Gillian Lim is a financial advisor with Primerica Advisors in Brentwood, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. Her work history includes roles at the Internal Revenue Service, PFS Investments Inc., and Primerica Financial Services since 2017, as well as prior experience at Knowledge Lake. Outside of advisory services, she is involved part-time with ASEA, a wellness company offering dietary supplements. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited separately managed account options. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Banani Satpathy is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2018, also working at JPMorgan Chase Bank since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Kevin Twing is a financial advisor at Cetera with 24 years of industry experience. He holds the Series 63 and Series 65 credentials and has been associated with Cetera and Cetera Wealth Services since 2013. In addition to his advisory role, he is an insurance agent selling life, annuities, and long-term care products, and he also provides notary services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a large network of advisors and operates a multi-manager platform with diverse investment program options.