Ryan Salmon is a CFA® charterholder and holds a Series 66 license with 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Outside of his advisory role, he serves on the finance committee of El Rancho de las Golondrinas, a living history museum in Santa Fe, where he assists with overseeing operations and providing guidance on asset allocation and budgeting. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a focus on tailored services and an expanded investment menu that includes insurance-related products.

Carol Crowder is a financial advisor at Raymond James Financial with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at LPL Financial LLC and Waddell & Reed. Crowder is also involved with Innovative Wealth Planning LLC and Oasis Financial Solutions. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm employs tailored, non-discretionary planning and consulting using risk profiling and modeling tools, supporting clients through various advisory programs and maintaining specialized offerings such as municipal advisory and SIMPLE IRA employer consulting services.

Edward Jordan is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley and its affiliated entities since 2012. Jordan is based in Albuquerque, NM. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by approved tools and models, managing approximately $2.74 trillion in client assets.

Michael Kozemchak is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2015, with a brief tenure at Fidelity Investments in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individual, high-net-worth, and institutional clients.

Richard Getty is the Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2024. He brings over three decades of financial experience to his position, working primarily with affluent families to help them achieve their financial goals and manage their family's wealth. His approach involves understanding clients' situations, analyzing their financial standing, developing and implementing formal financial plans, and monitoring progress. His professional experience includes various roles at Fidelity Investments since 2011, including Financial Consultant, Investment Consultant, Retirement Solutions Representative, and Investment Solutions Representative. Prior to joining Fidelity, Richard held financial advisor positions at GWN, Waddell and Reed, Morgan Stanley, and Edward Jones. He also worked as an Account Executive at Meritage Mortgage and United Lending. Outside of his professional work, Richard has personal interests in biking, cars, golf, motorcycles, photography, and reading.

William Gupton IV is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in working with local and national nonprofits as well as high net worth individuals, providing tailored financial planning and investment consulting services. An Albuquerque native, William earned his Bachelor's Degree in Political Science from the University of New Mexico in 2006. He holds the Personal Investment Advisor (PIA) designation. In addition to his advisory role, William is actively involved in his community. He serves on the board of Junior Achievement of New Mexico and has held positions with the New Mexico Early Childhood Partnership, Mission: Families Council at United Way of Central New Mexico, and the Community Impact Council with United Way of Central New Mexico. He also supports fundraising efforts for the UNM Cancer Center and volunteers with the Active 20/30 Club. Outside of his professional and volunteer commitments, William participates in basketball, golfing, running marathons, and soccer.

Nathaniel Spratley is a financial advisor at RBC Capital Markets with three years of industry experience. He previously worked at Zia Trust, Inc., and has been involved with the University of New Mexico and Albuquerque Academy. Outside of his advisory role, he serves as the head coach of the Girls Junior Varsity Basketball team at Albuquerque Academy. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs and portfolio management services. The firm offers tailored investment strategies implemented through a combination of in-house and third-party managers, supporting varied client needs including high-net-worth individuals, corporations, and charitable organizations.

Danielle Hinds is a Senior Financial Advisor with the Hinds Team at Merrill Lynch Wealth Management. In her role, she serves as both a relationship manager and business manager, focusing on delivering goals-based wealth management, planning, and dynamic investment advice to her clients. Danielle's work emphasizes collaboration and a high standard of service aimed at supporting her clients through various financial challenges and opportunities. Before joining Merrill Lynch Wealth Management in 2016, Danielle earned a Bachelor's degree in Psychology from the University of New Mexico and worked at a children's counseling center providing care and services to at-risk youth and families in New Mexico. This experience helped her develop strong relationship-building skills and an understanding of creating strategies to meet clients' goals. Danielle holds professional designations as a Certified Divorce Financial Analyst (CDFA) and a Personal Investment Advisor (PIA). Residing in Albuquerque, Danielle enjoys spending time with her daughters, Alice and Dorothy, and their cat, Figaro. Her personal interests include cooking, reading, soccer, traveling, yoga, and spending time with family and friends.

Ronald Baker is a Certified Financial Planner® at Raymond James Financial with 32 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Inc., Bank of America, N.A., and has been with Raymond James since 2017. He serves on an investment committee overseeing governance and portfolio oversight in his community. Raymond James Financial Services Advisors, Inc. provides tailored financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm emphasizes non-discretionary planning using analytical tools and supports municipal and public finance work through its unique affiliations.

Juan Molina is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2014, including a prior year at Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and deliver model solutions.

Michael Kelly is a financial advisor with UBS Financial Services in Rio Rancho, NM, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at UBS since 1992. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Evan Jaramillo is a financial advisor at Edward Jones in Albuquerque, NM, holding a Series 66 designation with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Hollowwa & Artley, P.C. for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment strategies and advisory services supported by a nationwide network of more than 23,700 financial advisors.

Timothy Rivera Muscari is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and nine years of industry experience. Prior to joining OSAIC in 2024, he worked at Securities America Advisors and Raymond James Financial Services, among other firms. He serves on the board of the NMAA Foundation, a nonprofit supporting high school athletic and activity programs across New Mexico. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing advanced asset-allocation tools and third-party solutions to manage portfolios across a range of investment types.

Carlos Duque is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley since 2011 and is currently associated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers structured planning using proprietary tools and modeling techniques.

Adam Miller is a financial advisor at Cambridge Investment Research Advisors with eight years of industry experience. He holds the Series 66 designation and has worked at Cambridge Investment Research, Inc. since 2018. Outside of his advisory role, Miller serves as a board member for the Local Hero's Fund, a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a variety of portfolio management strategies and platform arrangements.

David Murphy is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors in Albuquerque, NM. He joined the firm in 2025 after a career as a full-time student athlete at the University of New Mexico. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management and platform options.

Antonio Ortega is a Series 66-licensed financial advisor with Morgan Stanley, based in Albuquerque, NM. He has one year of experience in the financial industry, joining Morgan Stanley in 2026. Prior to this, he worked in various roles including at the State of New Mexico and Thornburg Investment Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Arlene Burson is a financial advisor with Raymond James Financial in Albuquerque, NM, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at First Command Financial Planning and David Advisory Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advising and SIMPLE IRA Employer Advisory services.

Ryan Deutsch is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2016, previously working at Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brandon Whitmore is a Financial Consultant at Fidelity Investments, a position he has held since 2021. He has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Workplace Planning and Advice Consultant, Relationship Manager, and Investment Consultant. Prior to his tenure at Fidelity, Brandon worked as a Financial Advisor at Edward Jones from 2018 to 2019. Brandon's approach emphasizes transparency and trust in building long-lasting partnerships with clients. He utilizes a structured process to provide guidance on clients' full financial pictures and life events, supported by a team of specialists at Fidelity. His experience spans financial consulting, investment advising, relationship management, and workplace planning. Outside of his professional role, Brandon has interests in art, family activities, fitness, tennis, and writing.