Richard Carlquist is a CFP® with 31 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc. and Manning Wealth Group. Carlquist is president and CEO of Deep Dive Financial Planning Group Inc. and also holds an ownership role with a Thai restaurant business in San Diego. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA consulting.

Matthew Haley is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 licenses and with 27 years of industry experience. Prior to joining LPL Financial in 2010, he worked at Principal Financial Services from 2005 to 2010. Haley is also a registered notary for the State of Hawaii and is involved in private wealth planning through McKeague & Haley, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Robert Lobdell is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Concourse Financial Group Securities Inc for 17 years. Outside of his advisory role, he assists his son as an independent insurance producer in selecting fixed life and fixed annuity products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Alan Ho is a financial advisor with Morgan Stanley in Honolulu, Hawaii, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Tobias Martyn is a financial advisor at Stifel with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel since 2011. Martyn serves as Chairman of the Investment Committee and is a board member of Island Insurance, a property and casualty company based in Honolulu. Stifel serves a broad client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology.

Clyde Matsusaka is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Matsusaka is actively involved in teaching yoga and fitness classes in the Honolulu area. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both individual and corporate financial planning agreements.

Donna Sah is a financial advisor with Morgan Stanley in Honolulu, HI, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Naomi Marugame is a financial advisor with Morgan Stanley in Honolulu, HI, holding a Series 66 credential and five years of industry experience. She is also part owner and head of operations for Akira Collection, a small swimwear company sold online, where she contributes to sewing and business decisions outside of securities trading hours. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets.

Aron Ewen is a financial advisor at Stifel with 13 years of industry experience. He holds the Series 66 designation and has been with Stifel Nicolaus & Co Inc since 2016. The firm serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. Stifel’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling.

Nicholas Lobdell is a financial advisor at Cetera with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Northwestern Mutual Investment Services Inc and Concourse Financial Group Securities Inc. Outside of advisory work, he is also involved in the insurance business, providing fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary account structures.

Michael Ark is a financial advisor with Stifel in Honolulu, HI, holding a Series 63 designation and 41 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2015. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and state and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Randin Yagi is a financial advisor with Edward Jones in Aiea, HI, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Melissa Clary is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and 19 years of industry experience. She has been with Cambridge Investment Research Advisors since 2016. Outside of her advisory role, she is the owner of a CPA firm, CLARY & ASSOCIATES CPAS PLLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual and institutional clients with financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a variety of investment implementation options tailored to client objectives, including proprietary model strategies and access to independent third-party managers.

Benjamin Molloy is a financial advisor with Charles Schwab in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade Inc. Outside of his advisory role, he is a member of Waialua Valley Farms LLC, involved in agriculture, and owns a separate real estate business. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its integrated Schwab Wealth Advisory program. The firm combines non-discretionary client relationships with access to affiliated discretionary portfolios and employs a multi-asset investment approach supported by in-house research and alternative investment options.

Christopher Kam is a financial advisor with Edward Jones in Kailua, HI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory work, he is involved in several family property rental businesses in Kailua. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Ashli Sasano is a financial advisor at Equitable Advisors with 12 years of industry experience. She holds a Series 66 designation and has been with Equitable Advisors since 2013, following a role at Axa Advisors. Outside of advising, she serves as a board member and co-treasurer for the SHA Class of 2000 and works as an advertising sales consultant. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, institutional clients, and nonprofit organizations. The firm employs a network of Investment Adviser Representatives and offers a range of third-party advisory programs alongside firm-administered investment solutions.

David Oconnor is a financial advisor with Equitable Advisors in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, he coaches and teaches boys basketball at Saint Louis School in Honolulu. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, institutions, and charitable organizations. The firm offers a range of investment programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Matthew Mccarville is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques such as Monte Carlo simulations in its planning process.

Jeremy Gabriel Clark is a financial advisor with Raymond James Financial, holding a Series 66 credential and six years of industry experience. He has held roles at Raymond James Financial Services, Inc. since 2018 and also works with First Hawaiian Bank. Outside of advisory work, he has experience in a packing and shipping business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a range of advisory programs and consulting services.

Christopher Otto is a financial advisor with Cetera in Honolulu, HI, holding the CFP® and Series 63 credentials and bringing 23 years of industry experience. He has worked at Bankoh Investment Services, Inc. since 2014 and joined Cetera in 2025. Outside of his advisory role, he serves as chairman of MAKAIEKA INVESTMENTS LLC, participates on multiple nonprofit boards including the Hawaii Children's Cancer Foundation and Arthritis Foundation – Hawaii Chapter, and is president of the Securities Industry Association of Hawaii. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management, financial planning, and retirement services to individual and institutional clients. The firm operates a large multi-manager platform offering access to affiliated and third-party strategies across various program structures and custodial relationships.