Yvonne Wood is a CFP® with 28 years of industry experience and is currently with Mercer Global Advisors Inc. in Santa Barbara, CA. She has been with Mercer since 2015. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and tax management, utilizing a variety of implementation options such as ETFs, mutual funds, and separate accounts.

Timothy Sweeney is a financial advisor at Centaurus Financial, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been with Centaurus Financial since 2015. He is also associated with Tremblay Financial Services, a non-investment related marketing entity. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management of annuity and variable life sub-accounts, employing a mix of discretionary and non-discretionary approaches.

David Daniel is a financial advisor at Citigroup Global Markets with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Outside of his advisory role, he is a part owner of Terra Acqua Corp., a company involved in plumbing products. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, such as acting as a swap dealer and futures commission merchant.

Nicole Garfias is a financial advisor with Sanctuary Advisors, LLC based in Santa Barbara, CA. She holds a Series 66 designation and has six years of industry experience. Her prior roles include positions at Wells Fargo Clearing and UBS Financial Services Inc. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, and charitable organizations. The firm supports its network of over 400 independent investment adviser representatives with a range of portfolio management options and employs multiple analytical approaches across various managed account platforms.

Timothy Tremblay is a financial advisor with Centaurus Financial, Inc. in Westlake Village, CA, holding Series 63 and Series 65 credentials and possessing 42 years of industry experience. He has been with Centaurus Financial since 2003 and also operates Tremblay Waibel Financial Services, which he founded in 1997. Tremblay serves on the boards of COLAB, a coalition linking labor, agriculture, and business in Santa Barbara County, and the Santa Barbara Tax Advisory Center, a local business leadership organization. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements with a range of analytical approaches.

Kendall Albert is a financial advisor at Cerity Partners LLC with a Series 65 designation and one year of industry experience. Prior to joining Cerity Partners in 2025, Kendall studied at UC Santa Barbara and spent five years in full-time education. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Adam Donlevie is a CFP® professional with 19 years of experience at Centaurus Financial, Inc., where he has worked since 2007. He previously managed operations at Gainey Vineyard and Olive Hill Farm for 17 years. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations, offering financial planning, portfolio management, and retirement-plan consulting through various discretionary and non-discretionary arrangements. The firm employs a range of analytical approaches and provides access to model overlay programs and third-party money managers.

Carlo Mazziliano is a financial advisor with OSAIC Institutions, Inc. in Santa Barbara, CA, holding a Series 66 designation and five years of industry experience. His work history includes roles at UBS Financial Services and First Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a focus on delegated investment management.

Christopher Coventry is a financial advisor with Planmember Securities Corporation, holding the Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with Planmember since 2013 and is also involved with The Lotter Group, where he engages in insurance sales and services. Planmember Securities Corporation provides retirement-plan advisory services to employers and participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering a range of asset allocation portfolios. The firm emphasizes a strategic asset allocation framework combined with ongoing portfolio monitoring and rebalancing.

Matthew Cook is a CFP® professional with 22 years of experience in financial advising. He has been with Mercer Global Advisors Inc. since 2015, currently serving in their Santa Barbara, CA office. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm employs a globally diversified, risk-appropriate investment approach based on Modern Portfolio Theory, utilizing low-cost index vehicles, multi-factor tilts, and tax management strategies.

James Weimer is a CFP® and holds a Series 65 license with nine years of industry experience. He currently works at Cerity Partners LLC and previously spent nine years at West Coast Financial, LLC. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth and ultra-high-net-worth individuals, families, trusts, estates, business entities, charitable organizations, and institutional investors. The firm employs tailored asset allocation and manager selection, using proprietary quantitative screens alongside third-party managers and individual securities, and offers a range of services such as portfolio management, financial planning, retirement plan consulting, tax planning, and access to alternative and private-market investments.

Stefani Kohler is a CFP® with 12 years of experience, currently serving at Mercer Global Advisors Inc. in Santa Barbara, CA. Her entire professional career has been with Mercer Global Advisors, spanning multiple roles since 2014. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with discretionary and non-discretionary investment advisory services alongside financial, tax, retirement, and estate planning. The firm employs a Modern Portfolio Theory approach, emphasizing globally diversified, risk-appropriate portfolios implemented through a combination of low-cost ETFs, index funds, separate account managers, and other investment vehicles.

Daniel Stowe is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding a Series 63 designation and 24 years of industry experience. He has been associated with PlanMember in various capacities since 2001 and also operates Stowe Financial, focusing on fixed insurance products. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm utilizes a top-down strategic asset allocation framework with risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Justin Shane is a CFP® with 12 years of experience and is affiliated with Mercer Global Advisors Inc. He has worked at Mercer Global Advisors in various roles since 2015. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services alongside financial, tax, retirement, and estate planning and family office services. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified and risk-appropriate portfolios implemented with low-cost ETFs, index funds, separate account managers, and other strategies.

Kevin Baird is a financial advisor with United Planners' Financial Services of America, holding a Series 63 designation and bringing 36 years of industry experience. He has been with United Planners since 2011 and is also president of Baird Wealth Strategy Group LLC. Outside of advisory services, he is involved in marketing non-variable insurance products. United Planners Financial Services is a national wealth-management enterprise offering advisory and brokerage services to a diverse client base, including individuals, retirement plans, corporations, and institutional clients. The firm employs independent Investment Adviser Representatives and utilizes a range of custodians and third-party managers to deliver strategies, with a significant portion of assets managed on a non-discretionary basis.

Antonia La Rocca is a financial advisor at Sanctuary Advisors, LLC with 30 years of industry experience. She holds Series 63 and Series 65 designations and has worked at UBS Financial Services since 2008 before joining Sanctuary Advisors in 2022. Sanctuary Advisors, LLC serves a broad range of clients including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, financial planning, retirement plan consulting, and access to a variety of managed account platforms, delivering advice through a network of over 400 independent investment adviser representatives.

Thomas Azoury is a financial advisor at Mercer Global Advisors Inc. with 10 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at firms including Salesforce, JP Morgan Chase Bank, JP Morgan Securities, Bank of America, and Merrill prior to joining Mercer. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services alongside financial, tax, retirement, and estate planning. Their investment approach employs Modern Portfolio Theory to construct globally diversified, risk-appropriate portfolios using a variety of low-cost and specialized investment vehicles.

Ryan Reiff is a financial advisor at Cerity Partners LLC in Santa Barbara, CA, holding a Series 65 designation with four years of industry experience. He previously worked at West Coast Financial, LLC from 2021 to 2025 and spent four years at UC Santa Barbara. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm emphasizes tailored asset allocation, manager selection, and periodic rebalancing, incorporating proprietary quantitative screens alongside third-party managers and individual securities.

Kristen Koch is a CFP® professional with 23 years of industry experience, currently serving at Cerity Partners LLC since 2025. She was previously with West Coast Financial, LLC for nine years, where she also held roles as a member and general partner in multiple private real estate funds. Cerity Partners provides customized wealth management and related services to a diverse national client base, utilizing tailored asset allocation, manager selection, and a mix of proprietary quantitative tools and third-party managers.

James Appel is a ChFC® and Series 66 licensed financial advisor with 11 years of experience, currently with Centaurus Financial, Inc. He has been with Centaurus since 2015. Outside of his primary role, he is involved with Tremblay Financial Services, a non-investment-related business established in 1997 that he uses for marketing purposes. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of services such as financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized management of annuity and variable life sub-accounts.