Michael Kozemchak is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2015, with a brief tenure at Fidelity Investments in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individual, high-net-worth, and institutional clients.

Richard Getty is the Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2024. He brings over three decades of financial experience to his position, working primarily with affluent families to help them achieve their financial goals and manage their family's wealth. His approach involves understanding clients' situations, analyzing their financial standing, developing and implementing formal financial plans, and monitoring progress. His professional experience includes various roles at Fidelity Investments since 2011, including Financial Consultant, Investment Consultant, Retirement Solutions Representative, and Investment Solutions Representative. Prior to joining Fidelity, Richard held financial advisor positions at GWN, Waddell and Reed, Morgan Stanley, and Edward Jones. He also worked as an Account Executive at Meritage Mortgage and United Lending. Outside of his professional work, Richard has personal interests in biking, cars, golf, motorcycles, photography, and reading.

William Gupton IV serves as a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 17 years of experience in the financial services industry and has been with Merrill since 2007. In his role, he specializes in cultivating institutional and family relationships, leading large-scale client events, and driving strategic growth for his team. His client focus includes tribal organizations, nonprofits, and individuals seeking a high-tech, deeply informed advisory relationship. Billy's team is recognized for its commitment to relationship management and technical expertise in serving institutional clients. He stays informed with resources such as the Wall Street Journal and Merrill's Chief Investment Office research to provide timely and relevant market insights to clients. He holds a Bachelor's Degree from the University of New Mexico and is a Personal Investment Advisor (PIA) by designation. Outside of his professional career, William spends time with his wife Rachel and their daughter London. He is an avid marathon runner and is involved in his community through board memberships at Junior Achievement of New Mexico, United Way of North Central New Mexico, and New Mexico Amigos. He also organizes the annual Hoops 4 Hope charity basketball game benefiting the UNM Cancer Center.

Nathaniel Spratley is a financial advisor at RBC Capital Markets with three years of industry experience. He previously worked at Zia Trust, Inc., and has been involved with the University of New Mexico and Albuquerque Academy. Outside of his advisory role, he serves as the head coach of the Girls Junior Varsity Basketball team at Albuquerque Academy. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs and portfolio management services. The firm offers tailored investment strategies implemented through a combination of in-house and third-party managers, supporting varied client needs including high-net-worth individuals, corporations, and charitable organizations.

Danielle Hinds is a Senior Financial Advisor with the Hinds Team at Merrill Lynch Wealth Management. In her role, she serves as both a relationship manager and business manager, focusing on delivering goals-based wealth management, planning, and dynamic investment advice to her clients. Danielle's work emphasizes collaboration and a high standard of service aimed at supporting her clients through various financial challenges and opportunities. Before joining Merrill Lynch Wealth Management in 2016, Danielle earned a Bachelor's degree in Psychology from the University of New Mexico and worked at a children's counseling center providing care and services to at-risk youth and families in New Mexico. This experience helped her develop strong relationship-building skills and an understanding of creating strategies to meet clients' goals. Danielle holds professional designations as a Certified Divorce Financial Analyst (CDFA) and a Personal Investment Advisor (PIA). Residing in Albuquerque, Danielle enjoys spending time with her daughters, Alice and Dorothy, and their cat, Figaro. Her personal interests include cooking, reading, soccer, traveling, yoga, and spending time with family and friends.

Ronald Baker is a Certified Financial Planner® at Raymond James Financial with 32 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Inc., Bank of America, N.A., and has been with Raymond James since 2017. He serves on an investment committee overseeing governance and portfolio oversight in his community. Raymond James Financial Services Advisors, Inc. provides tailored financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm emphasizes non-discretionary planning using analytical tools and supports municipal and public finance work through its unique affiliations.

Juan Molina is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 66 and Series 63 designations and is based in Albuquerque, NM. Molina has been with Fidelity Investments since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Michael Kelly is a financial advisor with UBS Financial Services in Rio Rancho, NM, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at UBS since 1992. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Evan Jaramillo is a financial advisor at Edward Jones in Albuquerque, NM, holding a Series 66 designation with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Hollowwa & Artley, P.C. for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment strategies and advisory services supported by a nationwide network of more than 23,700 financial advisors.

Timothy Rivera is a financial advisor with OSAIC based in Albuquerque, NM, holding Series 63 and Series 66 licenses and with nine years of industry experience. His prior roles include positions at Securities America Advisors, Summit Investment Group, Raymond James Financial Services, and Bank of the West. He serves on the board of the NMAA Foundation, a nonprofit supporting student athletic and activity programs in New Mexico. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using asset-allocation tools and multiple investment platforms, offering portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments managed on discretionary or non-discretionary bases.

Carlos Duque is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley since 2011 and is currently associated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers structured planning using proprietary tools and modeling techniques.

Adam Miller is a financial advisor with Cambridge Investment Research Advisors in Albuquerque, NM. He holds a Series 66 designation and has seven years of industry experience. Prior to his current role, he worked at Panera Bread and Green Factor Insulation, and he has a long-term association with General Mills. Miller serves as a board member for the Local Hero's Fund. Cambridge Investment Research Advisors is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services delivered through a network of independent professionals, employing both proprietary and third-party model-based strategies with discretionary and non-discretionary management.

David Murphy is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors in Albuquerque, NM. He joined the firm in 2025 after a career as a full-time student athlete at the University of New Mexico. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management and platform options.

Antonio Ortega is a Series 66-licensed financial advisor with Morgan Stanley, based in Albuquerque, NM. He has one year of experience in the financial industry, joining Morgan Stanley in 2026. Prior to this, he worked in various roles including at the State of New Mexico and Thornburg Investment Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Arlene Burson is a financial advisor with Raymond James Financial in Albuquerque, NM, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at First Command Financial Planning and David Advisory Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advising and SIMPLE IRA Employer Advisory services.

Ryan Deutsch is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2016, previously working at Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brandon Whitmore is a Financial Consultant at Fidelity Investments, a position he has held since 2021. He has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Workplace Planning and Advice Consultant, Relationship Manager, and Investment Consultant. Prior to his tenure at Fidelity, Brandon worked as a Financial Advisor at Edward Jones from 2018 to 2019. Brandon's approach emphasizes transparency and trust in building long-lasting partnerships with clients. He utilizes a structured process to provide guidance on clients' full financial pictures and life events, supported by a team of specialists at Fidelity. His experience spans financial consulting, investment advising, relationship management, and workplace planning. Outside of his professional role, Brandon has interests in art, family activities, fitness, tennis, and writing.

Daniel McRoberts is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with individual and institutional clients to develop personalized wealth management strategies that align with their financial goals. His areas of expertise include family wealth management, institutional investment consulting, legacy planning, retirement income, and socially responsible investing. Throughout his career, Daniel has focused on delivering clear, timely financial services to clients and assisting foundations and associations in implementing their missions and goals. His approach is consultative and objective, emphasizing trustworthiness, knowledge, and integrity. Daniel strives to maintain strong client relationships by listening carefully and using Merrill's resources to offer tailored solutions. Daniel holds a Bachelor's degree in Business and Finance from Fort Lewis College. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also engaging in community activities, reflecting Merrill's tradition of service.

Travis Haguewood is a Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2012, holding various roles including Financial Consultant since 2017, Investment Consultant from 2015 to 2017, Relationship Manager from 2013 to 2015, and Financial Representative from 2012 to 2013. Prior to joining Fidelity, he was a Pension Specialist Intern at Veritude from 2011 to 2012. As a Certified Financial Planner®, Travis has over a decade of experience working directly with families on their financial futures. He focuses on helping families work toward their goals by managing expectations and making adjustments over time. Travis is an Albuquerque native who values family and community. Outside of his professional work, Travis enjoys baseball, golf, motorcycles, and yoga.

Sonya Boldt is a financial advisor with LPL Financial in Albuquerque, NM, holding a Series 66 license and three years of industry experience. Her background includes roles at Sandia Laboratory Federal Credit Union, Kohls, the University of New Mexico, and Central New Mexico Community College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies supported by proprietary research and technology.