Michael Livens is a financial advisor at Cetera with 27 years of experience. He holds Series 63, 65, and 66 licenses and has extensive experience in tax preparation and accounting through his own firm, Michael D Livens, PC, which he has operated since 1994. Prior to joining Cetera in 2025, he worked with Avantax-affiliated firms for nearly two decades. In addition to his advisory role, he is an independent insurance agent and provides accounting and tax services to business clients. Cetera Investment Advisers LLC serves a nationwide network of independent advisors, offering advisory services to individual, retirement plan, corporate, charitable, and institutional clients. The firm provides flexible portfolio management and financial planning options through a multi-manager platform with access to affiliated and third-party managers.

James Cox III is a financial advisor with Cambridge Investment Research Advisors, holding the Series 66 designation and bringing 20 years of industry experience. His prior experience includes eight years at LPL Financial and four years at SII Investments, Inc. Outside of his advisory work, he serves as a technician for a family-owned remediation company. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a broad range of clients including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, employing various portfolio management approaches and emphasizing both proprietary and third-party strategies.

Ysabelle Haggard is a financial advisor at Edward Jones in Windsor, CO, holding Series 63 and Series 66 licenses with seven years of industry experience. She has been with Edward Jones since 2017. Previously, she was registered as a referral real estate agent, though her license is no longer active. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,700 advisors.

Gabriel Smith is a financial advisor at Edward Jones in Ft Collins, CO, holding a Series 66 designation. He joined Edward Jones in 2025 and has prior work experience at US Foods and Odell Brewing Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages over $1 trillion in assets through a large network of advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

William Wubbena is a financial advisor at Wells Fargo Advisors with six years of industry experience. He has held positions at LPL Financial, Thrivent Financial, and Aleph Objects, Inc., among others. Outside of his advisory role, he owns TechLife LLC, an investment-related business based in Fort Collins, CO. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, providing investment and fee-based financial planning services. The firm offers a broad range of planning options using proprietary research and tools, with discrete, negotiable engagements tailored to client needs.

Nathan Price is a financial advisor with Ameriprise in Pittsburgh, PA, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Patterson Companies and George K. Baum & Co. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions, combining research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations.

Paige Amble is a Planning Consultant at Fidelity Investments, a role she has held since 2025. She began her career at Fidelity Investments as an Intern in 2023, progressing through positions including Financial Operations Associate and Financial Representative before assuming her current role. In her work, Paige focuses on developing comprehensive financial plans that align with clients' goals and aspirations. She emphasizes clear and collaborative communication to ensure clients feel confident and secure about their financial futures. Outside of her professional duties, Paige enjoys baseball, exploring diverse cuisines, socializing with friends, engaging in outdoor adventures, skiing, and traveling.

Benjamin Goldsmith is a CFP® professional with 18 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. He serves as a trustee for minor children in Sterling, CO. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary solutions that include investment policy development, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Austin Schuler is a financial advisor with RBC Capital Markets in Fort Collins, CO, holding a Series 66 designation and seven years of industry experience. He previously worked at UBS from 2016 to 2020 and was employed at Colorado State University from 2014 to 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers to tailor strategies to clients’ risk profiles.

John Cabala Jr. is a financial advisor with OSAIC in Fort Collins, CO, holding Series 63, 65, and 66 licenses and bringing 43 years of industry experience. He previously worked at Linsco/Private Ledger Corp for 24 years and has owned a ranch and farm for 50 years. Outside of advising, he is involved in raising and racing horses, oil and gas production, and outside sales of non-variable insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory, financial planning, and managed account services, utilizing firm-provided asset-allocation tools and third-party platforms to construct diversified portfolios.

Jessica Mills Younger is a financial advisor with Wells Fargo Advisors in Fort Collins, Colorado, holding a Series 66 designation and 16 years of industry experience. She has worked with various Wells Fargo entities since 2009. Outside of her advisory role, she holds a minority interest in a real estate company unrelated to investment activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, including specialized services such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored client recommendations.

Jake Campbell is a financial advisor with Edward Jones in Fort Collins, CO, holding a Series 66 designation and having one year of industry experience. Prior to his current role, he held various positions including crew member at Mama Roni's / Kickdown LLC, where he was involved in pizza preparation and customer service. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Robert Belchic is a Series 66 licensed financial advisor with Edward Jones in Ft Collins, CO, and has two years of industry experience. His prior work includes roles at Paramount Plus, CBS Interactive, and several consulting firms. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, discretionary and non-discretionary wrap fee strategies, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Brandon Gorsky is a financial advisor at RBC Capital Markets with 11 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, N.A. and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs and customizes portfolios based on clients' Advisory Risk Profiles using a combination of in-house and third-party managers.

Jeremiah Slavin is a financial advisor with LPL Financial based in Fort Collins, CO. He holds the Series 66 designation and has been in the industry since 2025. Prior to joining the financial sector, he worked in various roles including positions at Starbucks and as a coach for the Muskegon Lumberjacks. Jeremiah is also affiliated with Arizona State University. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs and services, including financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Cassandra Fazio is a financial advisor at Edward Jones in Ft Collins, CO, with two years of industry experience. She holds a Series 66 designation and has previously worked at Miss Cassie Bee and Salem Family Medicine. Outside of advising, she is involved in illustration sales. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated financial services supported by a large nationwide network of advisors and branch offices.

Ty Bailey is a Series 66-credentialed financial advisor with 24 years of industry experience. He has been with Cambridge Investment Research Advisors since 2013. Outside of his advisory role, he serves as a board member for the Governors Ranch Home Owners Association in Greeley, CO. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals utilizing a range of portfolio management strategies and platform arrangements.

Brian Creencia is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. He holds the Series 66 designation and is based in Fort Collins, Colorado. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Shalom is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Pershing LLC for ten years. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Karla Boor is a financial advisor with RBC Capital Markets in Fort Collins, Colorado, holding a Series 66 designation and four years of industry experience. She has worked at RBC Capital Markets since 2019 and previously held roles in healthcare at UCHealth Heart and Cardiovascular Center and Lemay Avenue Health and Rehab. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, alongside a capital-markets presence that includes alternative investments and integrated lending services.