Andre Carter is a CFP® with nine years of industry experience currently serving at Citigroup Global Markets. His prior experience includes roles at Ameriprise Financial Services, Securities America, and OSAIC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through both discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles and partnerships, providing a broad range of advisory, execution, and custody services.

Barry Coviello is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. He has been with Hightower Advisors since 2013. Hightower Advisors provides investment advisory and planning services to a broad range of individual and institutional clients, including pension plans, charitable organizations, corporations, and trusts. The firm emphasizes manager selection and multi-manager solutions, offering access to affiliated and third-party managers alongside proprietary research and a variety of investment vehicles.

Joshua Nichols is a financial advisor with Empower Advisory Group in Las Vegas, NV. He holds the Series 66 designation and has one year of industry experience. Prior to joining Empower, he worked at NYLIFE Securities LLC and New York Life Insurance Company, and has also held roles at Boeing and in education. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm’s approach emphasizes long-term portfolio returns and integrates closely with affiliated Empower entities for recordkeeping and investment execution.

Bryan Pumphrey is a financial advisor at &Partners with 24 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining &Partners in 2023, he worked for Edward Jones for 22 years. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and private businesses. The firm offers investment management, financial and tax planning, and ERISA consulting through a combination of proprietary and third-party strategies, supporting both discretionary and non-discretionary account management.

Meena Cheng is a financial advisor with Commonwealth Financial Network, holding the CFP® designation and securities licenses Series 63 and Series 65. She has 33 years of industry experience and has been with Commonwealth since 2014. Cheng is also an author of two books unrelated to investing, including *Fortune in Your Cookies* and *Inspiration From 9,000 Miles Away: A Macanese Singer, A Forgotten Cuisine, and Life Lessons Learned*. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm provides a broad platform of managed-account programs, third-party asset managers, retirement consulting, and custody services, supporting diverse investment strategies through both internal and outsourced model portfolios.

John Weimer is a financial advisor at First Command Advisory Services with Series 63 and Series 65 licenses and one year of industry experience. His prior work experience includes roles at Park County Public Health and Lockheed Martin Aeronautics. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Carlan Strand is a CFP® with 13 years of industry experience currently working at Transamerica Retirement Advisors, LLC. He previously held roles at Ameriprise Financial Services, Inc. and Ameriprise from 2012 to 2025. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed advice and investment education services through various programs that emphasize asset allocation, contribution guidance, and retirement planning. The firm utilizes Morningstar Investment Management for portfolio construction and oversight, serving a large client base with a significant portion of non-discretionary assets.

Terry Kelley is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 26 years of industry experience. He has been with Citigroup Global Markets since 2011. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large institutional scale with specialized market roles.

Stacy Brady is a financial advisor with Commonwealth Financial Network in Las Vegas, NV, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has been with Commonwealth since 2013 and also serves as secretary and owner of Multiplan Financial Services, Inc. Outside of her advisory work, Brady is the author of the novel *Tennessee Dreams*. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients with a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, allowing advisors discretion in portfolio construction alongside firm-managed model portfolios.

Robert Nichols is a financial advisor at Centaurus Financial, Inc. with 11 years of industry experience. He holds a Series 66 designation and has worked with Centaurus Financial in two periods, totaling about 10 years. Outside of his advisory role, he is involved as a caretaker since 2016. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management, retirement-plan consulting, and specialized advisory services, employing a range of analytical approaches and offering both discretionary and non-discretionary investment arrangements.

Harli Smith is a financial advisor with First Command Advisory Services in North Las Vegas, NV, holding Series 63 and Series 66 licenses and seven years of industry experience. Her career includes roles at First Command Financial Planning, Money Concepts Capital Corp., and USA Shooting. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers.

Jang Won Lee is a financial advisor with Eagle Strategies (NY Life) based in Las Vegas, NV, holding Series 63 and Series 66 licenses with 18 years of industry experience. He has worked with Eagle Strategies since 2014 and has been affiliated with New York Life Insurance Company and Nylife Securities LLC since 2008. In addition to his advisory role, he is appointed with outside insurance carriers to broker non-registered insurance products. Eagle Strategies serves a diverse client base including individuals, institutional investors, and corporate clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advice through multiple program types and manages a substantial portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Alfonso Durazo III is a financial advisor with First Command Advisory Services in Las Vegas, NV, holding Series 63 and Series 65 credentials and 22 years of industry experience. His career includes positions at Bank of America, Merrill, LPL Financial, and Scottrade. He is also the sole owner of Cinepolitan, LLC, an entertainment company focused on electronic music and cinematic content. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Adam Goodman is a financial advisor at Brookstone Capital Management LLC with 12 years of industry experience. He holds a Series 65 credential and has worked with Brookstone since 2014. In addition to his advisory role, Goodman is an independent associate for Legal Shield, where he recruits and trains others to provide legal service plans and identity theft protection. Brookstone Capital Management is an SEC-registered adviser offering fee-based asset management and financial planning through a turnkey platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis via model portfolios and managed accounts.

Tanner Wells is a financial advisor at AE Wealth Management, LLC with 11 years of industry experience. He holds a Series 66 designation and has worked at AE Wealth Management since 2017, after prior roles at Wittman Capital Management and managing TW Advisors DBA Wells Capital Group. Outside of his advisory work, he is involved in insurance sales through his ownership and management of Wells Capital Group. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a range of investment strategies, managing approximately $49.8 billion for over 127,000 clients across 444 advisors.

Mickey Li is a financial advisor at Citigroup Global Markets with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Bank of America, Merrill, and Wells Fargo before joining Citigroup in 2022. Based in Las Vegas, NV, he has a background spanning both wealth management and clearing services. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with robust internal oversight and manages complex market roles, including swap dealing and futures commission services.

Adam Knopow is a financial advisor with Eagle Strategies, affiliated with New York Life, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company. Outside of advising, he is a board member of a local business referral group in Las Vegas, volunteers as a film production cast member, and hosts a podcast promoting local businesses. Eagle Strategies serves a wide range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through its network of affiliated representatives. The firm offers tailored advice across multiple program types and primarily manages assets on a non-discretionary basis, with a focus on fiduciary responsibilities to retirement investors.

Roc Willis is a financial advisor at Oppenheimer with Series 63 and Series 65 licenses and 43 years of industry experience. His prior roles include positions at Wedbush Securities, Wells Fargo Clearing, A. G. Edwards & Sons, and Morgan Stanley Dw Inc. Outside of his advisory work, Willis serves as trustee and executor for family trusts and estates, managing their administration and asset liquidation. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a range of discretionary and non-discretionary advisory programs across equity, balanced, and fixed-income portfolios, combining strategic asset allocation, manager selection, and ongoing portfolio monitoring.

Haley Evans is a financial advisor with PlanMember Securities Corporation in Las Vegas, NV, holding Series 65 and Series 63 licenses and five years of industry experience. She previously worked at Fidelity Investments for three years and has a background that includes roles in social services and education. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.

Noah Skrinak is a financial advisor with AE Wealth Management, LLC and holds a Series 66 designation. He has been in the industry since 2025, with prior experience including roles at Wells Capital Group, PPC, and Ameriprise. In addition to his advisory work, he contributes to a local podcast company as a marketing and production specialist. AE Wealth Management serves a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm employs a platform-centered approach that integrates model portfolios managed by AEWM, third-party strategists, and advisor-managed models, supporting a high client load per advisor and offering a range of investment and consulting services.