Cristian Barrera is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers its advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Alexander Mc Mullen is a Series 66-licensed financial advisor with Ameriprise in Loma Linda, CA, where he has worked since 2022. He has three years of industry experience, including seven years at CVS Health prior to joining Ameriprise. Ameriprise provides a retirement-income planning service targeting individuals with at least $1,000,000 in net investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm delivers these services through a centralized consulting team that combines research, modeling, and tax-efficiency analysis, focusing on clients with assets in Ameriprise Managed Accounts.

Arnold Aldus is a financial advisor with Merrill in Murrieta, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with both Merrill and Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Nadeem Rihan is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 66 designation and has been with JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations, delivering services on a non-discretionary basis while integrating a centralized due-diligence framework.

Jason French is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds the Series 66 designation and has worked at JPMORGAN Chase Bank, N.A. since 2018, alongside his tenure at J.P. Morgan Securities beginning in 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis while managing conflicts through established policies.

Michael Tamayo is a Series 66–licensed financial advisor with Edward Jones in Menifee, CA, and has 10 years of industry experience. Prior to joining Edward Jones, he worked for Wells Fargo Clearing Services LLC from 2015 to 2025. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Andrew Tenaglia is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining Raymond James, he worked at Rubicon Advisors and LPL Financial. He is also associated with Amarillo National Bank, where he provides financial and investment advice to individuals and businesses. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored non-discretionary planning and consulting, utilizing analytical tools and supports clients through advisory programs and affiliated advisory firms.

Jon Ondracek is a financial advisor at Stifel with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2019. His prior experience includes tenures at Bank of America and Merrill from 2009 to 2019. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Michelle Jersey is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and over 30 years of industry experience. Prior to joining J.P. Morgan Securities in 2021, she worked at UBS Financial Services for 15 years. Outside of her advisory role, she is involved with She Scales, a consulting business that helps clients use social media to promote their online businesses, and participates in an online lead-generation system supporting her husband's health coaching business. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Patrick Baker is a Series 66-licensed financial advisor at J.P. Morgan Securities with 17 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at affiliated entities including Jpmorgan Chase Bank, N.A. and Wamu Investments since 2009. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Vezafina Kirby is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Bank of America and Thrivent Financial. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Ivette Taylor is a financial advisor with Ameriprise in Murrieta, CA, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its related entities since 2005 and also has a long tenure at Downey Savings & Loan. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver these services through a centralized consulting team in collaboration with its financial advisors.

Michael Walsh is a financial advisor with Ameriprise in Valley Center, CA, holding a Series 66 designation and 17 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank for a combined nine years. Outside of his advisory role, Walsh owns and operates a small engine repair business and is involved in retail sales of chainsaw parts and equipment on weekends. Ameriprise offers comprehensive retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized consulting team and a combination of research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations.

Michael Taylor is a financial advisor with Merrill in Temecula, CA, holding Series 63, 65, and 66 licenses and 21 years of industry experience. He has been with Merrill and Bank of America since 2016 and has also been associated with Donna Carmichael since 2008. Outside of his advisory role, he serves as a Co-Trustee for a private trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lee Ann Hodapp is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. She has worked primarily at Wells Fargo Clearing since 2012, with brief roles at 1st Global Advisers, Inc, 1st Global Capital Corp, and Ericksen Krentel, LLP between 2017 and 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

Peggy Allen is a financial advisor with Stifel, holding a Series 66 designation and bringing 26 years of industry experience. Her career includes roles at Bank of America and Merrill prior to joining Stifel in 2019. Outside of her advisory work, she is involved with a family-held real estate investment LLC. Stifel serves a wide range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Christopher Clapinski is a financial advisor with LPL Financial in Hemet, CA, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Cuso Financial Services, Raymond James & Associates, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory work, he coaches sports and fitness at Palm Desert High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of financial planning and advisory programs, utilizing model portfolios and research from various sources, and offers both discretionary and non-discretionary management solutions.

James Goodin is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 20 years of experience, he serves as a lifetime resource and guide to individuals and families, helping them achieve financial security through a cohesive approach tailored to their unique vision and values. His client focus areas include personal retirement planning, portfolio management services, special needs planning strategies, and retirement income. James holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), and holds Series 7, 63, 66, and 31 licenses, as well as a State of California Life, Health, and Variable Contracts insurance license. He earned his high school diploma from Brigham Young University. Outside of his professional life, James and his wife are active in their church and are advocates for adoption and special needs children, drawing from their own family experience of adopting a daughter with cerebral palsy. They have five children and enjoy spending time together.

Damon Harris is a financial advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors and LPL Financial. Outside of his advisory role, he is the managing member of California Stars Baseball LLC, which focuses on youth baseball development. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services through a large network of advisers, utilizing asset-allocation tools and multiple investment platforms to manage portfolios.

Richard Duby is a financial advisor with LPL Financial in Temecula, CA, holding Series 63 and Series 65 designations and having 28 years of industry experience. He has been with Linsco/Private Ledger Corp., which merged with LPL Financial, since 2004. In addition to his advisory work, he is involved with outside sales of non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research, model portfolios, and various investment management options.