John Lopez is a financial advisor with LPL Financial in Ventura, CA, holding Series 63 and Series 66 licenses with 32 years of industry experience. He has been with LPL Financial since 1999. Outside of his advisory role, he operates a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Roy Valdez is a CFP® and holds a Series 66 license with nine years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

D'vonne Day is a financial advisor at OSAIC with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining OSAIC, Day worked at Pro-Act Wealth Solutions and Aflac, and previously operated a publishing business. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing firm-provided asset-allocation tools and access to third-party money managers to construct portfolios that include a variety of investment types.

Michael Hanson is a CFP® with 19 years of experience in the financial industry, currently affiliated with OSAIC since 2007. In addition to his advisory role, he owns an art production and sales business and serves as a director of his local homeowners association in Oxnard, CA. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services through a wide network of advisers and multiple platforms. The firm employs various asset-allocation tools and provides access to third-party money managers and managed account solutions.

Dan Wilkens is a financial advisor at Cetera with 37 years of industry experience and holds a Series 63 designation. He has been with Cetera and its affiliated entities since 2013 and is also a partner involved in farming activities through TJD Wilkens Farms, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that combines affiliated and third-party model portfolios across a mix of discretionary and non-discretionary program structures.

Maxwell Soter is a financial advisor with Morgan Stanley in Oxnard, CA. He holds a Series 66 designation and has been with Morgan Stanley since 2024, with breaks in employment in the intervening years. Prior to his current role, he worked at Ripcurl for five years and also has experience as a high school employee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Peter Hockenmaier is a financial advisor with Ameriprise in Ventura, CA, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Ameriprise and its predecessor entities since 1984. Outside of his advisory role, he is involved in commercial real estate ownership. Ameriprise is a large institutional firm that offers retirement-income planning services aimed at individuals near or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, emphasizing assets held in Ameriprise-managed accounts and using algorithmic automation overseen by specialized committees.

Kerrie Jensen Schwartz is a financial advisor with LPL Financial in Camarillo, CA, holding a Series 66 designation and three years of industry experience. She has previously worked with Cetera Investment Services LLC and had roles involving self-employment and other firms before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diversified investment strategies.

David Botwinick is a financial advisor with LPL Financial in Oxnard, CA, holding a Series 66 designation and possessing 41 years of industry experience. He has been with LPL Financial since 2018 and has also been associated with SII Investments since 2013. Outside of his advisory roles, he operates David Botwinick & Associates, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Serena Tobias is a financial advisor at Morgan Stanley with 35 years of industry experience. She has been with Morgan Stanley since 2008 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling techniques.

Amna Altaf is a financial advisor with LPL Enterprise based in Camarillo, CA, holding the Series 66 designation and six years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, providing financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Gary Chiate is a financial advisor at Stifel with 58 years of industry experience. He previously worked at Oppenheimer for 22 years before joining Stifel in 2025. Outside of his advisory work, he partners with three of his sons in managing a family ranch in Montana. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, offering asset allocation and financial planning analyses that clients use to make informed decisions.

Eric Peterson is a financial advisor with LPL Financial in Ventura, California, holding a Series 63 designation and bringing 43 years of industry experience. He has been with Linsco/Private Ledger Corp. since 2005. Outside of his advisory role, he is involved with West Coast Wealth Management, a non-variable insurance business, and has experience applying to be appointed with Aetna for individual and group medical insurance policies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and advanced technologies.

David Folino is a CFP® professional with 41 years of industry experience. He is currently with Cetera and has held previous roles at Summit Financial Group Inc and Summit Brokerage Services Inc. In addition to his advisory work, he owns Folino Tax & Financial Network, a tax preparation business he has operated since 1985, and has a significant ownership interest in FTFN Insurance Services, providing life, disability, and long-term care insurance. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management strategies and financial planning services through a large network of independent advisors.

Mason Pendleton is a financial advisor at Morgan Stanley in Oxnard, CA, with four years of industry experience. He holds a Series 66 designation and previously worked at Corrigan & Company and Northern Arizona University. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, delivering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its process.

Gaea Dawn is a financial advisor with LPL Financial who holds a Series 66 designation and has 16 years of industry experience. She previously worked at Edward Jones for nine years before joining LPL Financial in 2019. Outside of her primary advisory role, she co-owns a rental property in South Lake Tahoe managed through Airbnb. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Alan Iinuma is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Sagepoint Financial, Inc. and Independent Capital Management. Outside of his advisory role, he assists clients with aspects of estate planning, including gathering information for living trusts, and refers clients to mortgage brokerage services when appropriate. OSAIC serves a diverse clientele including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm employs asset-allocation tools and risk-tolerance assessments to construct portfolios that may include a broad range of securities, managed on discretionary or non-discretionary bases.

Jasmine Alicea is a financial advisor at Edward Jones with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Nationwide Investment Services Corp and Unionbanc Investment Services. Outside of her advisory role, she serves as Secretary for the Tamarack Home Owners Association in Simi Valley, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 financial advisors.

Spencer Taylor is a financial advisor at Merrill with 14 years of industry experience. He holds Series 66, Series 65, and Series 63 licenses. His career includes prior roles at Bank of America and Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Worthington is a financial advisor at Charles Schwab with 20 years of industry experience and holds a Series 66 designation. He has worked at Charles Schwab since 2018 and previously held positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and alternative investment offerings.