrill office in Fargo. He earned a Bachelor of Arts degree in Accounting from Concordia College in Moorhead. Matthew is involved in professional and community organizations including the FM Area Trailbuilders, Great Plains Food Bank, and Concordia College Mentor Program. He enjoys cycling, skiing, and outdoor adventure activities in his spare time, and resides in Fargo with his wife and two sons.

Brock Tallakson is a financial advisor with Mass Mutual Investors Services in West Fargo, ND, holding Series 66 and Series 63 licenses and having 10 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Co since 2016. Outside of his advisory role, he works as an Uber driver. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a collaborative approach that includes the use of analytical tools such as Monte Carlo simulations and automated asset allocation.

Todd Olson is a CFP®-certified financial advisor with 25 years of industry experience, currently affiliated with LPL Financial since 2015. He also holds roles at Gate City Bank, where he has worked since 2012, including serving as president of Gate City Insurance Agency and participating on the bank’s investment and risk management committees. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by research and technology, with a platform that includes both discretionary and non-discretionary strategies.

Parker Vander Wal is a financial advisor with LPL Financial in Fargo, ND, holding a Series 66 designation and 23 years of industry experience. His background includes roles at GoalQuest Ventures, LLC, Waddell & Reed, Inc., and various insurance agencies. Vander Wal serves as a city council member for Argusville, ND. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Hunter Jarolimek is a financial advisor at Edward Jones with five years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Outside of finance, he spent two years employed at Wildflower Golf Course. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and maintaining a large national network of advisors and branch offices.

Michael Bindas is a financial advisor with LPL Financial in Fargo, ND, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He previously worked at ICA Group Wealth Management, Investment Centers of America, Securities America Advisors, and Howard Weil Incorporated. Bindas serves as a council member for the City of Oxbow, a nonprofit board role unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools.

Toby Kommer is a financial advisor with Cetera, holding Series 63, Series 65, and Series 66 licenses and eight years of industry experience. He is also CEO and owner of Haga Kommer Certified Public Accountants and Boss Advisors LLC, HK Law, where he manages day-to-day operations. Kommer serves as chairman of the board for Aspire Bank and has ownership interests in various companies, including insurance and consulting ventures. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and advisory services through a nationwide network of independent advisors.

Jennifer Oakland is a Series 66-credentialed financial advisor with Raymond James Financial Services Advisors, Inc. in Fargo, ND. She has 22 years of industry experience and has been with Raymond James since 2015. In addition to her advisory role, she works as an associate providing support services to financial advisors at Collins and Krank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored non-discretionary planning and uses analytical tools to support client goals, with specialized capabilities in municipal and public finance advisory services.

Reis Irsfeld is a financial advisor at Edward Jones with one year of industry experience. He previously worked at Unity Bank and State Farm and has a Series 66 designation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets, supported by a nationwide network of over 23,000 advisors.

Mathew Rustad is a financial advisor with UBS Financial Services in Fargo, ND, holding a Series 66 designation and 28 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he is a partner in family estate-related partnerships formed for real estate holding and management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored plans based on proprietary research and model-based asset allocations.

Paul Nelson is a financial advisor with UBS Financial Services in Fargo, ND, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Kirk Ottenbacher is a financial advisor with Wells Fargo Clearing in Fargo, ND, holding Series 63 and Series 65 designations and seven years of industry experience. He has been with Wells Fargo Clearing since 2018 and has worked at Wells Fargo Bank, NA since 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Eric Carlson is a financial advisor with LPL Financial, holding a Series 66 license and five years of industry experience. His prior roles include positions at Cetera Advisors LLC, First Allied Securities, Inc., and CoBank ACB. Carlson is also involved with Northern Plains Financial, a business affiliated with his LPL work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Gerald Chapweske is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 33 years of industry experience. He previously worked at Edward D. Jones & Co., L.P. for over three decades before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Jane Omdahl is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. She has worked at Thrivent Financial and its affiliated entities since 2019 and previously worked in the medical spa industry. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering holistic, goal-based financial planning without managing assets directly for institutional clients.

James Dunkel is a CFP® with 28 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has previously worked at LPL Financial, Investment Centers of America, Inc., and First International Investments. Dunkel is also involved as an associate with Midwest Wealth, a support company related to his Raymond James office. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm employs tailored, non-discretionary planning and analytical tools to align recommendations with client goals and supports specialized services such as municipal advising and SIMPLE IRA Employer Advisory & Consulting Services.

Troy Hefta is a financial advisor with LPL Financial in Fargo, ND, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior experience includes roles at Securities America Advisors, CL Wealth Management, Workman Securities Corporation, and Cetera Wealth Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a broad range of advisory and brokerage services supported by extensive resources and technology, overseeing over $819 billion in discretionary assets and a network of more than 22,800 advisors.

Mark Johnson is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1985, including 15 years concurrently with Bank of America. Outside of advisory work, he manages agricultural land leases and holds a fiduciary power of attorney role for a family member. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.