Andrea Hardy is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America, N.A. since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amanda Wise is a Series 66 licensed financial advisor with Merrill, based in Summerville, SC. She has four years of industry experience and has been with Merrill since 2020, also working with Bank of America, N.A. during that time. Prior to her financial services career, she had roles in the restaurant industry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Carroll is a financial professional with 20 years of industry experience, currently serving at Cetera since 2023. He holds Series 63 and Series 65 credentials and has prior experience with Commonwealth Financial Group, Securian Financial Insurance, and Minnesota Life Insurance Company. Outside of advising, he is a business owner and volunteers as a board member for Kids Chance of South Carolina. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with various discretionary and non-discretionary program options.

William Milton Jr. is a financial advisor at Equitable Advisors with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2001. Outside of his advisory work, Milton serves as Chairman of the financial stewardship committee at Mt. Moriah Missionary Baptist Church. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of investment programs and third-party managers, focusing on tailored advice based on client risk tolerance and needs.

Hannah Richardson is a CFP® with 10 years of industry experience, currently advising clients at Edward Jones since 2016. She holds a Series 66 license and is based in Daniel Island, SC. Outside of her advisory role, she manages a rental property in North Charleston, SC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Terri Murray is a financial advisor with Morgan Stanley in Charleston, SC, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. She has been with Morgan Stanley Private Bank, National Association, and Morgan Stanley since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and Corporate Financial Planning agreements.

Jonathan Hungerford is a financial advisor with Wells Fargo Advisors in Charleston, SC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Prior to joining Wells Fargo Advisors in 2021, he worked at Bank of America and Merrill from 2009 to 2021. Outside of his advisory role, he holds a 40% ownership stake in Febrees Brothers, LLC, a non-investment-related business based in Greenville, SC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services supported by Wells Fargo’s research and planning tools. The firm offers a broad range of planning options, including specialized services for business owners, sports and entertainment professionals, and clients with unique needs.

Brian Zalakar is a financial advisor at Wells Fargo Advisors with five years of industry experience. His background includes positions at RBC Capital Markets and McTighe Markets Inc., as well as work in home improvements and health-related roles. Zalakar holds a Series 66 designation and is based in Charleston, SC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk management, and specialized services such as business-owner transition and special-needs planning. The firm uses proprietary research and planning tools to develop tailored recommendations, with implementation available through various brokerage and advisory programs.

Mary Condon Moore is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch for over 30 years, providing wealth management recommendations to affluent individuals and families, corporate executives, business owners, and nonprofit organizations. Mary focuses on helping clients reach their financial goals by carefully determining investment objectives and developing appropriate asset allocations. She specializes in areas including education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, and retirement income. Mary is a graduate of Clemson University and holds the Personal Investment Advisor (PIA) designation. She is actively involved in her community, particularly through her participation with Bishop England High School and Christ Our King Church. Mary's extensive experience and commitment to client goals reflect her professional approach to financial advising. Outside of her professional life, Mary enjoys spending time with her family, boating, fishing, golfing, reading, and traveling.

Sean Bennett is a CFP®-certified financial advisor with Cambridge Investment Research Advisors, where he has worked since 2011. He has 33 years of industry experience and also serves as a state senator in the South Carolina General Assembly. Outside of his advisory role, he is an independent insurance agent and a member of a property group used for college football tailgating. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm provides a range of investment options through multiple platforms, with both proprietary and third-party model strategies, and supports tailored approaches that include discretionary and non-discretionary management.

Kirk Weichsel is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on integrating multiple aspects of clients' financial lives by developing customized financial strategies and investment portfolios tailored to clients' objectives. His client focus areas include family wealth management, institutional investment consulting, services for endowments, foundations, and non-profits, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Kirk holds multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), and Certified Plan Fiduciary Advisor® (CPFA®). He earned his MBA from Duke University and a bachelor's degree in mechanical engineering from Texas A&M University. Prior to joining Merrill Lynch Wealth Management in 2005, Kirk spent fifteen years as a management consultant developing trading and risk management capabilities for major investment banks and global energy companies. He is active in the Charleston sailing community and a member of the Charleston Ocean Racing Association. Kirk enjoys boating, tennis, fly fishing, and spending time with his family in Mt. Pleasant, South Carolina.

James Sharp Jr. is a financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its related entities since 2005 and holds a Series 63 designation. In addition to his advisory role, he serves as a contractor managing an advisory business through DHS Office Works LLC. Ameriprise Financial Services is a large diversified firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Coalter Smith is a financial advisor at Morgan Stanley in Charleston, SC, holding a Series 66 designation. He began his advisory career in 2026 and previously worked with the PGA Tour Americas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and models.

Patrick O'Brien is a CFP® and Series 66-licensed financial advisor with Edward Jones, where he has worked since 2017. He has eight years of industry experience, including two years at Immedion before joining Edward Jones. Based in Mount Pleasant, SC, he serves clients through his role at Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Michael McCay is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments in various roles since 2012, gaining extensive experience in financial consulting and retirement planning. Prior to his current role, Michael worked as a Financial Consultant at Fidelity from 2019 to 2022 and has also held positions such as Dedicated Retirement Planner and Retirement Relationship Manager at the firm. His career includes experience at Vanguard and Linden Thomas & Company, as well as roles in audit and accounting early on. With over 20 years of experience in finance, Michael has developed a deep knowledge of financial markets and the challenges clients face in pursuing retirement goals. He partners with clients to create integrated financial plans tailored to their unique needs and preferences, aiming to help them pursue their goals with confidence. His background includes positions in financial advisory, wealth advising, client service, and trading. Outside of his professional work, Michael has interests in fitness, football, golf, music, sailing, and surfing.

Jarrett Strickland is a financial advisor at UBS Financial Services with 14 years of industry experience. He has held positions at MSC Insurance Group and Investacorp Advisory Services before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers research-driven, tailored investment solutions.

Amy Nagel is a Series 65-licensed financial advisor with Cetera Investment Advisers LLC and has one year of industry experience. She previously worked at The Boulevard Company and spent over two decades at Keller Williams Realty. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services and supports various program structures and custodial relationships across a large network of independent advisors.

James Trenor is a financial advisor with Edward Jones in Summerville, SC, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2025, he worked at PMC for eight years and spent one year with Hilton/Doubletree. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Patrick Kramer is a financial advisor with Mass Mutual Investors Services in Charleston, SC, holding Series 63 and Series 65 credentials and 27 years of industry experience. His prior work includes roles at Fisher Investments and Fidelity. He is also licensed to sell life, disability, long-term care, health insurance, and fixed annuities in an outside business capacity. Mass Mutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management services, using firm-approved software to analyze client goals and deliver written recommendations.

Keating Simons is a financial professional with eight years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 licenses and has worked at firms including Commonwealth Financial Group and Securian Financial Services. Outside of his financial career, he is the owner of Sweet Grass Digital, an LLC with no current activity. Cetera Investment Advisers LLC is an SEC-registered firm distributing services through a large network of independent advisors. The firm serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.