John Shields is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Shields serves as a board member of the Athelstan Club and the Community Foundation of South Alabama, and he is the sole proprietor of JMS IP LLC, a recreation and intellectual property venture. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by advanced analytical tools while generally acting in an advisory capacity for clients’ financial plans.

Edwin Peters III is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has previously worked at Kestra Advisory, Kestra Investment Services, LLC, and NFP. Peters also engages in non-variable insurance services through Ash Brokerage. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios and third-party asset management, supported by extensive non-advisory financial services and oversight of substantial discretionary assets.

George Blais III is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at American Portfolios Financial Services, Inc. for 11 years. He is president of Advantage Wealth Management, a firm providing tax advice, planning, and preparation services. OSAIC serves a wide range of retail and institutional clients through an extensive network of advisers and advisory platforms, offering integrated brokerage and investment advisory services along with financial planning and access to third-party money managers.

Mary Finkbohner is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at Morgan Stanley and Morgan Stanley Private Bank, N.A., where she worked for a total of six years. She also has experience with The Salvation Army National Capital Area Command. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Charlene De Vargas is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, she worked for 27 years with the Mobile County Public School System. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations, primarily for clients with significant assets managed within Ameriprise accounts.

Calley Coldsmith is a financial advisor with Ameriprise in Mobile, Alabama, holding a Series 66 designation and seven years of industry experience. Prior to joining Ameriprise in 2018, Coldsmith worked at ArcelorMittal USA. Outside of advisory work, Coldsmith serves on the Board of Directors for the Animal Rescue Foundation. Ameriprise is an institutional firm that offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm’s approach includes detailed, non-discretionary recommendation reports developed by a centralized consulting team, incorporating research, modeling, and tax-efficiency analysis, with a focus on assets managed within Ameriprise accounts.

Jeffery Howard is a CFP®-designated financial advisor with Stifel in Mobile, Alabama, bringing 40 years of industry experience. He has worked at Stifel since 2009. Outside of his advisory role, he serves as President of the Board of Directors for the AJM Scholarship Foundation. Stifel serves a broad client base including individuals, institutions, and charitable organizations, providing both brokerage and advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Jessica Womack is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. Her work history includes multiple roles at Cetera and its affiliates, as well as positions at Hancock Whitney Bank, Ameriprise, Austal USA, and Regions Bank. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual and institutional clients through a large network of independent advisors. The firm provides a range of portfolio management, financial planning, and retirement services, offering various program structures and access to third-party managers.

Megan Bruner is a Series 66-licensed financial advisor with Morgan Stanley in Mobile, Alabama, having 12 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015 respectively. Outside of her advisory role, she serves on the finance committee of the Tri Delta Delta Mu Alumnae Group, a fraternal society in Mobile. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides comprehensive financial planning and advisory services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers structured planning tools alongside a range of investment and estate planning solutions.

James Hardy Jr. is a financial advisor with OSAIC in Daphne, Alabama, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of his advisory role, Hardy is involved in independent insurance sales through his ownership of Horizon Financial and serves on the stewardship committee of East Pointe Baptist Church, helping oversee the church’s finances. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms and third-party money managers.

Melissa Glazner is a financial advisor at Stifel with 22 years of industry experience. She has held her current position since 2009 and holds Series 63, Series 65, and Series 66 licenses. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services along with fee-based financial planning. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Christopher Schatzman is a financial advisor with Morgan Stanley in Mobile, Alabama, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients. The firm offers financial planning services supported by structured discovery conversations and proprietary tools, managing approximately $2.74 trillion in client assets.

Joseph Lomax Jr. is a financial advisor at Cambridge Investment Research Advisors with 16 years of industry experience. He holds a Series 66 designation and has worked previously at VOYA Financial Advisors and C Square Wealth Strategies. Outside of his advisory practice, he owns a lawn care business called Midtown Lawn. Cambridge Investment Research Advisors serves a broad range of clients including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a large network of independent financial professionals. The firm offers multiple investment implementation options, including proprietary and third-party models, tailored to client objectives.

Kellie Eck is a financial advisor with Morgan Stanley in Mobile, AL, holding a Series 66 designation and having five years of industry experience. She has been with Morgan Stanley since 2019 and previously worked for the Foreign-Trade Zone Corporation from 2013 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Raymond Rapoza is a financial advisor at Raymond James Financial with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing. Outside of his advisory role, he serves as an independent contractor for Gulf Coast Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Gaden White is a Series 66 licensed financial advisor with eight years of industry experience, currently working at Cetera in Mobile, AL. He has been with Cetera and its related entities since 2018 and also holds a longstanding position at Regions Bank dating back to 2007, where he serves as an area investment executive responsible for managing, coaching, and training financial advisors and licensed bankers. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with over 10,000 advisors managing more than $256 billion in assets.

Charlene Reyes is a CFP®-designated financial advisor with 30 years of industry experience. She currently works at Cetera and has previously held positions at BBVA Compass Insurance Agency, Compass Bank, and Regions Bank. She serves as a board member of the Boys & Girls Clubs of South Alabama and is co-membership chair of the nonprofit Impact100 Mobile. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and third-party investment managers.

Lauren Lomax is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has worked with Morgan Stanley Private Bank since 2022. Prior to joining Morgan Stanley, she was employed at Farmers Insurance and held roles at the University of South Alabama and Huntingdon College. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Cameron Lee is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked in the automotive sales industry and education sector, including roles at Palmer's Airport Hyundai, Palmer's Toyota, and the Mobile County School District. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and ongoing tax-aware withdrawal strategies.

David Bradford is the Senior Resident Director and a partner of the Whiting Bradford Wealth Management Group at Merrill Lynch Wealth Management. Since launching his career there in 2009, David has been serving clients alongside Palmer Whiting since 2012. He often acts as a client's first full-service advisor, creating organized structures to manage and optimize scattered investments for individuals such as business owners, physicians, attorneys, retirees, and others navigating significant life transitions like divorce or loss of a loved one. David specializes in developing risk-averse income and growth strategies that emphasize diversification, cost efficiency, Social Security, and health considerations. His approach involves comprehensive assessment of clients' aspirations and concerns, examining all aspects of their financial picture including trust documents, insurance policies, and external investments. David conducts periodic reviews to adjust portfolios and goals in response to changing client needs and market conditions. He collaborates with clients on strategies for investments, retirement, concentrated stock, education funding, wealth transfer, and business succession. He holds a Bachelor's Degree from Auburn University and is a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). David is active in the Mobile community, involved with Big Brothers Big Sisters of South Alabama, and serves on the President's Cabinet for the University of South Alabama. He values family time with his wife Stephanie and their children, and enjoys golfing, hiking, running, soccer, and traveling.