Zhongkai Wang is a Series 66 licensed financial advisor with nine years of industry experience, currently serving at Independent Financial Group, LLC since 2016. He is also involved as an insurance agent and employee at Banny Financial Services, providing insurance-related services outside of his role at IFG. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and corporate plans. The firm utilizes both firm- and third-party models to create tailored investment strategies, combining strategic asset allocation with multi-manager portfolios across various risk profiles.

Amy Lilly is a financial advisor at D.A. Davidson & Co. with 24 years of industry experience. She holds Series 63 and Series 66 designations and has been with D.A. Davidson since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base including retirement plans, individual investors, charitable organizations, and corporate clients. The firm emphasizes fiduciary standards and offers a range of services such as ERISA retirement plan advisory, financial planning, and a private wealth program for high-net-worth clients.

Po Ying Chen is a CFP® professional with 10 years of industry experience, currently serving at Independent Financial Group, LLC. Prior to joining Independent Financial Group in 2021, Chen worked at Globalink Securities, TransGlobal Advisory, Transamerica Financial Advisors, and World Financial Group. Outside of advisory work, Chen holds officer and director roles in an insurance agency and provides mortgage lending services. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse clientele, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs both firm- and third-party models to develop personalized investment strategies, combining passive and active management across various risk profiles.

Isahi Medina is a financial advisor with Centaurus Financial, Inc. in Upland, CA, holding a Series 66 designation and bringing eight years of industry experience. Medina has been with Centaurus Financial since 2015 and is also affiliated with 1 ON1 Financial. Outside of advisory duties, Medina co-hosts a podcast focused on financial education and serves as an educator developing online courses covering budgeting, investing, retirement, and related topics. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers a range of financial planning and portfolio management services, employing various analytical approaches and providing both discretionary and non-discretionary arrangements.

Dingzhi Chen is a financial advisor with Eagle Strategies (New York Life) in Arcadia, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at NYLIFE Securities LLC since 2018 and New York Life Insurance Company since 2017, as well as employment with YYRC Financial Services beginning in 2025. Outside of his advisory work, he is involved in short-term rental property management in a non-investment capacity. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes customized recommendations, managing a significant portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Christopher Koning is a financial advisor with Carson Wealth holding Series 63 and Series 65 licenses and 30 years of industry experience. His career includes prior roles at Ameriprise Financial Services, Wells Fargo Advisors, and Cetera, among others. He is also involved with CJK Wealth Advisors, Inc., where he operates under the Graves Financial Wealth name. Carson Wealth is an SEC-registered investment adviser overseeing approximately $50.6 billion through a network of over 650 advisors. The firm provides discretionary asset management, financial planning, and retirement plan services, guided by an Investment Committee that manages model portfolios and offers tailored investment solutions.

Eunice Kim is a CFP® and holds a Series 66 license with 18 years of industry experience. She is currently with Mercer Global Advisors Inc., where she has worked since 2019. Her prior experience includes roles at Jackson Financial Management and Mason & Associates, Inc. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, business owners, corporate plan sponsors, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios and offers a range of implementation options alongside financial planning, retirement consulting, tax support, and estate-planning coordination.

Toan Thai is a financial advisor with Eagle Strategies (NY Life) in Rosemead, CA, holding the ChFC® and Series 63 designations and bringing 18 years of industry experience. He has been affiliated with Eagle Strategies since 2023 and has prior experience with Nylife Securities LLC and New York Life Insurance Company. Eagle Strategies serves a diverse group of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of investment adviser representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working extensively with institutional sponsors and retirement investors.

Peter Roulet is a financial advisor at Lincoln Investment with a Series 66 designation and one year of industry experience. His prior work includes roles at Scholar Financial Advising, Thrivent Financial, and Kaiser Permanente. Outside of financial services, he has been involved with SojeeMaid and Aikoa Co. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive investment strategies.

Lily Ou is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Transamerica since 2012 and has prior experience at Wfg and In Home Supportive Services. Outside of advising, she is involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio approach with third-party managers and platform sub-advisors to deliver investment advisory and retirement plan services.

Daisy Wang is a financial advisor with Eagle Strategies (NY Life) holding Series 65 and Series 63 licenses and has 8 years of industry experience. She has worked with NYLIFE Securities, LLC and New York Life Insurance Co. since 2015. Outside of her advisory role, she is appointed with outside insurance carriers to broker non-registered investment-related insurance products. Eagle Strategies serves a diverse client base including individuals, institutions, and plan sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored solutions through various program types, emphasizing mostly non-discretionary asset management and fiduciary responsibilities under specific retirement investor protections.

Fei Li is a Series 66 licensed financial advisor with Citigroup Global Markets, bringing three years of industry experience. Prior to joining Citigroup in 2023, Fei worked at Bank of America and Nanyang Commercial Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm’s scale and market roles include proprietary research, derivatives services, and bespoke discretionary solutions for large relationships.

Hui Zhang is a financial advisor at Independent Financial Group, LLC with 14 years of industry experience and holds a Series 66 designation. Prior to joining Independent Financial Group in 2020, Zhang worked at Cetera, East West Bank, and Merrill. Outside of advisory work, Zhang serves as an officer and director of Sunrise Lending Inc, a mortgage lending firm, and is involved in sales coaching with Crump Insurance Company. Independent Financial Group, LLC provides advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutions. The firm uses a combination of firm and third-party investment models and offers multiple portfolio management options, blending passive and active strategies across various risk profiles.

Bryton Lam is a financial advisor at Citigroup Global Markets with Series 63 and 65 licenses and three years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and several financial services and mortgage-related firms. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, custody services, and derivatives and futures capabilities. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, leveraging internal standards and oversight committees to select and monitor investment managers.

Rahul Karugapadam is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 66 credentials and seven years of industry experience. His career includes roles at Ameriprise, Comerica Securities, Wells Fargo, and J.P. Morgan. He is also a part owner of his wife's hair salon. FIFTH THIRD SECURITIES serves individual and institutional clients through investment advisory and brokerage channels, offering multiple program types and third-party portfolio managers on its Passageway Managed Account platform. The firm operates as a direct wholly owned subsidiary of Fifth Third Bank and manages a broad range of investment solutions including mutual funds, ETFs, SMAs, and direct indexing.

Cuong Thuyen is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 21 years of industry experience. He has worked at several firms, including Capwest Securities, Inc., Tweed Financial Services, Inc., and United Securities Alliance, Inc. Thuyen is also involved in the local real estate community as a member of the West San Gabriel Valley Association of Realtors and the Arcadia Association of Realtors, and he owns Kong Financial Services, which offers health and life insurance products. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and charitable organizations. The firm offers financial planning and portfolio management using both firm- and third-party models, combining active and passive strategies tailored to client risk profiles.

Chelsey Asef is a financial advisor at D.A. Davidson & Co. with one year of industry experience. She holds the Series 66 designation and has a background that includes roles in real estate and hospitality. Outside of advising, she works part time as a bartender for a non-investment related business. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individuals, charitable organizations, and corporations. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and private wealth management, operating under the Advisers Act fiduciary standard.

Sunny Leung is a financial advisor at Transamerica Financial Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2012. His prior experience includes eight years at Debtmerica Relief and 25 years at WFGIA. He is involved in the sales of insurance and non-insurance products affiliated with Transamerica. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary program options.

Ernest Reyes is a financial advisor with Centaurus Financial, Inc. in Upland, CA, holding a Series 63 license and bringing 38 years of industry experience. He has worked at Centaurus Financial since 2016, with prior roles at WHJR Associates and Royal Alliance. Outside of his advisory work, Reyes is involved as a sales consultant facilitating trust setup between clients and attorneys through AmeriEstate Legal Plans. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management using its CLASSIC Plus platform, employing both discretionary and non-discretionary arrangements supported by a mix of fundamental and technical analysis methods.

Benson Liao is a financial advisor with Eagle Strategies (NY Life) and holds Series 65 and Series 63 licenses. He has 32 years of industry experience and has been affiliated with New York Life and its related entities since 1993. Outside of his advisory work, Liao serves on the boards of several nonprofit organizations, including the Taiwan Hotel and Motel Association of Southern California and Moringa For Love, a group focused on combating malnutrition and poverty through sustainable agriculture. Eagle Strategies serves individual and institutional clients with financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory programs and emphasizes tailored recommendations, managing the majority of its regulatory assets on a non-discretionary basis.