William Haider is a Benefits & Planning Consultant within Executive Services at Fidelity Investments. He has been with Fidelity since 2022, progressing through roles including Electronic Channel Support, Investment Solutions Representative I and II, before assuming his current position in 2025. In his role, William partners with clients to develop customized financial plans that align with their individual goals and preferences. Throughout his tenure at Fidelity Investments, William has focused on building trust and delivering reliable, competent service. His experience spans various aspects of investment solutions and client support, enabling him to assist clients effectively in their financial planning. Outside of his professional responsibilities, William is engaged in family activities, social events with friends, music, reading, and volunteering.

Robert Ratcliff is a financial advisor at Stifel with 37 years of industry experience. He holds a Series 63 designation and has been with Stifel Nicolaus & Co. Inc. since 2010. Outside of his advisory role, Ratcliff serves on the Board of Directors for the Cole Ranch Improvement District No. 1 in Denton County, Texas, and participates in drag racing. Stifel serves a diverse client base, including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which incorporates forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning analyses.

Thomas Ingram is a Financial Advisor with Merrill Lynch Wealth Management, bringing 16 years of experience in the financial industry. He focuses on understanding clients' priorities to develop personalized financial strategies that align with their individual and family goals. His areas of expertise include college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, individual and corporate investment strategy, and retirement income. Thomas holds the Personal Investment Advisor (PIA) designation and earned an Associate's Degree from ITT Technical Institute, following his graduation from Sulphur Springs High School. Thomas is actively involved in his community through initiatives such as the DFW Meal Pack and local disaster cleanup efforts with First Baptist Church Sanger TX in 2024. Outside of his professional commitments, he enjoys camping, football, hunting, music, and spending time with his family.

William Roebken is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with LPL Financial since 2009. Outside of advising, he operates a tax preparation business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Nathaniel Biddick is a CFP® and holds a Series 66 license with 19 years of industry experience. He is currently affiliated with Cetera and has worked previously with Avantax Advisory Services and 1st Global Capital Corp. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with a multi-manager platform including affiliated and unaffiliated managers.

Chesley Davidson is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining LPL Financial in 2022, he worked at Charles Schwab & Co., Inc. and TD Ameritrade. His background includes roles outside finance, such as positions at Enterprise Holdings and in the restaurant industry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management with support from LPL Research and third-party subadvisors.

Angela Young is a financial advisor at Fidelity with 28 years of industry experience. She holds the Series 63, Series 65, and Series 66 credentials. Prior to joining Fidelity, Young worked at The Vanguard Group for 23 years and held roles at USAA Investment Services Company and Apex Systems. Outside of her advisory work, she creates and presents masterclasses for women on marriage through an online platform. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios drawn from mutual funds, ETFs, and ETPs.

Kathy Bauer is a financial advisor with Edward Jones in Denton, TX, holding a Series 66 designation and 16 years of industry experience. She has been with Edward Jones since 2009. Outside of her advisory role, she teaches macroeconomics at a local high school. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm provides a range of investment options and advisory services, managing approximately $1.01 trillion in assets through a large nationwide advisor and branch network.

Aaron Stevens is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years before joining Raymond James in 2018. Stevens also owns Stevens Financial Services, where he serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Jaime Jaimes is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and four years of industry experience. Prior to joining J.P. Morgan Securities, Jaime worked at Charles Schwab, TD Ameritrade, and JPMorgan Chase Bank, N.A. He has also been involved in the food service industry with roles at Primos Tex Mex, Eatzi's, and Boi Na Braza. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Austin Riebe is a Financial Consultant at Fidelity Investments, where he collaborates with clients and their families to develop comprehensive financial plans that reflect their values, priorities, and long-term financial goals. He began his career at Fidelity in 2015 and has held multiple roles including Benefits & Planning Consultant, Workplace Planning Consultant III, Retirement Solutions Representative, and Workplace Planning and Guidance Consultant before assuming his current position in 2024. Throughout his tenure at Fidelity Investments, Austin has gained experience in various aspects of financial planning and benefits consultation. He holds insurance licenses in Arkansas and California. No additional information regarding his education or personal interests is provided.

Cameron Ratcliff is a financial advisor with Stifel in Denton, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Stifel, he worked at UDC Global, LLC, Stream Realty Partners, LP, and Huselton, Morgan, & Maultsby, P.C. He serves as a board member for the Cole Ranch Improvement District No. 2 of Denton County, Texas. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm provides episodic fee-based financial planning and is involved in private funds, municipal placements, and operates alongside affiliated trust companies and banks.

John Hurlbut is a financial advisor with Edward Jones in Flower Mound, TX, holding Series 63 and Series 66 designations and 37 years of industry experience. He has been with Edward Jones since 1998 and also operates a farming and ranching business, Case Creek Ranch. Additionally, he serves on the finance committee for Christian Community Action in Lewisville, TX. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Jeff Schuetts is a CFP® with 31 years of industry experience, currently affiliated with Merrill. He has worked at Merrill since 2007 and Bank of America, NA since 2009. Schuetts serves as a board member for the Denton County Housing Finance Corporation, which provides low-cost loans for housing assistance. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Jeremy Newton is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has been with LPL Financial since 2006. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services with access to model portfolios, third-party research, and various investment strategies.

Clifton Clay is a Series 66 licensed financial advisor with Edward Jones in Corinth, TX, where he has worked since 2014. He has 12 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Graves is a financial professional at Cetera with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including FFEC Insurance Agency and First Financial Equity Corporation. Outside of financial services, he owns and operates a short-term vacation rental business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to both affiliated and unaffiliated managers.

Clyde Woolfolk Jr. is a financial advisor with Raymond James Financial in Denton, TX, holding a Series 63 license and bringing 46 years of industry experience. He has been with Raymond James and its affiliates since 1990 and has served in various roles including at Denton County Probate Court and the U.S. Coast Guard Auxiliary. Outside of his advisory work, he is involved in agricultural operations as a partner managing a family farm and serves as Chair of the Denton Downtown Tax Increment Committee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutional investors, and organizations. The firm utilizes risk profiling and analytical modeling to tailor non-discretionary planning and supports clients with a broad range of advisory programs and institutional consulting services.

Christian Palmer is a Financial Advisor with Merrill Lynch Wealth Management in Dallas, Texas. He began his financial advising career in 2020 as a retirement planning advisor with Fidelity and joined Merrill Lynch in 2022. Christian focuses on building personalized financial strategies for individuals and families by understanding their values, goals, and concerns. He collaborates with a team of specialists across Merrill and Bank of America to provide clients with comprehensive financial management. Christian holds a bachelor's degree in Kinesiology Pre-Physical Therapy from Abilene Christian University and an MBA in Business Management from the University of North Texas. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is an active member of several professional organizations, including the ACU Alumni Association, UNT Alumni Association, and UNT Mean Green Mentors. Residing in North Dallas, Christian enjoys exploring new restaurants and is a fitness and health enthusiast. He supports his community through involvement with UNT Mean Green Mentors, volunteering for Meals on Wheels, and participating with the Salvation Army.

Sean Gingrich is a financial advisor with Edward Jones in Highland Village, TX, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, he is listed as an owner of Ronnie Bills Pineapple Farm LLC, although the business is not active. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.