Joshua Cloke is a financial advisor at Cetera with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Roehl & Yi Investment Advisors and J.W. Cole Financial. He also serves as a financial advisor at Jones & Roth Financial Advisors, where he provides financial planning, investment management, retirement income planning, and risk analysis services. Cetera Investment Advisers LLC is a large SEC-registered firm that supports over 10,000 independent advisors and serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies and third-party managers.

Jeremy Prickel is a financial advisor with Cetera, holding a Series 66 license and over 20 years of industry experience. He has worked with firms including Avantax Investment Services, Avantax Advisory Services, and 1st Global Advisors. In addition to his advisory role, he is a member of Jones & Roth Financial Advisors, LLC, and provides CPA and consulting services through Oregon Dental CPAs. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Ethan Cabading is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2022, with prior roles at U.S. Bank, Lexington Law Firm, and several other organizations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by centralized custody, order routing, and alternative investment due diligence.

Robert Reineke is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 credentials and has 20 years of experience in the industry. Prior to joining Raymond James in 2023, he worked at Cetera Investment Services and Key Investment Services. Outside of his advisory role, he serves as a board member for Grace Community Fellowship, a nonprofit organization in Eugene, Oregon. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Peter Bogardus is a financial advisor with Primerica Advisors in Eugene, OR, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Primerica Advisors since 1982 and Primerica Financial Services since 1980. Outside of advising, he is involved in sales of loan products and home-related services through affiliated companies of PFS Investments Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Dale Hartley is a Senior Financial Advisor and the founder and leader of the Hartley Group at Merrill Lynch Wealth Management. He focuses on serving families approaching or entering retirement, small business retirement plans, and cash management. Dale has developed a niche practice assisting business owners and affluent families with comprehensive financial planning and investment management, including banking, lending, and custom portfolio construction. Dale joined Merrill in 2000 after a nine-year college coaching career. He grew up in North Bend, Oregon, and attended Lassen Junior College on a baseball scholarship before transitioning to coaching. His previous roles included head assistant baseball coach and fundraising coordinator at Lane Community College. Dale is active in community service and has served on various nonprofit boards, including Relief Nursery, Eugene Challengers American Legion, and Friends of Sheldon Baseball. He is a member of the Airport Rotary Club and resides in Eugene, Oregon with his wife Jennifer and their two sons. His personal interests include baseball, hunting, fishing, golf, and coaching his son Chase in baseball. Dale holds a Personal Investment Advisor (PIA) designation and a high school diploma from North Bend High School.

Caryn Kimble is a financial advisor with LPL Financial in Eugene, Oregon, holding Series 63 and Series 66 licenses and possessing 36 years of industry experience. She previously worked at Roehl & Yi Investment Advisors, LLC and KMS Financial Services, Inc. In addition to her advisory role, she is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and retirement advice services, supported by a large network of advisors and a variety of investment strategies.

Kristen Dunder is a financial advisor at Raymond James Financial with 24 years of industry experience. She holds Series 63 and Series 66 designations and has held prior roles at Cetera Investment Services and Columbia Bank. Outside of her advisory work, she serves as Vice President at Columbia Wealth Advisors, overseeing operations, compliance, and support staff management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports various advisory and institutional programs.

Terry Keele is a financial advisor with Wells Fargo Advisors in Springfield, OR, holding a Series 63 designation and bringing 30 years of industry experience. His prior roles include ten years at Wells Fargo Clearing and seven years at Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Duane Morgan is a financial advisor at Edward Jones in Eugene, OR, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of advising, he manages a rental property business in Eugene. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a network of over 23,000 advisors. The firm offers a range of investment strategies and affiliated financial services under a fiduciary standard.

Alex Vonderhaar is a CFP® with 25 years of industry experience, currently serving as a financial advisor with LPL Financial since 2021. Prior to joining LPL, he worked with Waddell and Reed, Inc. and various insurance carriers for over two decades. Vonderhaar also holds a role as an administrative council member at Saint Paul Catholic Church in Eugene, OR. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors and utilizes various operational and research tools to support client strategies.

Ryan Lew is a Certified Financial Planner (CFP®) with 14 years of industry experience. He is currently with LPL Financial and has previously worked at Arbor Point Advisors, Securities America, Inc., and Oregon Community Credit Union. Lew operates Tetrology Financial Planning Group as a separate business activity affiliated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, leveraging proprietary research and technology to support its network of over 22,800 advisors.

Lisa Tull is a financial advisor with Morgan Stanley in Eugene, OR, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Stephen Smith is a financial advisor at Edward Jones with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward D. Jones & Co., L.P. since 1997. Smith serves as a board member of Frozen Ice Sports LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated funds, and manages approximately $1.01 trillion in assets.

Daniel Claric is a financial advisor with LPL Financial in Eugene, OR, holding a Series 66 designation and 21 years of industry experience. His previous roles include positions at Arbor Point Advisors, Securities America Advisors, and KMS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of representatives, incorporating model portfolios, third-party asset management, and institutional platforms.

Robert Martin is a financial advisor at LPL Financial with 25 years of industry experience and holds the Series 66 designation. His career includes roles at Morgan Stanley and Waddell & Reed, and he has been affiliated with Eugene First Church of the Nazarene since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services supported by various investment strategies and operational tools.

Raymond Settelmeyer is a financial advisor with Cetera, holding a Series 66 designation and over 20 years of industry experience. He has been with Cetera since 2025 and previously worked at Avantax Advisory Services and Avantax Investment Services for nearly two decades. In addition to his advisory role, he owns a tax preparation and accounting firm and serves as treasurer and board member of a non-profit religious organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to affiliated and third-party investment strategies.

Allison Nelson is a financial advisor at Wells Fargo Advisors in Springfield, OR, holding a Series 66 license with eight years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Pentagon Federal Credit Union, and Cabela's. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services using proprietary research and tools, with planning engagements typically being discrete and tailored to client needs.

Fritz Duncan is a financial advisor with Cetera who holds a Series 66 designation and has 24 years of industry experience. He has worked with firms including Avantax and Jones & Roth Wealth Management, and he currently teaches accounting at the University of Oregon. Additionally, he serves on the board of the Eugene Active 2030 Club Foundation. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser supporting individuals, employer-sponsored retirement plans, and institutional clients through a multi-manager platform offering portfolio management, financial planning, and access to third-party money managers.

Emil Smith is a financial advisor at RBC Capital Markets in Eugene, OR, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Greenscape, 2Towns Beverage, King Estate Winery, and Deployed Logix. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable investment strategies implemented through in-house and third-party managers.