Lee Ann Hodapp is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. She has worked primarily at Wells Fargo Clearing since 2012, with brief roles at 1st Global Advisers, Inc, 1st Global Capital Corp, and Ericksen Krentel, LLP between 2017 and 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

Peggy Allen is a financial advisor with Stifel, holding a Series 66 designation and bringing 26 years of industry experience. Her career includes roles at Bank of America and Merrill prior to joining Stifel in 2019. Outside of her advisory work, she is involved with a family-held real estate investment LLC. Stifel serves a wide range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

James Goodin is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 20 years of experience, he serves as a lifetime resource and guide to individuals and families, helping them achieve financial security through a cohesive approach tailored to their unique vision and values. His client focus areas include personal retirement planning, portfolio management services, special needs planning strategies, and retirement income. James holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), and holds Series 7, 63, 66, and 31 licenses, as well as a State of California Life, Health, and Variable Contracts insurance license. He earned his high school diploma from Brigham Young University. Outside of his professional life, James and his wife are active in their church and are advocates for adoption and special needs children, drawing from their own family experience of adopting a daughter with cerebral palsy. They have five children and enjoy spending time together.

Richard Duby is a financial advisor with LPL Financial in Temecula, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked with Osaic FA, Inc. and has been with Linsco/Private Ledger Corp. since 2004. He is involved in outside sales of non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Sergio Rivera is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and previously worked at Bank of America Merrill Lynch for ten years before joining J.P. Morgan in 2026. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory programs supported by a centralized due-diligence framework.

Michael Martin is a CFP® professional with 15 years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2019 and previously held roles at Charles Schwab and LearnVest. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering comprehensive written financial recommendations across various planning topics without implementing those recommendations. The firm combines goal-based analyses with managed-account programs while maintaining separate planning and portfolio management services.

Christian Azalde is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. He has held roles at Fidelity Investments since 2021 and previously worked at institutions including Howroyd Wright Employment Agency and N26. Azalde is also an adjunct professor in the Healthcare Department at Concordia University Irvine. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Parvez Howlader is a financial advisor at Cetera with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including VOYA Financial Advisors, Equitable Advisors, and Edward Jones. In addition to his advisory role, he is an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary account management.

Jacob Lew is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he has work experience in various roles including at Temecula Creek Inn, In-N-Out Burger, Luna Grill, and the University of California, Riverside. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice.

Rachel Vela is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 17 years of industry experience. She has worked with Primerica Financial Services since 1996 and has held positions at Riverside Community Hospital and Loma Linda University. In addition to her advisory role, she receives compensation for sales of loan products and referrals for home security and automation services. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and delivers services through a large network of advisors.

Michael Butsko is a financial advisor with LPL Financial, holding a Series 63 designation and 34 years of industry experience. His prior work includes roles at Wells Fargo Advisors and Prudential Equity Group. Outside of his advisory work, he serves as a boys tennis coach at Temecula Valley High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Christian Rojas is a Financial Advisor with over 14 years of experience in banking and wealth management. He currently works with Merrill Lynch Wealth Management, where he helps individuals and families build personalized strategies that reflect their priorities while adapting to today's evolving markets. He leverages Merrill's investment insights alongside the banking and lending solutions of Bank of America to provide comprehensive financial guidance. His expertise encompasses a variety of focus areas including college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Christian's professional philosophy centers on understanding clients' life priorities to create tailored plans that align with their goals and aspirations. Christian holds a Bachelor's Degree from the California State University System and has earned the Personal Investment Advisor (PIA) designation. He is bilingual in English and Spanish. Beyond his professional work, he is involved in community service, including volunteering with Habitat for Humanity. In his personal time, Christian enjoys basketball, biking, bowling, football, hiking, running marathons, soccer, spending time with his family, and traveling.

Mae Patton is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and four years of industry experience. She previously worked at TD Ameritrade and TD Ameritrade Clearing Inc., as well as positions outside the financial sector. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by centralized supervisory, custody, and order-routing arrangements.

Michael Batchelor is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2021. In addition to his advisory role, he serves as an adjunct professor at Chaffey College, where he teaches and evaluates students in the Radiology Technologist Program. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Robert Thompson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on delivering personalized wealth management strategies tailored to clients' individual financial goals and adapting to changing market conditions. His approach emphasizes collaboration to create flexible financial plans. Thompson's expertise includes employee benefits planning, personal retirement planning, portfolio management services, small business strategies, and retirement income. He holds professional designations such as CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from the University of California Riverside and a Juris Doctorate Degree from Chapman University, following his graduation from Rancho Verde High School. Outside of his professional work, Thompson enjoys adventure sports, baseball, camping, and traveling. He is committed to achieving meaningful, enduring results both in his personal life and his work with clients.

Steven Curtis is a financial advisor at Ameriprise with 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Curtis holds Series 63 and Series 65 designations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement-income planning and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Leif Jacobsen is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch's Temecula office. He specializes in providing comprehensive wealth management strategies that are tailored to clients' financial situations and goals. His approach includes access to Merrill's investment insights and Bank of America's banking and lending solutions to address various aspects of clients' financial lives. Jacobsen began his career at Merrill in 2004 as a Financial Advisor and has since advanced to his current role. He holds the Chartered Retirement Plan Counselor™ designation and serves as a Portfolio Advisor within Merrill's Investment Advisory Program. His professional registrations include Series 7, 9, 10, 31, and 66 FINRA licenses. He earned a Bachelor's Degree in Business with an emphasis in finance from California State University San Marcos. Residing in Temecula since 1997 with his wife and family, Jacobsen is involved in community volunteer work consistent with Merrill's tradition of local participation. His personal interests include biking, hiking, pottery, surfing, traveling, watching movies, and spending time with his family.

Lori Hoopingarner is a financial advisor with Ameriprise in Temecula, CA, holding a Series 63 designation and bringing 28 years of industry experience. She has been with Ameriprise and its predecessor firms since 1997. Outside of her advisory role, she serves on the Temecula Valley Hospital Advisory Board and the Southwest Healthcare Board of Governors, and is involved with the Professional Women's Roundtable scholarship committee as well as local youth basketball organizations. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports through a centralized consulting team.

Jemuel Abarientos is a Financial Advisor at Merrill Lynch Wealth Management. He collaborates with clients to create holistic financial strategies aimed at achieving their financial goals and needs. His areas of focus include college education planning, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Jemuel holds a Bachelor's Degree in Business Administration with a concentration in Finance from California State University, Fullerton. He has earned the Personal Investment Advisor (PIA) designation. Outside of his professional pursuits, Jemuel enjoys outdoor activities such as basketball, surfing, camping, and traveling. He often explores the Southern California coast with his family.

Jaimie Horn is a financial advisor at Fidelity with nine years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, Horn worked at Michael L. Bishop, Inc. for six years. Fidelity's Strategic Advisers LLC, where Horn works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios using systematic methodologies and long-term asset allocation benchmarks.