Brad Tonoff is a financial advisor at Penmar Wealth Management LLC with one year of industry experience. He holds a Series 65 designation and previously worked with New York Life Insurance Company and Health Platforms Inc. Tonoff is also the CEO of BJT Solutions Inc., an insurance and marketing consultancy based in Santa Monica. Penmar Wealth Management provides discretionary asset management and financial planning services tailored to client goals, utilizing a variety of analytical methods and investment strategies. The firm is operated by two advisors and manages discretionary assets for a small number of clients.

John Koudsi is a Certified Financial Planner (CFP®) with 27 years of industry experience. He is a managing member and strategist of Trojan Storage, a commercial storage firm, and also serves as managing member of 31Ten Lounge, a restaurant and lounge in Santa Monica. He has worked at Counterpoint Mutual Funds, LLC since 2014 and Core Financial Partners Inc. since 2010. Core Financial Partners is an SEC-registered adviser serving individuals, pension and profit-sharing plans, corporations, and insurance company clients. The firm provides financial planning, consulting, and wrap-fee asset management, constructing portfolios with mutual funds, ETFs, individual securities, and a range of private and alternative investments.

Dixon Karmindro Sr. is a financial advisor at Mainstream Capital Management with 16 years of industry experience. He has previously worked at Blue Dog Capital Management LLC and Cheviot Value Management, LLC. Outside of his advisory role, he is a passive investor and provides business consulting services through separate entities. Mainstream Capital Management serves individual and high-net-worth clients as well as businesses, offering comprehensive financial planning and discretionary portfolio management. The firm employs fundamental security analysis and tactical asset allocation, including alternative strategies such as long/short and selective use of leveraged or inverse funds.

Valerie Lemmon is a CFA® charterholder with 13 years of industry experience. She has been with Ridgewood Investments since 2012. Valerie is also a partial owner of Dividend Research and Management Inc, an entity created to share administrative costs and manage employee payments connected to Ridgewood. Ridgewood Investments provides discretionary and non-discretionary portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, foundations, pension plans, and business entities. The firm employs fundamental analysis and model-level portfolio construction with a long-term investment horizon, offering both model portfolios and bespoke solutions, including access to private pooled investment vehicles.

Donald Hance is a CFP® and Series 65-certified advisor with 18 years of industry experience. He has been with Glenmore Financial, Inc. since 2007. Outside of his advisory role, he works seasonally as a tax preparer assisting individual clients with their tax returns. Glenmore Financial is a fee-only advisory firm serving individuals and families, with a branded practice called LifeSighted focused on young professionals. The firm emphasizes tax-aware, individualized financial planning and uses low-cost index funds, ETFs, government bonds, and cash equivalents in portfolio management.

Justin Falzone is a CFP® with nine years of experience in financial advising. He is the sole advisor at MDRN Wealth LLC, an independent firm based in Venice, CA. His prior roles include positions at Beta Wealth Group, BEAM Asset Management, Securities America, and AXA Advisors. MDRN Wealth serves individuals and high-net-worth clients, providing portfolio management, financial planning, and estate-planning services. The firm integrates fintech solutions to consolidate held-away accounts and uses a combination of fundamental analysis and modern portfolio theory to manage diversified portfolios, employing a wide range of investment strategies including private placements and derivatives.

Cory Chapman is a financial advisor with EFC Wealth Management Firm, LLC, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has held various roles since 2003, including leadership at EFC Wealth Group and work with multiple firms in advisory and consulting capacities. Outside of advisory work, Chapman provides personal development coaching through seminars, audios, books, and speaking events, and teaches a free financial education program at Pepperdine University. EFC Wealth Management Firm, LLC offers discretionary asset management, financial planning, and retirement plan advisory services to individuals and plan sponsors. The firm employs fundamental, technical, and charting analysis, uses sub-advisors for portfolio implementation, and provides educational seminars plus a subscription coaching program for investors not yet qualifying for full asset management.

Eugene Yahiku is a financial advisor at Astravia Family Wealth Office LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Astravia in 2026, he worked for Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2026. Astravia Family Wealth Office LLC serves individuals, high-net-worth clients, trusts, estates, pension and profit-sharing plans, and various business entities. The firm offers comprehensive portfolio management and retirement plan consulting, combining fundamental and technical analysis, quantitative techniques, and Modern Portfolio Theory in its investment approach.

Christopher Casanega is a financial advisor at Sharper & Granite LLC with 12 years of industry experience. He holds a Series 65 designation and has been with Sharper & Granite since 2003. Sharper & Granite provides comprehensive portfolio management services to individuals, high-net-worth clients, trusts, pensions, and profit-sharing plans, managing approximately $318 million on a discretionary basis. The firm uses a top-down asset allocation process focused on low-cost, tax-efficient index ETFs and no-load index mutual funds, applying statistical methods to optimize portfolio allocations.

Scott Tolton is a financial advisor at Tolton Asset Management, LLC with six years of industry experience. He holds a Series 65 designation and has worked as an analytics consultant at Cornerstone Research since 2017. Prior to his current role, he spent seven years at Brigham Young University. Tolton Asset Management is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm employs a non-discretionary advisory model, emphasizing diversified portfolios with an allocation toward smaller-company and value exposures, and also operates an affiliated CPA division providing tax and accounting services.

Ba Rack Little is a financial advisor at EFC Wealth Management Firm LLC with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining EFC Wealth Management, Ba Rack Little worked at Northwestern Mutual in various capacities from 2023 to 2025. Outside of financial advising, Ba Rack Little owns NGNS Global, a fitness and health consulting business working with coaches and personal trainers. EFC Wealth Management Firm, LLC provides discretionary asset management, financial planning, and retirement plan advisory services to individuals and plan sponsors. The firm employs fundamental, technical, and charting analysis, offers educational seminars and a subscription coaching program, and uses sub-advisors to implement model strategies.

George Bolton is a financial advisor at Westend Capital Management, LLC., holding a Series 63 designation with 17 years of industry experience. He has been with Westend Capital Management since 2004. Outside of his advisory role, he is the CEO of George Bolton Horses, a company involved in thoroughbred horse racing, breeding, and sales. Westend Capital Management serves individual and trust clients through separately managed accounts and a private pooled vehicle for accredited investors. The firm employs fundamental and technical research along with active portfolio management across multiple mandates, including long/short and hedging strategies.

Vivianna Zhao is a financial advisor at X and Y Advisors, Inc. in El Segundo, CA, holding a Series 65 designation with eight years of industry experience. She has worked at X and Y Advisors since 2017 and previously at Chapman, Bird & Tessler, Inc. from 2016 to 2020. X and Y Advisors, Inc. is a state-registered, fee-only firm serving individual and high-net-worth clients, offering financial planning along with tax preparation, bookkeeping, payroll accounting, business consulting, and investment management. The firm employs a primarily passive, low-cost investment approach based on Modern Portfolio Theory, utilizing index mutual funds and ETFs, and offers project-based or ongoing financial planning with coordination of implementation and referrals to outside professionals.

Nathan Flynn is a financial advisor with Hermosa Wealth Management in Hermosa Beach, CA. He holds Series 63 and Series 65 licenses and has 25 years of industry experience. His career includes roles at firms such as Fifth Third Securities, Siebert Williams Shank & Co., Keystone Group, and Crowe LLP. Hermosa Wealth Management provides discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm offers tailored investment programs based on client goals, risk tolerance, and time horizons, and conducts educational seminars and workshops for the public.

Michael Woods is a financial advisor at Beach Cities Wealth Management, LLC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Beach Cities Wealth Management since 2011. In addition to his advisory role, he is also involved with Blue Cross Health Insurance in an insurance advisory capacity. Beach Cities Wealth Management serves individuals and high-net-worth clients by providing personalized asset management through tailored portfolios that include stocks, bonds, ETFs, options, mutual funds, and private securities. The firm uses fundamental and cyclical analysis with a combination of long-term, short-term, and trading strategies, maintaining nearly all assets on a non-discretionary basis.

Eric Johanson is a CFA® charterholder with 10 years of experience in the financial industry. He has been with Scope Wealth Management in Santa Monica, CA since 2015. Scope Wealth Management provides personalized financial planning and discretionary investment management to private clients, including individuals, businesses, families, trusts, and estates. The firm uses a core-satellite portfolio construction approach that integrates low-cost passive holdings with fundamentally selected individual positions and employs option and derivative strategies within separately managed accounts.

John O'Brien is a financial advisor at O'Brien Investment Management, LLC with 8 years of industry experience. He holds the Series 65 designation and has been with O'Brien Investment Management since 2016. O'Brien Investment Management provides discretionary investment management services to individuals, trusts, estates, charities, businesses, and individual retirement plan participants. The firm manages approximately $225–$275 million in regulatory assets across around 165 client relationships and specializes in managing held-away accounts such as 401(k), 403(b), and 529 plans through a third-party platform.

Somboon Wongvitavas is a financial advisor with Integrity Investment Portfolios LLC and holds Series 63 and Series 65 licenses. He has 31 years of industry experience, including ten years with Integrity Brokerage Services, Inc. The firm primarily serves individual clients, their families, and related trusts, providing portfolio management focused on public equities. Integrity Investment Portfolios uses a diversified analytic approach combining various methods and manages accounts on a non-discretionary basis with quarterly client reviews.

Nicolas Castano is a financial advisor at TRU Independence Asset Management 2, LLC with two years of industry experience. He holds a Series 65 designation and has worked previously at Merit Wealth Management, Morton Wealth, UCLA Extension, and AProvideC. TRU Independence Asset Management 2, LLC serves individual and institutional clients, including high-net-worth individuals, ERISA and pension plans, trusts, and businesses. The firm offers discretionary and non-discretionary investment management, standalone financial planning, pension consulting, and third-party manager selection, utilizing a blend of active and passive strategies across multiple asset classes.

Jose Vitela Jr. is a CFP® and holds a Series 66 license with 23 years of industry experience. He has worked at Silicon Beach Wealth, LLC since 2020, following roles at Vicon Capital Partners LLC dba BlueReef Capital and Core Financial Partners. Silicon Beach Wealth, LLC provides discretionary portfolio management, financial planning, and pension consulting primarily for individual and high-net-worth clients. The firm employs a multi-method investment approach and uses borrowing and active options strategies within separately managed accounts, serving clients with customized portfolios and written financial plans.