Jose Rubio is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 16 years of industry experience. Prior to joining Wells Fargo in 2024, he worked at JP Morgan Securities, Bank of America, Merrill Lynch, and Chase Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, using research and analytics to support its investment approach.

Miguel Noriega is a CFP®-certified financial advisor with Edward Jones, based in Oxnard, CA, and has 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

Geoffrey Sebold is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Triad Advisors, OneDigital Investment Advisors LLC, and LPL Financial. Outside of his advisory role, he serves as the Director of Lacrosse Operations and Boys' Varsity Head Coach at Oaks Christian School. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and flexible strategy implementation supported by various risk management and rebalancing tools.

Cynthia Foscue is a CFP® professional at OSAIC with seven years of industry experience. She previously worked at Sagepoint Financial, Inc. and has a long tenure at Advanced Lubrication Technology, Inc. Outside of her advisory role, she sells life, health, disability insurance, and fixed annuities, and assists in legal processes related to living trusts. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, offering a range of advisory and brokerage services through a large multi-advisor platform.

John Lopez is a financial advisor with LPL Financial in Ventura, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 1999. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,800 advisors and $819 billion in discretionary assets.

Roy Valdez is a CFP®-designated financial advisor with Edward Jones, based in Camarillo, CA. He has 10 years of industry experience, having worked at Edward Jones throughout this period. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

D'vonne Day is a financial advisor at OSAIC with two years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Pro-Act Wealth Solutions, Aflac, and operated a business with N2 Publishing. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, model-based asset allocation, and portfolio management across various account types.

Michael Hanson is a CFP® professional with 19 years of experience in the financial industry, currently affiliated with OSAIC since 2007. He previously worked at Guardian Life for one year. Outside of his advisory role, Hanson owns an art production and sales studio and serves as a director of his local homeowners association. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services with a model-based investment approach emphasizing asset allocation, portfolio optimization, and multiple program options.

Dan Wilkens is a financial advisor at Cetera with 38 years of industry experience and holds a Series 63 designation. He has been with Cetera since 2023 and was previously associated with Cetera Wealth Services, LLC starting in 2013. Outside of his advisory role, he is a partner in TJD Wilkens Farms, LLC, involved in farming activities. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various program structures and custodial relationships.

Maxwell Soter is a financial advisor with Morgan Stanley in Oxnard, CA. He holds a Series 66 designation and has been with Morgan Stanley since 2024, with breaks in employment in the intervening years. Prior to his current role, he worked at Ripcurl for five years and also has experience as a high school employee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Peter Hockenmaier is a financial advisor with Ameriprise in Ventura, CA, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Ameriprise and its predecessor entities since 1984. Outside of his advisory role, he is involved in commercial real estate ownership. Ameriprise is a large institutional firm that offers retirement-income planning services aimed at individuals near or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, emphasizing assets held in Ameriprise-managed accounts and using algorithmic automation overseen by specialized committees.

Wilbert Dominguez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 13 years of industry experience. He has worked at Wells Fargo in various capacities since 2007 and previously held roles at Bank of America and Merrill. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kerrie Jensen Schwartz is a financial advisor with LPL Financial in Camarillo, CA, holding a Series 66 designation and three years of industry experience. She has worked with firms including Cetera Investment Services LLC and OSAIC prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning and various portfolio management options supported by research and technology, serving a broad network of more than 22,800 advisors.

David Botwinick is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 41 years of industry experience. He has worked at LPL Financial since 2018 and previously spent five years at Sii Investments and twelve years at Equitable Advisors. Outside of his advisory role, he is involved with a business entity operating under his name and has ownership interests in real estate rentals. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Serena Tobias is a financial advisor at Morgan Stanley with 35 years of industry experience. She has been with Morgan Stanley since 2008 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling techniques.

Brenda Guzman is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 16 years of industry experience. She has been with Thrivent and its affiliated entities since 2009. Outside of her advisory role, she assists with a family cleaning business that provides office and home cleaning services. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm supports clients with a range of planning topics and allows integration with managed-account programs under a consolidated billing system.

Amna Altaf is a financial advisor at LPL Enterprise with six years of industry experience and holds a Series 66 designation. Prior to joining LPL Enterprise in 2024, she worked with The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm primarily utilizes model-driven investment strategies and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Richard Womack is a CFP®-designated financial advisor with 14 years of industry experience, currently with Cetera. His career includes over a decade with Avantax Advisory Services and related entities. Outside of his advisory work, he operates Conejo Tax Services, providing tax preparation and accounting services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and third-party manager options.

Gary Chiate is a financial advisor at Stifel with 59 years of industry experience. He previously worked at Oppenheimer for 22 years and CIBC World Markets Corp. for 6 years. Outside of his advisory role, he is a partner in a family ranch in Montana and works as a cowboy alongside three of his sons. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions to guide asset allocation and planning.

Chelsea Henriod is a financial advisor at Ameriprise with a Series 66 designation and six years of industry experience. She previously worked at Edward Jones for six years and has additional experience at College of the Canyons and Sherwood Country Club. Outside of her advisory role, she serves on the board of directors for Fishbowl. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to create tailored, non-discretionary recommendations delivered through a centralized consulting team.