John Vinci is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2022. Prior to UBS, he spent 10 years at Charles Schwab and Charles Schwab Bank. Outside of his advisory work, Vinci serves as a basketball league commissioner for Bay Club. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and a range of capital markets services through a large network of advisors.

Brandon Cheng is a financial advisor at Fidelity with eight years of industry experience. He holds the Series 66 designation and has worked at Fidelity Brokerage Services since 2019, recently transitioning to Fidelity Investments. His prior experience includes roles at Patelco Credit Union, CUSO Financial Services, LP, and Gray Matter Elite. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Raymond Jung is a financial advisor at OSAIC with 39 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for the entirety of his career until joining OSAIC in 2025. His credentials include the Series 63 designation. Outside of his advisory work, Jung is involved in managing rental properties and serving as a trustee for family trusts. OSAIC Wealth serves a diverse clientele, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a multi-advisor platform and emphasizes model-based asset allocation and portfolio optimization.

Ying Zhang is a financial advisor at UBS Financial Services with 34 years of industry experience. She has held her current position since 2012. Zhang holds a Series 63 designation and is based in Danville, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Jack Hollmeyer is a financial advisor with Raymond James Financial, holding a Series 66 designation and two years of industry experience. He has worked with Raymond James Financial Services Advisors, Inc. since 2024 and previously with Northwestern Mutual Investment Services. Outside of advisory roles, Hollmeyer has experience in basketball coaching and support roles within community recreation. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm employs analytical tools for tailored, non-discretionary advice and supports a broad advisor network with programs that include municipal and public finance services.

Steven Bidwell is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Bankers Life and Bankers Life Securities Inc. Outside of his advisory role, he is involved in a VA compensation and pension activity in French Camp, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Daryl Salcedo is a financial advisor with LPL Financial, holding a Series 66 designation and with 22 years of industry experience. His career includes roles at Morgan Stanley, Wells Fargo Investments, Chase Investment Services, U.S. Bancorp Investments, and Travis Credit Union before joining LPL Financial in 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a broad network of over 22,800 advisors.

Rudy Martinez is a CFP® certified financial advisor with 19 years of industry experience, currently practicing at LPL Financial in Brentwood, CA. His work history includes roles at Wells Fargo Asset Management and Commonwealth Financial Network. Martinez is also involved as co-owner of Martinez & Eissner Operations LLC and owner of Martinez Capital Holdings LLC, entities focused on securities, advisory, and insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment management solutions, supporting advisors with research models, third-party subadvisors, and technology tools.

Tyler Bailey is a financial advisor with Raymond James Financial in San Ramon, CA, holding a Series 66 license and eight years of industry experience. His career includes roles at Summit Financial Group, Securian Financial Group, Ameriprise, Morgan Stanley, Bank of America, and Merrill. He is also involved with Summit Financial Group, where he supports financial planning and client service activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and maintains specialized programs, including municipal advisory services and SIMPLE IRA employer consulting.

Jeffrey Rodvien is a financial advisor at RBC Capital Markets with 26 years of industry experience. He holds a Series 66 designation and has worked at City National Bank, Bank of America, Merrill, Oppenheimer, and Morgan Stanley. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, employing tailored strategies through a combination of in-house and third-party investment managers.

Sanjay Dhar is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with Cetera and has previously worked at SagePoint Financial, OSAIC, and Bay Area Wealth Management Group. Outside of advising, he serves as a business consultant for a startup developing an options trading platform and is involved in the sales and service of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with model portfolios, third-party managers, and customizable strategies.

Ning Jiang is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. Jiang has 10 years of industry experience, including roles at Mass Mutual Investors Services since 2017 and MetLife Securities from 2015 to 2017. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing collaborative, software-assisted planning processes without discretionary authority over client investments.

Nicholas Ruotolo is a financial advisor at Osaic with 10 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors for nine years. He has been involved with Saint Mary's College since 2014. Outside of his advisory role, Ruotolo offers fixed insurance products through multiple agencies. Osaic Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with portfolio optimization tools and offers diverse programs such as financial planning, managed portfolios, and retirement consulting.

Nathan Bennett is a CFP® professional with 26 years of experience currently affiliated with Raymond James Financial Services Advisors, Inc. He is also the co-owner and managing partner of Summit Financial Group, LLC, where he serves as CEO and chair of the leadership team. His career includes long-term roles at Securian Financial Services, Inc. and Summit Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients including individuals, high-net-worth clients, pensions, corporations, and institutional entities. The firm delivers tailored, non-discretionary advice using analytical modeling and supports its offerings with municipal advisory services and specialized retirement plan consulting.

Reijer Groenveld is a financial advisor with Edward Jones in Tracy, CA, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.

Martin Johnson is a financial advisor with Osaic, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He previously worked for Lincoln Financial Advisors for 24 years before joining Osaic in 2025. Johnson is also involved in providing insurance products, including accident, health, disability, long-term care, and traditional life insurance, through several agent roles and his own LLC. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services across multiple programs. The firm utilizes a model-based investment process with tools for portfolio optimization and risk management, supporting a range of discretionary and non-discretionary strategies through its extensive affiliate network.

Dave Malhotra is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2026. Prior to this role, he held several positions at Fidelity Investments, including Investment Consultant from 2025 to 2026 and Investment Solutions Fixed Income from 2023 to 2025. Before joining Fidelity Investments, he worked as a Financial Advisor at Merrill Lynch from 2019 to 2023. Dave employs a comprehensive planning approach that focuses on placing his clients' needs first. He works closely with clients to understand their financial goals and develops strategies aimed at helping them achieve their objectives. His approach emphasizes client comfort and confidence in their investment decisions by preparing them thoroughly for their financial future. He holds a California Insurance License and engages in personal interests such as art, family activities, fitness, swimming, tennis, and volunteering.

Jeffrey Lee is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and has held roles at Summit Financial Group, Securian Financial Services, and SGC Financial & Insurance Services. Outside of his advisory work, he is an associate advisor with Summit Financial Group, supporting another financial advisor in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a large advisor network, with specialized municipal finance capabilities and customized employer advisory programs.

Scott Cangelosi is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors Corporation for 27 years. Outside of advisory work, he acts as an insurance agent, focusing on non-variable life insurance policies and fixed or indexed annuities. OSAIC Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate entities, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, utilizing tools such as risk-tolerance questionnaires, efficient frontier analysis, and rebalancing strategies.

Michael Kennedy is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has 38 years of industry experience. His prior work includes positions at LPL Financial, Royal Alliance, and Pacific Pension & Benefit Services, where he has maintained an ongoing role since 2006. He is also a notary public and involved with Green Swan Inc., a startup investment-related business. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach and offers a range of advisory and brokerage services through a multi-advisor platform supported by affiliated broker-dealer and RIA relationships.