Christopher Rose is a CFP® with four years of industry experience. He is currently with Aptus Financial, LLC and previously worked at Waypoint Wealth Partners, Your Financial Pharmacist, CJR Financial LLC, and StubHub. Aptus Financial provides flat-fee financial planning and advisory services to individuals, trusts, charitable organizations, and employer-sponsored defined-contribution plans. The firm focuses on passive, long-term indexing and client education, operating a distributed team and offering fixed-fee planning alongside subscription-based ongoing support.

Kelly Lawson is a financial advisor at The Putney Financial Group LLC with 40 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at several firms including Arete Wealth Management and Presidio Capital Advisors. Outside of his advisory role, he serves as treasurer for the San Geronimo Community Church, a nonprofit organization. The Putney Financial Group provides investment supervisory services and financial planning primarily to individual clients, including high-net-worth individuals, and charitable trusts. The firm’s investment approach integrates fundamental, quantitative, qualitative, and cyclical analysis, emphasizing diversified asset allocation with various securities tailored to client objectives.

Tiffani Clarke is a financial advisor at Meritas Wealth Management, LLC in San Rafael, CA, with 16 years of industry experience. She holds a Series 65 designation and has been with Meritas since 2009. Meritas Wealth Management provides personalized, fee-only financial planning and investment management to individuals, pension and profit-sharing plans, trusts, and small businesses. The firm emphasizes long-term diversification through written Investment Policy Statements and primarily passive investment strategies informed by academic research and Modern Portfolio Theory.

Andrew Williams is a financial advisor at GenCap Portfolio Management with 42 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Front Row Advisors LLC, the firm’s doing-business-as name, since 2015. GenCap Portfolio Management provides discretionary and non-discretionary portfolio management, financial planning, and subadvisory services to individuals, high-net-worth clients, and other investment advisers. The firm uses fundamental analysis and modern portfolio theory to establish asset allocation and risk parameters, offering a range of investment strategies without a stated account minimum.

Benjamin Stewart is a financial advisor at Stewart Wealth Management, Inc. with 25 years of industry experience. He has worked at Stewart Wealth Management since 2007 and previously spent six years at Wells Fargo Clearing. Stewart holds the Series 63 and Series 65 designations. Stewart Wealth Management provides investment advisory and financial planning services to individuals, trusts, retirement plan sponsors, endowments, and business entities. The firm uses a strategic asset allocation and core-satellite approach with low-cost, institutional-class funds, and incorporates derivatives and private placement consulting services in managing client portfolios.

Nico Russo is a financial advisor at Stonebridge Financial Group with eight years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors and AXA-Advisors, LLC prior to joining Stonebridge. Stonebridge Financial Group serves individuals, families, business owners, and employer plan sponsors, providing discretionary wealth management, financial consulting, and retirement plan advisory services. The firm employs a mix of quantitative and qualitative investment approaches and manages portfolios across a range of asset types, including stocks, bonds, ETFs, mutual funds, and alternatives.

Steven Romjue is a financial advisor at Ridgecrest Wealth Partners, LLC with 37 years of industry experience. He holds a Series 63 designation and previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He has been with Ridgecrest Wealth Partners since 2021. Ridgecrest Wealth Partners provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, and retirement plan participants. The firm employs a combination of passive and active management strategies, including fundamental and technical analysis, options strategies, and tactical asset allocation, tailoring recommendations to client-specific profiles.

Marcus Nilsson is a financial advisor at Stonebridge Financial Group with 10 years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors and Alders Financial Solutions. Nilsson is based in San Rafael, CA. Stonebridge Financial Group serves individuals, families, business owners, and employer plan sponsors, offering discretionary wealth management, financial consulting, and retirement plan advisory services. The firm employs a combination of quantitative and qualitative analysis and uses various investment vehicles, including stocks, bonds, ETFs, and alternative investments, to manage client portfolios.

Frank Greene is a CFA® charterholder with seven years at Private Wealth Partners, LLC and six years previously at BCI Capital Management, totaling 13 years in the financial industry. He is co-owner of ETFreplay.com, Inc, an information services business focused on statistical investing, where he manages the programming oversight. Private Wealth Partners provides discretionary portfolio management and financial planning to a diverse client base including high-net-worth individuals, pension plans, trusts, estates, and corporations. The firm employs a mix of investment strategies and manages approximately $1.92 billion in client assets across its team of advisors.

Jennifer Bahi is a CFP® professional with three years of industry experience, currently serving as an advisor at Meritas Wealth Management, LLC in San Rafael, CA. Her entire career has been with Meritas Wealth Management, where she has worked since 2015. Meritas Wealth Management provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, and small businesses as a fee-only adviser. The firm emphasizes long-term diversification using primarily no-load mutual funds and passive strategies guided by academic research and Modern Portfolio Theory.

Jacqueline Rowe is a financial advisor at Fiduciary Financial Group, LLC with 31 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 28 years. Fiduciary Financial Group is a fee-based advisory firm managing approximately $865 million for individual clients, high-net-worth individuals, and retirement plans. The firm uses a combination of model portfolios and individualized accounts with diversified investment strategies, including ETFs, mutual funds, and options, and offers integrated tax planning supported by in-house CPAs and professional-services coordination.

Hubert Lenczowski is a financial advisor with Private Wealth Partners, LLC, holding a Series 65 credential and eight years of industry experience. He served in the United States Navy from 2013 to 2018 before joining Private Wealth Partners. Private Wealth Partners, LLC provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, trusts, pensions, corporations, and bank trust departments. The firm manages approximately $1.98 billion in assets and employs both fundamental and quantitative analysis to manage diversified portfolios, including the use of options and alternative investments.

Evan Hershey is a financial advisor with Caldwell Sutter Capital, Inc. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. His prior roles include positions at NBC Securities, Steward Partners Investment Solutions, Morgan Stanley, and Citigroup Global Markets. He serves as a director on the investment committee of the Santa Rosa Junior College Foundation. Caldwell Sutter Capital serves primarily high-net-worth individuals, families, corporations, and municipal clients. The firm provides portfolio management and financial planning, constructing customized equity and fixed-income portfolios using a bottom-up, fundamental value approach focused on long-term, buy-and-hold investing in niche or structurally inefficient securities.

Michael Yongue is a CFA® charterholder with four years at Private Wealth Partners, LLC and nine years of prior experience at Bank of Marin. He is based in Mill Valley, CA. Private Wealth Partners, LLC serves individuals, high-net-worth clients, trusts, pensions, corporations, and bank trust departments with discretionary portfolio management and financial planning. The firm manages approximately $1.98 billion in assets and employs both fundamental and quantitative analysis across multiple asset classes, utilizing strategies including options and covered calls.

Bradley Geddes is a CFP® and Series 65-licensed advisor with eight years of industry experience. He is currently affiliated with Decker Retirement Planning Inc. and has prior work experience at Lending Club. Outside of advising, he is the co-founder and CFO of Join IT, Inc., a membership management software company. Decker Retirement Planning offers personalized retirement and financial planning as well as discretionary investment management for individuals, trusts, pension plans, and other entities. The firm employs quantitative, computer-driven investment models and utilizes a range of securities and alternative strategies across multiple portfolio types.

Meghan Hyland is a financial advisor at Westhill Financial Advisors, Inc. with 10 years of industry experience. She holds a Series 65 designation and has been with Westhill Financial Advisors since 2015. The firm provides personalized financial planning, investment management, and pension consulting to a diverse client base, including high-net-worth individuals, trusts, estates, businesses, non-profits, and retirement plans. Westhill employs a strategic asset allocation process using a core-and-satellite approach and offers services on both discretionary and stand-alone bases.

Michael Nakano is a financial advisor with Independent Financial Group, LLC, holding a Series 63 license and bringing 41 years of industry experience. His prior work includes roles at National Planning Corporation and United Planners' Financial Services of America. He is also involved in insurance sales outside of Independent Financial Group. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base including high-net-worth individuals and institutional clients.

Shayne Cooper is a financial advisor at Fiduciary Financial Group, LLC in San Rafael, CA, with six years of industry experience. He holds a Series 65 designation and is also a partner and tax manager at Cooper & Vogelheim LLP, where he focuses on tax compliance and consulting. His prior experience includes roles at Munc & Cooper CPA's LLP, Zeisler, Zeisler, Rawson & Johnson, LLP, and Dal Poggetto and Company, LLP. Fiduciary Financial Group is a fee-based advisory firm managing approximately $865 million for individuals, high-net-worth clients, and retirement plans. The firm offers discretionary asset management, financial planning, ERISA plan advisory, and access to private placements, utilizing a range of investment vehicles and strategies supported by integrated tax planning and professional-services coordination.

Richard Gibson is a financial advisor with Tamalpais Asset Management in Larkspur, CA, holding Series 63 and Series 65 registrations and 18 years of industry experience. He has worked at firms including Global View Capital Management and Purshe Kaplan Sterling Investments. Gibson serves on the board of the Disabled Resource Center, Inc., a nonprofit supporting independent living for disabled individuals. Tamalpais Asset Management manages approximately $262.5 million for about 261 client relationships, primarily serving high-net-worth and accredited investors with ongoing portfolio management and financial planning. The firm employs written Investment Policy Statements and favors passive core exposures supplemented by various strategies, including options and alternative investments, generally under discretionary trading authority.

Joseph Raymond is a financial advisor at Caldwell Sutter Capital, Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Santa Monica Partners, Brandes Investment Partners, Brandes Institute, and Utah Tech University. Outside of his advisory role, he serves as the editor of a book published by Santa Monica Partners and receives a share of the profits from its sales. Caldwell Sutter Capital primarily serves high-net-worth individuals, families, and related entities, as well as corporate and municipal clients. The firm employs a bottom-up, fundamental value approach focused on individual equity and fixed-income research, offering customized portfolio management and financial planning through several distinct strategies.