David Arakaki is a financial advisor with PlanMember Securities Corporation in Mililani, HI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with PlanMember since 2011 and also operates with Chinen & Arinaga Financial Group since 2006. Outside of his advisory work, he participates in the HMSA Quest caregiver program, providing childcare for a disabled child. PlanMember Securities Corporation offers retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach to managing risk-based mutual-fund portfolios and provides extensive education and support services to plan sponsors and participants.

Martin Arinaga is a financial advisor with PlanMember Securities Corporation in Mililani, HI, holding the CFP® and ChFC® designations and possessing 40 years of industry experience. He has served as a senior vice president and board member of Chinen & Arinaga Financial Group since 1992 and manages CAFG LLC, a commercial office leasing business. Additionally, he is actively involved in nonprofit work as president of the Central Oahu Senior Day Care Center and serves on the board of Walk with a Doc Oahu, a health-focused organization. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm utilizes a top-down strategic asset allocation framework and manages unitized, risk-based mutual fund portfolios tailored from conservative to aggressive risk profiles while offering education and support services to plan sponsors and participants.

Joseph Appolito is a CFP® with 54 years of industry experience, currently serving as an advisor at United Planners Financial Services of America. His prior roles include positions at Commonwealth Financial Network, Ameriprise Financial Services, Inc., and Wells Fargo Advisors, along with operating his own practice, Appolito and Associates Wealth & Retirement Planning. He is also co-owner of a private company managing a family trust and works as a consultant for timeshare cancellations. United Planners Financial Services is a national wealth-management enterprise serving a broad client base that includes individual investors, retirement plans, corporations, trusts, and estates. The firm’s advisors provide advisory and brokerage services through independent representatives, using various custodians and third-party managers to implement strategies, with a large portion of assets managed on a non-discretionary basis.

Jack Seymour is a financial advisor with Creative Planning in Honolulu, HI. He holds a Series 65 credential and has been in the industry since 2023, with prior experience at Northwestern Mutual and Interactive Brokers. His background also includes work in educational institutions and a business venture in Hong Kong. Creative Planning provides wealth management and financial planning services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, tax-loss harvesting, and selective private market exposure.

Aran Hiromoto is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at PlanMember since 2011 and is also vice president of Chinen & Arinaga Financial Group, where he has been involved since 1997. Hiromoto participates as a certified educator with National Benefit Services, delivering financial education presentations. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach to manage unitized, risk-based mutual fund portfolios and offers education, support services, and participant-level investment options.

Heidi Cregor is a financial advisor with J. W. Cole Advisors, Inc. in Honolulu, HI, holding a Series 66 designation and 25 years of industry experience. She has been affiliated with Financial Architects of Hawaii and related entities since 2013. Outside of advising, she serves as a board member of Halekipa Inc., a nonprofit focused on social services for homeless youth, and holds a national associate governor position with the Kerry Blue Terrier Club of the U.S.A. J. W. Cole Advisors operates through a large network of independent advisors, providing fee-based portfolio management, financial planning, and retirement services to individuals, high-net-worth clients, and institutions. The firm offers both discretionary and non-discretionary account management, employing a range of investment strategies and digital advice platforms.

Michael Staggs is a financial advisor with Guardian Life and Park Avenue Securities in Honolulu, HI, holding Series 63, 65, and 66 licenses and possessing 20 years of industry experience. His prior work includes roles at Financial Leadership Advisors, Inc. and UBS Financial Services. He is involved with Koa Partners LLC, a management company related to his wife's real estate business. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, businesses, and organizations, combining advisor-led discretionary management with model-based strategies and offering a range of financial planning and consulting solutions.

Michael Green is a CFP® at Creative Planning with nine years of industry experience. He has worked at Creative Planning in various capacities since 2017 and was previously employed at 3.21 Financial Planning LLC, Homrichberg Wealth Management, and Truepoint Wealth Counsel. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by direct indexing, tax-loss harvesting, and private market exposure.

Samantha Haas is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. She has five years of industry experience and has been associated with Park Avenue Securities since 2018. Haas serves on the boards of Friends of CASA Hawaii and the Hawaii Economic Association. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party advisory solutions.

Cody Momohara is a CFP® professional with 15 years of industry experience. He is currently with PlanMember Securities Corporation and Chinen & Arinaga Financial Group. His prior experience includes roles at LPL Financial, Tao Investments Hawai'i, Tsukazaki & Associates LLC, and Commonwealth Financial Network. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, offering ERISA Section 3(38) fiduciary services and participant-level investment options. The firm uses a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and delivers education and support services to plan sponsors and participants.

Cory Nakamura is a financial advisor at Creative Planning with 21 years of industry experience. He holds the CFP® and CFA® designations and has previously worked at Mosaic Pacific Investment Advisors and Investment Management Hawaii. Nakamura is based in Honolulu, HI. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by advanced portfolio management techniques and a range of retirement plan services.

Andrew Kam is a financial advisor with VOYA Financial Advisors, Inc. in Honolulu, HI, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has been with VOYA Financial Advisors since 2014 and previously worked at Voya Financial Partners, LLC and Cetera Wealth Services, LLC. Outside of his advisory role, he is also an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients through financial planning, portfolio management, and retirement advisory services. The firm employs a range of investment strategies delivered via a large network of advisers, combining in-house and external resources alongside technology-enabled tools, with a notable focus on non-discretionary, client-authorized asset management.

Derek Tenn is a financial advisor with Eagle Strategies (NY Life) based in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with Eagle Strategies since 2013 and has longstanding affiliations with New York Life and related entities dating back to 1999. Tenn serves as Membership Chair for the Rotary Club of West Honolulu and as Vice Chairman of the Rotary Club of West Honolulu Foundation, which provides scholarships and community services. Eagle Strategies serves a broad mix of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages the vast majority of its assets on a non-discretionary basis, working with a wide range of institutional sponsors within an integrated New York Life affiliate structure.

Benjamin Yeung is a financial advisor with Transamerica Financial Advisors in Honolulu, HI, holding Series 63 and Series 65 licenses and 16 years of industry experience. His background includes roles as a Registered Social Security Analyst since 2021 and involvement with World System Builders since 2006. Yeung assists clients with optimizing their Social Security benefits aligned with their retirement goals. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, using proprietary and third-party investment models with discretionary and non-discretionary program options.

Suk In Hong is a financial advisor with Eagle Strategies (NY Life) based in Honolulu, HI, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining Eagle Strategies, Hong worked at NYLIFE Securities LLC and New York Life Insurance Company since 2023 and was involved with Soju Bang from 2021 to 2023. Hong’s background also includes six years with Choon Chun Chicken. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice across multiple program types and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Spencer Dung is a CFP® with 14 years of experience in the financial services industry. He is currently affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2018. His prior experience includes roles at Foresters Financial Services and Foresters Advisory Services. Dung serves on multiple nonprofit boards, including the Richard T. Blount Educational Foundation and the Friends of the University of Hawaii Cancer Center. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, retirement plans, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, access to insurance products, and various financial planning and consulting solutions tailored to client needs.

Marisa Sacks is a financial advisor with VOYA Financial Advisors, Inc. in Honolulu, Hawaii, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at Voya Financial Partners, LLC and Cetera Wealth Services, LLC. Outside of financial advising, she is involved in real estate sales as a licensed agent with RE/MAX Hawaii and operates as an independent insurance agent specializing in fixed insurance and annuities. VOYA Financial Advisors, Inc. is a large advisory and broker-dealer firm providing financial planning, portfolio management, and retirement-plan services to individuals, institutions, and corporations. The firm uses a combination of in-house and external strategists, model portfolios, and technology tools to deliver both discretionary and non-discretionary investment management services.

Brandon Ramos is a financial advisor with Eagle Strategies (NY Life) based in Honolulu, HI. He holds Series 63 and Series 65 licenses and has two years of industry experience. Prior to joining Eagle Strategies, he served seven years in the United States Navy. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages a majority of its assets on a non-discretionary basis.

John Au is a financial advisor with Planmember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Planmember Securities since 2011 and has maintained a longstanding role with Chinen & Arinaga Financial Group since 1997. Outside of his advisory work, Au volunteers as an organizer for Shoebox for the Homeless at the Kaneohe Community Family Center and serves as a certified financial education presenter for National Benefit Services. Planmember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios, offering education, support, and personalized retirement planning to plan sponsors and participants.

Kelly Eng is a financial advisor at Guardian Life with eight years of industry experience. She holds the CFA® designation and Series 63 license. Her prior work includes roles at Park Avenue Securities and various Guardian Life entities. Outside of her advisory work, she sells disability insurance to dental and other students through Health Professionals Insurance Services. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm uses a combination of advisor-led discretionary management and model-based strategies, offering tailored client relationships and access to insurance products and alternative investments.