Steven Castro is a financial advisor with Exos Wealth Strategies, LLC, holding a Series 66 designation and bringing 22 years of industry experience. His career includes roles at several firms, such as Merrill, Centric Advisors, and Capital Markets IQ. Outside of advisory work, he is an independent insurance agent involved in annuity and insurance sales. Exos Wealth Strategies serves individuals, trusts, estates, and retirement plans, offering investment management, financial planning, and retirement plan consulting. The firm employs individualized asset allocations primarily using mutual funds and ETFs, conducts due diligence on private placements, and provides services in ERISA fiduciary capacities.

Michael Saban is a Series 65-licensed advisor with Fleming Financial Services, where he has worked since 2020. He has four years of industry experience and also serves as an Education Director at Online Trading Academy. Fleming Financial Services is a team advisory firm managing approximately $58 million for individual and high-net-worth clients. The firm provides discretionary portfolio management and comprehensive financial planning services tailored to each client's objectives and risk tolerance.

Jose Rodriguez Osuna is a financial advisor with Cooper Financial Investments, LLC in Mesa, AZ, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Morgan Stanley, Northwestern Mutual, and General Southwest Insurance Agency. He is also involved in estate planning through Copper Canyon Law, assisting with trusts and wills. Cooper Financial Investments provides advisory services primarily by referring clients to third-party money managers and conducting financial planning and asset-under-advisement reviews. The firm focuses on client onboarding, educational workshops, and non-discretionary recommendations while account management and trading are handled by third-party managers.

Heather McClain is a CFP® with 19 years of industry experience currently with Prospera Capital Management, LLC. She previously worked for 12 years with The Vanguard Group, including Vanguard Advisers and Vanguard Marketing Corporation. She serves as president of the Hacienda Royale HOA board in Phoenix, AZ. Prospera Capital Management serves individuals, including high-net-worth clients, trusts, pension plans, and business entities with discretionary asset management and comprehensive financial planning. The firm builds individualized portfolios across multiple asset classes and provides ongoing monitoring and business-oriented planning services.

Joshua Scott is a financial advisor at Clarity Wealth Management, L.L.C. in Gilbert, AZ, holding a Series 66 designation. He has been with Clarity Wealth Management and associated with LPL Financial since 2025, with no prior industry experience before that. He has also been a full-time student since 2011. Clarity Wealth Management provides portfolio management and financial planning services to individuals, high-net-worth clients, and employer retirement plans. The firm manages accounts primarily on a discretionary basis and employs a broad range of investment strategies while using model portfolios and aggregated trading practices to serve a high client load per advisor.

Philip Johnson is a CFP® with 48 years of experience in the financial services industry. He is the president of Johnson Financial Advisors in Tempe, AZ, where he has worked since 1981 following a long tenure at Securities America, Inc. Outside of advisory work, he owns and manages commercial and residential real estate through separate entities. Johnson Financial Advisors provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts and estates, charitable organizations, and businesses. The firm primarily uses mutual funds, ETFs, and cash equivalents in portfolios and offers ongoing oversight and written financial plans.

Christopher Carracedo is a CFP® professional with 13 years of industry experience. He is currently with Envision Retirement LLC and has previously worked at Cambridge Investment Research, Inc., Cambridge Investment Research Advisors, Inc., LPL Financial, and Nestwise LLC. Carracedo also serves as an independent insurance agent and has provided financial counseling to military families. Envision Retirement LLC advises individual clients, including high-net-worth individuals, and employer-sponsored retirement plans with discretionary portfolio management, financial planning, and pension consulting. The firm’s investment approach emphasizes strategic asset allocation using diversified portfolios primarily composed of no-load mutual funds and ETFs, managed with consideration of tax efficiency and transaction costs.

Scott Abrahamson is a CFP® professional with 25 years of industry experience. He is currently with Wellspring Advisors, Inc. and has held previous roles at Oswego Wealth Advisors Inc., The H Group, Inc., and Kms Financial Services Inc. He has also been affiliated with Portland Community College for over two decades. Wellspring Advisors, Inc. serves individual clients, trusts, estates, charitable organizations, and retirement plans, providing comprehensive financial life planning, investment management, and administrative support for estate-document preparation. The firm uses a strategic asset allocation approach that includes managing a network of specialist money managers and incorporating tax-management techniques and alternative mutual-fund strategies.

James Dabbs is a financial advisor at Envision Retirement LLC with 40 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, LPL Financial, and founding Desert Horizons Financial, where he remains active. He is also a licensed real estate agent and has worked as an independent insurance agent. Envision Retirement LLC manages discretionary assets for individual investors, including high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a strategic asset allocation approach, primarily investing in no-load mutual funds and ETFs, and provides comprehensive financial planning and pension consulting services.

Michael Galloway is a financial advisor with Public Safety Financial/Galloway, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with firms including Purshe Kaplan Sterling Investments, Cetera Advisors, and Voya Financial Partners. Galloway also serves as president of MCTLR Inc., a family LLC, and is CEO of Galloway Asset Management, LLC. Public Safety Financial/Galloway is an SEC-registered investment adviser serving public-sector entities, municipal defined contribution plans, and individual clients. The firm offers discretionary portfolio management through model portfolios and third-party research, with a focus on public safety personnel and municipal plans, providing financial education, advisory services, and participant-level support.

Keith Mahan is a CFP® with 33 years of industry experience, currently serving as an advisor at StoneCrest Wealth Management, Inc. He has previously worked at Lincoln Investment and Capital Analysts, Incorporated. Outside of his advisory roles, he is president of KCASHMAN 118 KYRENE LLC, a real estate management entity. StoneCrest Wealth Management provides wealth management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates, small businesses, and retirement plans. The firm employs a long-term investment approach combining fundamental and technical analysis, with discretionary portfolio management primarily using mutual funds and ETFs.

Jared Daniel is a CFP® with 16 years of industry experience and serves as an advisor at Wealth Guardian Advisory, PLLC in Gilbert, AZ. He has been with Wealth Guardian Group PLLC since 2007. Outside of his advisory role, Jared owns several affiliated businesses involved in insurance brokerage, tax preparation, and legal document preparation. Wealth Guardian Advisory, PLLC provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm manages portfolios on a discretionary basis guided by documented Investment Policy Statements and offers various financial planning options without imposing account minimums.

Grant Kamin is a financial advisor at Dynic Wealth Management LLC in Phoenix, AZ, holding a Series 66 designation with 12 years of industry experience. He has worked at firms including UBS Financial Services, Raymond James Financial Services, and Continuum Wealth Management. Outside of his advisory role, he is the owner of TC Ticket Experience, Inc., where he focuses on vision, delegation, and strategy. Dynic Wealth Management provides discretionary investment management and comprehensive wealth services to individuals, trusts, estates, and retirement plan sponsors. The firm employs both fundamental and technical analysis with a generally long-term investment approach, incorporating a range of securities and tailored asset allocation based on client objectives.

Josh Pollard is a CFP® professional with six years of industry experience. He is currently with Fern Financial Group, LLC and has prior experience at One Capital Management, LLC, Arista Wealth Management, and Frandsen Morrill Advisors. Pollard serves as a board manager for Renew Biotechnologies, a molecular diagnostics and R&D company. Fern Financial Group is a registered investment adviser serving individuals and high-net-worth clients with discretionary portfolio management, financial planning, family office, and retirement plan consulting. The firm manages retail portfolios using model portfolios focused on ETFs and equities and is a general partner of a private pooled fund investing in biotechnology and diagnostic companies.

Delmar Blackhorse is a financial advisor at Mette Associates, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Tallsalt Advisors since 2015. Mette Associates provides independent investment advice and portfolio management to individuals, corporations, non-profit institutions, endowments, private investment funds, and Native American tribal organizations. The firm focuses on diversified, liquid, and transparent portfolios designed to manage downside risk, and it operates with a modest number of client relationships relative to its assets under management.

Joshua Gardner is a CFP® with 24 years of industry experience. He is currently an advisor at Prosper Private Wealth and has previously worked at Summit Global Investments and Fidelity, where he served in both advisory and brokerage roles. Prosper Private Wealth provides advisory services to individuals, high-net-worth clients, families, estates, trusts, and retirement plans, managing approximately $150.8 million. The firm employs a combination of strategic and tactical asset allocation with value investing and active strategies, including option strategies, and typically manages accounts on a discretionary basis.

Andrew Ficarra is a financial advisor with Cadence Wealth Management, LLC in Tempe, AZ, holding Series 65 and Series 66 designations and bringing 11 years of industry experience. His prior roles include positions at Signature Resources Capital Management, LPL Financial, THE Vanguard Group, Inc., TD Ameritrade, and Merrill. Cadence Wealth Management advises individual and high-net-worth clients, offering investment supervisory services, financial planning, and retirement plan consulting. The firm’s investment approach combines modern portfolio theory, fundamental analysis, and tactical asset allocation, primarily managing accounts on a non-discretionary basis.

Jerry Gray is a CFP® with 34 years of experience in the financial services industry. He is currently with Graystone Partners Wealth Management, LLC, where he has worked since 2020, and has prior experience with LPL Financial, LLC dating back to 2003. Gray also has involvement with several business activities related to investment advisory and real estate. Graystone Partners Wealth Management provides discretionary wealth management, financial planning, and retirement-plan advisory services to individuals, trusts, foundations, and employer-sponsored retirement plans. The firm’s investment approach is based on Modern Portfolio Theory and tailored to client-specific factors, utilizing mutual funds, ETFs, individual equities, and strategies including options and borrowing within client accounts.

Nancy Fleming is a CFP® with 20 years of industry experience and is a principal at Fleming Financial Services. She has been with the firm since 1997 and currently works as part of a six-advisor team. Outside of her advisory role, she hosts a weekly radio show called My Smart Retirement, which airs on Money Radio and is available on various digital platforms. Fleming Financial Services manages approximately $58 million for individual and high-net-worth clients, offering discretionary portfolio management and comprehensive financial planning services tailored to each client’s objectives and risk tolerance. The firm distinguishes itself by producing educational content and utilizing advanced security pricing and analytics in its investment process.

Timothy Carpenter is a financial advisor at Biltmore Wealth Management, LLC in Tempe, AZ, holding Series 63 and Series 65 designations with 16 years of industry experience. He has been with Biltmore Wealth Management since 2010. Biltmore Wealth Management provides investment advisory and financial planning services to individuals, business entities, trusts, estates, and charitable organizations. The firm manages approximately $440 million across about 300 client accounts, employing proprietary investment models with ongoing monitoring and proactive rebalancing to deliver individualized portfolios aligned with client objectives.