Gene De Young is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His career includes roles at firms such as Cetera Advisor Networks, Girard Securities, and TD Ameritrade. He volunteers as Chapter Vice President for the Team Referral Network, a business referral organization. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers financial planning and portfolio management using a combination of firm- and third-party models, with a mix of passive and active investment strategies tailored to client risk profiles.

David Pham is a financial advisor at Transamerica Financial Advisors with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Transamerica since 2012. Outside of his advisory role, he owns businessclassonpoints.com, a travel consulting service that helps clients optimize the use of miles and points for business class travel. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services through proprietary model portfolios, third-party managers, and both discretionary and non-discretionary program options.

Robert Radford is a financial advisor at Brookstone Capital Management LLC with 31 years of industry experience. He holds Series 65 and Series 63 credentials. Radford has worked at Brookstone since 2021 and previously spent over a decade with Cambridge Investment Research Advisors. Outside of advising, he serves as Vice President at Liberty Tax Service, providing tax preparation, and is President of Cucamonga Retirement & Tax Advisors, where he also acts as an independent insurance agent. Brookstone Capital Management offers fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm employs strategic and dynamic asset-allocation models and a variety of investment strategies, including ETFs, mutual funds, and options-enhanced approaches, serving clients both directly and through sub-advisory relationships.

Kurt Moseley is a financial advisor with Centaurus Financial, Inc. in Upland, California, holding a Series 66 designation and 14 years of industry experience. He has been with Centaurus Financial since 2012 and also works with Brokerage Design & Development. Outside of advisory services, Moseley is involved in insurance sales through multiple entities and engages in financial education, including co-hosting a podcast and developing online courses. He also facilitates estate planning coordination with attorneys. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management via its CLASSIC Plus platform, and retirement-plan consulting, employing both discretionary and non-discretionary arrangements with various analytical approaches and access to specialized investment options.

Seth Morris is a financial advisor with AE Wealth Management, LLC, holding a Series 65 license and six years of industry experience. He is also an officer and 25% owner of Clarity Tax Partners, LLC, where he focuses on tax strategies and planning. His prior work includes roles at Larry H. Miller and Sears Wealth Management & Insurance Solutions. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individual households, corporations, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs and supports third-party RIAs through sub-advisory and model-licensing services.

Bryan Cooper is a financial advisor with Commonwealth Financial Network in Mira Loma, CA, holding a Series 66 designation and eight years of industry experience. His career includes multiple tenures at Commonwealth Financial Network and leadership at Cooper Associates. He has worked in appraisal services at BRC Appraisal for over two decades. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and operational support, including discretionary model portfolios and personalized investment solutions.

Javier Lopez is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and three years of industry experience. His work history includes roles at Paychex, Providence St Mary Medical Center, and the High Desert Hispanic Chamber of Commerce. Lopez is also the owner of CroesusFG LLC, a pass-through entity related to his business activities. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering a range of advisory and broker-dealer services with proprietary and third-party investment models. The firm operates as both a registered broker-dealer and registered investment advisor and provides various program choices with discretionary and non-discretionary management options.

Josiah Campbell is a financial advisor at Transamerica Financial Advisors with two years of industry experience. He holds Series 63 and Series 65 licenses and is involved in financial education and estate planning services through his roles with Intertwined Solutions, Inc. and InheritGuard, LLC. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, including proprietary model portfolios and access to third-party money managers, with both discretionary and non-discretionary program options.

Beneta Reynoso is a financial advisor at Centaurus Financial, Inc. with 40 years of industry experience. She has been with Centaurus since 2007. Outside of her advisory role, she serves as CEO of Empire Financial Benefits, Inc., and is involved in estate planning services through Epic Estate Plans and AmeriEstate Legal Plan, Inc. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management through platforms like CLASSIC Plus, employing various analytical approaches and both discretionary and non-discretionary arrangements.

Kyung Chang is a financial advisor with Principal Financial Services holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior work includes roles at Mass Mutual Investors Services and The Prudential Insurance Company of America. He also maintains a licensed insurance agent role, focusing on the sales and service of fixed insurance products such as life, annuities, disability income, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm emphasizes direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Violeta Mendez is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Voya since 2016 and previously worked at Valic Financial Advisors for 13 years. In addition to her advisory role, she is an independent insurance agent selling fixed insurance products. Voya Financial Advisors, Inc. is an enterprise-scale firm offering financial planning, portfolio management, and retirement advisory services to individuals, plans, charities, and corporations. The firm combines in-house and outside strategies with technology-enabled tools to deliver both discretionary and non-discretionary investment management through a broad network of advisors.

Sean Muhlstein is a CFP® professional with 20 years of experience in financial advising. He has been with VOYA Financial Advisors, Inc. since 2015 and previously worked at Wells Fargo Clearing. Outside of his advisory work, he is involved in fiction writing and community education on opera, delivering lectures with audio and video presentations. VOYA Financial Advisors, Inc. is an enterprise-scale firm serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services through a large network of advisers, combining model portfolios and technology-enabled tools with both discretionary and non-discretionary account management options.

Chase Morris is a financial advisor at AE Wealth Management, LLC, holding a Series 65 designation with four years of industry experience. His background includes legal practice as a solo attorney at his own law office and roles in multiple financial and legal firms. He is an officer and partial owner of Clarity Tax Partners, LLC, where he works on tax strategies and planning in collaboration with licensed CPAs and enrolled agents. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement plan consulting to a diverse client base, including individual households, corporations, trusts, and ERISA plan sponsors. The firm emphasizes discretionary model portfolios and standardized platform services across a large client base.

Stephen Short is a financial advisor at Transamerica Financial Advisors with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms, including Barons Enterprise International Inc and WealthWave. Outside of his advisory role, he is involved in marketing and client services with Barons Enterprise International Inc and WealthWave. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm provides discretionary and non-discretionary investment programs and supports plan clients with affiliated retirement and recordkeeping entities.

Austin Bustamante is a financial advisor at Eagle Strategies (NY Life) with 17 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked with firms including Blue Cedar Financial and Insurance Solutions and Generations Capital Strategies & Insurance Solutions. He is also involved in insurance brokering through his DBA, Blue Cedar Financial and Insurance Solutions, focusing on New York Life products and other insurance services. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, with most assets managed on a non-discretionary basis.

Robert Lee is a financial advisor with Citigroup Global Markets Inc., holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Citigroup Global Markets since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies implemented through discretionary and non-discretionary programs, supported by in-house research and unique market roles.

Kevin Landen is a financial advisor with Valic Financial Advisors, holding Series 63, 65, and 66 licenses and bringing 19 years of industry experience. He has been with Valic Financial Advisors since 2015 and has concurrent roles at Agia and Thornton Winery. Outside of his advisory work, he is also active as a real estate agent with EXP Realty of Southern California, assisting family and friends with property listings and sales. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and overlay services supported by centralized technology and model solutions.

Paul Sprague is a financial advisor at Voya Financial Advisors, Inc. with 35 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Voya Financial Advisors since 2014, following seven years at Voya Financial Partners, LLC. Outside of finance, he assists with an antique and estate jewelry business owned by his domestic partner, supporting show setups and sales activities. Voya Financial Advisors, Inc. provides financial planning, portfolio management, and retirement advisory services to individuals, plans, charities, and corporations. The firm utilizes investment policy statements, model portfolios, and technology-enabled tools to deliver both discretionary and non-discretionary management through a large network of advisors.

James Riner is a financial advisor at Centaurus Financial, Inc. with 46 years of industry experience. He holds the Series 63 designation and has worked at Centaurus Financial in two separate periods totaling 10 years, as well as three years at Crown Capital Securities, LP. He is also the owner of James Riner & Associates, a non-investment related business used for branding purposes. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements with a variety of analytical approaches.

Kenneth Beber is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has worked at Independent Financial Group since 2011, following prior roles at Investors Capital Corp. and National Planning Corporation. Beber serves as a board member for the Little Elm ISD Educational Foundation and as a volunteer school board member for the Little Elm Independent School District. Independent Financial Group, LLC offers investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes firm- and third-party models to develop client strategies, combining active and passive exposures within multi-manager portfolios and providing services through multiple platforms.