Jeffery Mere is a financial advisor with Primerica Advisors in Loveland, Colorado, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked with PFS Investments Inc. since 2003 and Primerica Financial Services since 2002. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and offers a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional plan administration.

Ian Nelson is a financial advisor with Wells Fargo Advisors in Fort Collins, CO, holding Series 63 and Series 66 licenses and having four years of industry experience. His prior roles include positions at LPL Financial, Thrivent Financial, and England Logistics, Inc. Outside of his financial advisory work, he is involved as a soccer referee and operates a mobile DJ business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients with a broad range of financial planning and investment services that include specialized planning for business owners, sports and entertainment professionals, and special-needs analysis.

Kylie Pickenbrock is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 63 and Series 66 designations and has worked with Wells Fargo Clearing and Wells Fargo Bank since 2020. Prior to that, she was employed at BBVA Compass Insurance Agency, BBVA Securities, and Compass Bank from 2014 to 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related products and bank deposit sweep programs, tailored to plan objectives and demographics.

Sheila Hill is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. She holds the Series 66 designation and has worked in various roles within Wells Fargo entities since 2009. Outside of her advisor role, she has a 40% ownership stake in Spruce Creek Financial Advisors LLC, a financial practice based in Loveland, Colorado. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu that includes specialized services such as business-owner transition planning and special-needs analysis, utilizing Wells Fargo research and planning tools to develop tailored client recommendations.

Gene Elder is a financial advisor with Thrivent Investment Management in Loveland, Colorado, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with Thrivent since 2002. Outside of advising, Elder serves as Vice President of the Post 22 Baseball Foundation and is the head JV baseball coach at Loveland High School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based planning across a range of financial topics without portfolio management or institutional advisory services.

Robert Royse is a CFP® with 11 years of industry experience and has been with Edward Jones since 2015. He is based in Fort Collins, CO, and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a wide range of investment strategies and affiliated services, operating under a fiduciary standard.

Megan Frahm is a financial advisor with LPL Financial in Fort Collins, CO, holding a Series 66 designation and 14 years of industry experience. She has worked at LPL Financial since 2021 and previously at MMF LLC and Waddell & Reed, Inc. Additionally, she has engaged in other business ventures related to wealth planning under LPL-affiliated entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a wide range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management, supported by research and various model portfolio options.

Scott Kisling is a CFP®-designated financial advisor with Edward Jones, based in Loveland, CO. He has 10 years of industry experience, including 11 years with Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Ryan Smith is a financial advisor with Primerica Advisors in Loveland, Colorado, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at PRUCO Securities, Raymond James Financial Services, Thrivent Financial, and Bank of Colorado. Outside of advising, he is a licensed real estate agent with Re/Max Alliance Realty. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and limited separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Ryan McNulty is a financial advisor with LPL Financial in Fort Collins, CO, holding a Series 66 designation and 19 years of industry experience. He has worked with LPL Financial since 2019 and is involved with Choice City Holdings LLC and Choice City Group Inc. McNulty also operates a business with Marissa McNulty and has experience with various insurance carriers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of financial planning and advisory programs, including retirement plan consulting, model portfolios, and technology-driven investment solutions.

Cody O'Malley is a CFP® professional with eight years of industry experience, currently affiliated with Fidelity Investments. His prior work includes roles at DPL Financial Partners, The Leaders Group, Jackson National Life Distributors, and Edgewater Beach and Cabana Club. Outside of his advisory work, he serves as an assistant wrestling coach at Timnath Middle School. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm provides discretionary and non-discretionary advisory services, often incorporating algorithmic portfolio construction and oversight of affiliated sub-advisers.

Elizabeth Albrecht is a financial advisor with Wells Fargo Advisors in Fort Collins, CO, holding a Series 66 designation and 14 years of industry experience. She has worked at various Wells Fargo entities since 2010. Outside of her advisory role, she serves as president of the Shores Four Condominium Association and works part-time at Mary’s Mountain Cookies. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options tailored through Wells Fargo’s research and tools. The firm integrates advisory services with banking and other financial products, serving clients who meet specific net-worth criteria.

Robert Hull is a financial advisor with LPL Financial in Loveland, Colorado, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he manages an S corporation established for commission pass-through purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from both internal and third-party sources.

Christopher Schmidt is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he is an owner and partner of a short-term rental property in Crested Butte, Colorado. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jeremiah Mackmiller is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for six years. Outside of his advisory role, he is a silent partner in VRRX Holdings LLC, a medical device company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and extensive resources.

Ryan Moore is a financial advisor with Ameriprise in Aurora, CO, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Joshua Barrios is a financial advisor at Morgan Stanley in Loveland, Colorado. He holds a Series 66 designation and has experience working at Elevations Credit Union and The Cheesecake Factory prior to joining Morgan Stanley. Barrios has been with Morgan Stanley since 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Nathan Hall is a financial advisor with UBS Financial Services in Fort Collins, CO, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He previously worked at Deutsche Bank Securities Inc. for eight years before joining UBS. Outside of finance, he is a minority shareholder in Alton Lane, Inc., a bespoke clothier, and occasionally offers his opinion on business matters. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Katie Baker is a financial advisor with Morgan Stanley in Loveland, Colorado, holding a Series 66 designation and 10 years of industry experience. Prior to joining Morgan Stanley in 2021, she worked at Edward Jones for six years and served in the Air National Guard for ten years. Outside of her advisory role, she co-organizes the Noco Children's Business Fair, an event where children sell handmade items in a craft fair setting. Morgan Stanley Wealth Management delivers a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Bobbie Winne is a financial advisor at Edward Jones with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Edward Jones, she held roles at Empower Financial Services, JBS USA, and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.