Brian Ruff is a financial advisor with Primerica Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1998. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and select discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and maintains an operational model based on tiered wrap fees, focusing on curated portfolio management rather than institutional plan management.

Ricky Kazanjian is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 66 credentials and over 30 years of industry experience. He previously worked at Capital Financial Services, Inc. for 14 years before joining LPL Financial in 2016. Kazanjian is involved with Thiesen Dueker Modern Wealth Management, a business affiliated with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a broad range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Richard Ahronian is a financial advisor with Morgan Stanley in Fresno, CA, holding Series 63 and Series 65 credentials and possessing 55 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of finance, he is the sole proprietor of an agricultural farm in Fowler, California. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a range of investment programs to serve a diverse clientele.

Meagan Daniels is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Her prior roles include positions at First Command Insurance Services and First Command Brokerage Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is based on investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Drew Williams is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2021 and has also worked at Wells Fargo Bank, N.A. since 2017. Prior to his financial services career, he was employed at Applebee's for seven years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mitchell Reinhardt Sr. is a financial advisor at LPL Financial with 45 years of industry experience. He holds the CFP® and Series 63 designations and previously worked at Capital Financial Services, Inc. for 14 years before joining LPL Financial in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Keith Orsaba is a Senior Portfolio Advisor at Merrill Lynch Wealth Management. In his role, he works closely with business owners, high-earning professionals, and families to develop personalized financial strategies focused on tax-efficient investing, retirement income planning, and preparing for major financial transitions. He aims to help clients make informed and confident financial decisions by aligning investments and income needs with their long-term planning priorities. Keith's expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, tax minimization, and retirement income. He holds professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Fresno Pacific University. Beyond his professional work, Keith enjoys spending time with his family and engaging in outdoor activities such as hiking, fishing, camping, baseball, basketball, football, softball, hunting, and table tennis. He values his faith and has a background as a firefighter, which contributes to his connection to the outdoors and community.

Kevin Sweeney is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at various Wells Fargo entities since 2011. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients through a network of financial advisors. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored recommendations for clients.

Mark Ruof is a CFP® professional with 42 years of industry experience. He is currently with RBC Capital Markets and City National Bank, having worked at RBC Capital Markets since 2009 and City National Bank since 2020. Ruof serves on the board of directors for the Leon S Peters Foundation and the CSU Football Foundation, where he participates in financial reviews and budget committees. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and advisory services through various programs and a mix of in-house and third-party investment managers.

Mark Steitz is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Valic Financial Advisors, Bank of America NA, Merrill Lynch, and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of discretionary and non-discretionary investment strategies supported by a large network of financial advisors and branch offices nationwide.

Thai Vang is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various J.P. Morgan entities since 2009. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm operates both as a broker-dealer and investment adviser, delivering advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Ashley Stone is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. Prior to joining Wells Fargo Clearing in 2024, Stone worked at LPL Financial LLC and Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Arnold Centeno is a financial advisor at Cetera with 26 years of industry experience and holds the Series 66 designation. Prior to joining Cetera in 2025, he spent over two decades at Avantax in various advisory and insurance roles. He is also the owner and sole proprietor of ALC Associates, a tax preparation and accounting business. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers diverse investment management and consulting services through a large network of independent advisors and multiple program options.

Richard Cavalla is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has worked at LPL Financial and The Golden 1 Credit Union since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Tiffany Gunsorek is a financial advisor with LPL Financial, holding a Series 66 designation and 22 years of industry experience. Her background includes roles at TD Ameritrade, Premier Valley Bank, Bank of the West, and BancWest Investment Services. She is based in Clovis, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and research to support diversified investment strategies.

Salvador Cervantes Esquivel is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America, Merrill, Premier Security Solutions, and World Financial Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Monica Hensley is a financial advisor with Ameriprise in Fresno, CA, holding a Series 63 designation and bringing 39 years of industry experience. She has been with Ameriprise since 2005. Outside of her advisory role, she is an officer in her husband's businesses related to equipment rental and solar project construction consulting. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice.

Lance Dunn is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2026. He previously worked at Tri Counties Bank for 13 years and at Raymond James Financial Services for 15 years. Outside of advising, he is involved in hospitality and real estate through ownership of 4lads Hospitality LLC and Bynum Real Estate Services. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering tailored recommendations using in-house research and planning tools across a broad array of specialized planning areas.

Jordan Murray is a CFP® professional affiliated with OSAIC, based in Fresno, CA, with 16 years of industry experience. He previously spent 15 years with Lincoln Financial Advisors before joining OSAIC in 2025. In addition to his advisory role, Murray is an insurance agent offering various health and life insurance products and manages his practice through a legal entity, Fong Murray LLC. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, providing integrated brokerage and advisory services along with access to multiple third-party investment platforms. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management.

Melissa Dinatale is a financial advisor at Ameriprise with seven years of experience at the firm and two years in the industry. She previously worked at M Scott & Co., Inc., the Law Office of Robert Abrams, and Pascussi, Pascussi and Stoker. Dinatale holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.