Susan Hernandez is a financial advisor with Thrivent Investment Management in El Paso, TX, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. She has been with Thrivent Investment Management since 2015 and with Thrivent Financial for Lutherans since 2006. Outside of her financial advising career, Hernandez is an active violist and holds various roles in musical organizations, including performing with the El Paso Symphony and El Paso Opera and serving on the board of the American Federation of Musicians. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across a broad range of financial topics while keeping planning and managed-account services distinct.

Michael Pope is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 financial advisors and offers both brokerage and advisory solutions.

Victor Mascorro Jr. is a financial advisor with LPL Financial in El Paso, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Raymond James Financial Services, Inc. from 2000 to 2006 before joining Linsco Private Ledger, where he has been active since 2006. Outside of his advisory role, he is involved in selling non-variable fixed insurance products including group life, disability, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by both proprietary research and third-party subadvisors.

Lee Loper Jr. is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including VOYA Financial Advisors and Cetera Wealth Services. He has owned The Loper Group, a financial services business, since 2001. Outside of his advisory work, he serves as an Elder involved in church governance at Del Sol Church in El Paso, TX. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with various program structures, including access to third-party and affiliated money managers.

Daniel Huerta Gonzalez is a Series 66-licensed financial advisor at Wells Fargo Clearing with three years of industry experience. He has held positions at Merrill, Bank of America N.A., and Wells Fargo Bank. Outside of his advisory role, he serves as a Match Observer for United Soccer Leagues, overseeing game safety and reporting. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Rafael Menier is a financial advisor with LPL Financial based in El Paso, TX, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior roles include positions at Wells Fargo Bank and its affiliates from 2005 to 2022. Menier is also involved with FirstLight Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning and a range of investment solutions, including model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisory representatives and advanced operational tools.

Adrian Avelar is a financial advisor with Wells Fargo Clearing in El Paso, TX, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been with Wells Fargo Clearing since 2018 and has worked at Wells Fargo Bank, N.A. since 2015. Outside of his advisory role, he owns SABEE HOLDINGS LLC, through which he records and edits world travel videos for a YouTube channel. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Nicolas Rich is a financial advisor with LPL Financial in El Paso, TX, holding Series 63 and Series 65 credentials and 17 years of industry experience. He previously worked at Lincoln Financial Advisors and Valic Financial Advisors. Outside of his advisory role, he is involved in real estate rental activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including model portfolio programs and third-party asset management, supported by advanced research and operational tools.

Bradley Byers is a financial advisor at Edward Jones with 15 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Dominique Lacarra is a Financial Advisor with Merrill Lynch Wealth Management based in El Paso, Texas. As a Merrill Financial Solutions Advisor and participant in the Merrill Lynch Wealth Management development program, she focuses on growing her client base and establishing a strong presence within the financial industry. Dominique works closely with clients to understand their priorities and develop personalized short-, mid-, and long-term financial goals. Her expertise covers a broad range of areas including general investing, retirement planning, and saving for unexpected expenses. She also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Dominique holds the Personal Investment Advisor (PIA) designation and has earned a bachelor's degree from the University of Phoenix, following her graduation from Eastwood High School. Outside of her professional work, Dominique enjoys activities such as camping, fishing, hiking, interior decorating, painting, skydiving, spending time with family, and practicing yoga. Her approach centers on uncovering what matters most to clients and their families to help create strategies that pursue their financial goals.

Omar Chavez is a financial advisor with Raymond James Financial in El Paso, TX, holding a Series 66 designation and eight years of industry experience. Prior to joining Raymond James in 2025, he worked at Ameriprise for eight years and Unified Insurance and Income Tax for two years. Outside of his advisory role, he serves as CEO of Chavez TBG Corp, a support company focused on financial advising and wealth management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning tailored to client goals using risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Ryan Benway is a financial advisor with Raymond James Financial in El Paso, TX. He holds a Series 66 designation and is early in his career, having joined the industry in 2025. His prior work experience includes positions outside of finance, such as roles at Papa John’s Pizza and several educational institutions. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and utilizes analytical tools for outcome modeling, supporting clients through advisory programs and other providers.

Alfonso Holguin is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors, Edward Jones, Wells Fargo Investments, and Charles Schwab. Holguin also provides insurance services as a General Lines Agent in Texas. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services using a variety of portfolio construction tools and supports both discretionary and non-discretionary account management.

Manuel Magallanes is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Wells Fargo Bank NA, Wells Fargo Clearing Services LLC, U.S. Bank and U.S. Bancorp Investments, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kevin Long is a financial advisor with Edward Jones in El Paso, TX, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014 and concurrently serves in the Army National Guard since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a network of more than 23,700 advisors nationwide. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Stefanie Welsch is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. She previously worked at Bank of America, N.A. and has five years of experience in homemaking. Outside of her advisory role, she is actively involved in the Junior League of El Paso and serves in leadership positions with the El Paso del Norte Stanford Alumni Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and institutions with model-based and discretionary investment strategies developed by internal and third-party managers.

Ross Salas is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2024 and previously held roles at LPL Financial, BancWest Investment Services, and Bank of the West. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Daniel Smith is a financial advisor with Wells Fargo Clearing in Amarillo, TX, holding a Series 66 designation and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Raziel Speer is a financial advisor with Wells Fargo Advisors in El Paso, TX, holding a Series 66 designation and two years of industry experience. His prior work includes roles at PNC Bank and Sunflower Bank, along with experience in the retail and food service sectors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services tailored to clients meeting a net-worth threshold, utilizing research and planning tools to develop personalized recommendations.

Gabriel Vargas is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at both Wells Fargo and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.