Stacy Obney is a financial advisor at Osaic with 18 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Morgan Stanley and T. Rowe Price Investment Services. Outside of her advisory role, she manages a rental property. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a broad network of financial advisers. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and multiple platforms to deliver customized portfolio management.

Jacqueline Bennett is a financial advisor with Osaic Wealth, Inc. based in San Antonio, Florida, holding Series 63 and Series 65 designations and 41 years of industry experience. Her prior work includes roles at New Century Financial Group and DMG Financial LLC, and she has operated the Jackie Bennett Financial Group since 1984. Outside of her advisory work, she serves as Vice President of the BNI Signature Elite Chapter, managing its Membership Committee. Osaic Wealth, Inc. serves a diverse client base including individual and institutional investors through a broad network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to various managed account platforms. The firm employs asset-allocation tools and risk-assessment methodologies to construct investment portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Nickeel Kanji is a financial advisor at Fidelity with five years of industry experience and holds the Series 66 designation. Prior to joining Fidelity, he worked at Merrill and Phelps Dunbar LLP and has a background that includes roles at the University of Central Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of funds and model portfolios.

Jodi Perez is a CFP® professional affiliated with Raymond James Financial Services Advisors, Inc. She has 40 years of industry experience and has held roles at multiple financial firms since 2012. Perez is also a partner in Holliday/Perez, LLC, which owns the office building where her practice is located. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary planning and supports a broad advisor network, with specialized municipal and public finance services.

Daniel Coviello is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes positions at Morgan Stanley and T. Rowe Price. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios across mutual funds, ETFs, and ETPs, and has a formal advisory role to multiple registered investment companies and fund-of-funds.

Frederick Cardinale is a CFP® and PFS™ with 30 years of industry experience, currently serving at Cetera. He has held roles at Avantax Insurance Agency, Avantax Advisory Services, and has owned Cardinale Financial Group, LLC since 2009, where he manages tax preparation and accounting services. He is also Treasurer of the Oak Ridge Professional Park Owners Association. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm that serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Robert Severin is a financial advisor with Merrill in Wesley Chapel, FL, holding a Series 66 designation and seven years of industry experience. He has been affiliated with both Merrill and Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies designed by internal and third-party managers.

Stirling Heath is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior roles include positions at LPL Financial, Allianz Life Insurance Company of North America, and Jackson National Life Distributors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Aaron Lyon is a CFP® professional with 10 years of industry experience, currently affiliated with Cetera. His prior work includes five years at Commonwealth Financial Network and five years at Wells Fargo in various capacities. In addition to his advisory role, he spends part of his time providing tax preparation services through Addessi Financial Partners. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment options.

Lillian Collazo is a financial advisor with Ameriprise in Wesley Chapel, FL, holding a Series 66 designation and having one year of industry experience. Her prior roles include working at Rapid Trace and the Veteran's Administration. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset thresholds, providing detailed written recommendations on income, Social Security, and tax-efficient withdrawal strategies. The firm combines algorithmic automation and research with advisor input to deliver tailored retirement solutions.

Kelly Eales is a CFP® professional with 12 years of experience in financial advising. She has been with Charles Schwab since 2020 and previously worked at USAA Investment Management Company and USAA Financial Planning Services. Outside of finance, she was involved with Get a Grip Total Fitness for four years. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocation and ongoing investment guidance.

Frederick Rappina is a financial advisor at Cetera with 10 years of industry experience and holds the ChFC®, Series 63, and Series 65 designations. His prior experience includes roles at MML Investors Services and MassMutual. Outside of his advisory work, he is an author who began writing a book in 2024 and is involved in a land leasing and farming business with his spouse. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management and access to third-party money managers.

Anthony Russo Jr. is a financial advisor with Ameriprise in Wesley Chapel, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing detailed, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines advisory, brokerage, and insurance solutions through its large institutional platform.

Angel Figueroa is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 66 designation and has worked previously at JP Morgan and SunTrust Investment Services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with more than 10,000 advisors and approximately $256 billion in assets under management.

Gregg Lynch is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. He has previously worked at Avantax Investment Services and 1st Global Advisors, and he is also the owner of LGL Wealth Management, LLC. In addition to his advisory work, Lynch is president and co-owner of Lynch, Cotton & Associates, PA, a CPA firm providing accounting and tax services for over 30 years. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of program structures and third-party managers.

Josephine Aiosa is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at LPL Financial since 2022. She previously worked at Charles Schwab Bank and USAA in various advisory roles. Outside of her advisory work, she is employed as a hearing-impaired interpreter at Purple Communications. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, leveraging both proprietary research and third-party strategies across multiple asset classes.

Eddy Suriel is a financial advisor with Fidelity Investments based in Wesley Chapel, FL. He holds Series 63 and Series 66 designations and has five years of industry experience. Prior to joining Fidelity, he worked at Bank of America and Merrill Lynch. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI-driven research, and its role as an advisor to multiple registered investment companies.

Brian Webb is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and 29 years of industry experience. His prior work includes roles at Edward Jones, LPL Financial, and Infinex Investments. He is based in Spring Hill, FL. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Zachary Henderson is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo, he worked at Valdosta State University and held roles at Zone Fitness, Daytona State College, and YMCA Palm Harbor. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers research-driven investment solutions through a large network of financial advisors.

Stephen Miller is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and with 14 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Outside of his advisory work, he serves as a deacon and elder at North Pointe Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning across various financial topics without including implementation. The firm combines goal-based analysis with optional managed-account services under a consolidated billing option called “WealthPlan.”