James Combest is a financial advisor with Morgan Stanley in Lubbock, TX, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Matthew Corkery is a financial advisor with Morgan Stanley in Lubbock, TX, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017 and 2018, respectively. Outside of his advisory work, he provides private basketball lessons as a sole proprietor. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Beth Staley is a financial advisor with Raymond James Financial in Lubbock, TX, holding a Series 63 designation and 37 years of industry experience. She has been with Raymond James Financial and affiliated entities since 2009. Outside of her advisory role, she manages BSTALEY LLC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports client implementation through its advisory programs and partnerships.

John Funk is a CFP® professional with 18 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC from 2011 to 2016. He is also a school board member for the Lubbock Cooper Independent School District. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jon Watson is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. Prior to joining Raymond James, he worked at LPL Financial and First Bank & Trust Lubbock. He is a full partner with JSW Advisory Group, LLC, a wealth advisory practice based in Lubbock, TX. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and risk-profiling tools and is notable for its municipal advisor affiliation and specialized consulting programs.

Matthew Miller is a financial advisor with Merrill in Lubbock, TX, holding a Series 66 designation and 22 years of industry experience. He has worked with Merrill since 2003 and Bank of America since 2009. Outside of his advisory role, he is involved in a family business where he teaches and coaches youth baseball pitching. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, incorporating strategic and tactical asset allocation and tax-aware options.

Ellis Mc Casland is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2017. Outside of his advisory role, he serves as Director and President of Rio Properties Inc., a family-owned business that manages residential rental properties in Clovis, New Mexico. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a broad network of advisors and branch offices. The firm offers a range of investment strategies, including discretionary and non-discretionary managed solutions, separately managed accounts, and proprietary mutual funds, operating under a fiduciary standard.

Trent Cuellar is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. He serves on the boards of directors for the Children's Home Foundation and the Texas Girls and Boys Ranch Foundation, overseeing their investment portfolios. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

James Reynolds is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Edward Jones since 2004. He is based in Lubbock, TX, and holds Series 63 and Series 66 licenses. Reynolds is a board member of the Lubbock Children's Health Clinic. Edward Jones is a full-service wealth management firm with over 23,000 advisors serving more than four million clients, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Daniel Castro is a financial advisor with Edward Jones in Lubbock, TX, holding Series 63 and Series 66 licenses and having 24 years of industry experience. He has been with Edward Jones since 2001. Outside of his advisory role, he is involved in community activities including serving as first vice president of the Lubbock Lions Club, a board trustee and vice president of the Lubbock Cooper Independent School District, and coaching youth baseball and managing teams for USSSA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets, supported by a large national network of financial advisors and branch offices.

John Higgins is a financial advisor with MassMutual Investors Services in Lubbock, TX, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with MML Investor Service Inc and MassMutual since 2005. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved software and collaborative annual planning engagements.

Gregory Varoff is a financial advisor with Raymond James Financial Services Advisors, Inc. in Lubbock, TX, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Raymond James since 2012. Outside of his advisory role, Varoff volunteers with the South Plain Storm Spotting Team, serving as a treasurer and assisting with severe weather response efforts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Ted Monroe is a CFP® with 40 years of industry experience. He has been with OSAIC since 2018 and previously worked at Signator Investors, Inc. and Assist Financial Services, a firm he owns. Monroe serves as president of Lubbock Victims Assistance Services, a nonprofit organization. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services utilizing asset-allocation tools, risk assessments, and access to third-party managers across various investment vehicles.

Kathy Britton is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been associated with City Bank and Raymond James Financial Services for 14 years, where she also serves as a Private Banker managing client deposit and credit needs. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Thanapoom Boonipat is a Series 65-licensed financial advisor with Boonipat Advisory LLC in Lubbock, TX, bringing one year of industry experience. Prior to founding his advisory firm, he worked in the healthcare sector at Chang Gung Memorial Hospital and Mayo Clinic, and also spent time at Dartmouth Medical School. Boonipat Advisory LLC is an independent firm serving individual clients.