Sean Worthington is a financial advisor at Charles Schwab with 20 years of industry experience and holds a Series 66 designation. He has worked at Charles Schwab since 2018 and previously held positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and alternative investment offerings.

Bryan Cunningham is a financial advisor with LPL Financial in Ventura, CA, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 28 years of industry experience, including prior roles at New York Life, OneAmerica Securities, and Equitable Advisors. Outside of his advisory work, he serves as a volunteer committee chairperson for the Alzheimer's Association, organizing fundraising events such as the Walk to End Alzheimer’s. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, supported by model portfolios, research, and both discretionary and non-discretionary management options.

Andrew Kremer is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at various divisions within Fidelity since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses proprietary research combined with quantitative and algorithmic portfolio construction to manage diversified model portfolios and serves as an advisor to multiple registered investment companies.

Matthew Jones is a CFP® and Series 66-registered financial advisor with Edward Jones in Ventura, CA, with 25 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he manages rental real estate in Tampa, Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

M Cecilia Cuevas is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2004, she has accumulated nineteen years of experience in the financial services industry. Her expertise includes corporate benefit programs, such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. She assists corporate executives in integrating their corporate benefits into a comprehensive long-term financial strategy. Cuevas focuses on areas including divorce transition planning, employee benefits planning, family wealth management strategies, personal retirement planning, investment consulting for defined contribution plans, and portfolio management services. Cuevas holds multiple professional designations, including Certified 401(k) Professional (CkP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She earned a bachelor's degree from the University of Southern California and a master's degree from California Lutheran University. Fluent in both Spanish and English, she emphasizes one-on-one collaboration with clients to develop personalized financial strategies aimed at achieving their long-term goals. In addition to her professional work, Cuevas participates in community volunteer activities. Her personal interests include music, reading, swimming, and traveling. She is committed to acting in the best interest of her clients and supporting their financial wealth management objectives.

Thomas Ellis is a financial advisor with LPL Financial, holding a Series 66 credential and 23 years of industry experience. He has been with LPL Financial since 2019 and previously worked at Securities America Advisors, Arbor Point Advisors, and Foothill Securities. Ellis is also involved with Thomas Aquinas College and Saint Augustine Academy and operates a separate business entity, Ellis & Ellis, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and employs both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Jeffrey Werdesheim is a financial advisor at Stifel with 37 years of industry experience. He holds a Series 63 designation and previously worked at Oppenheimer for 22 years. He is a partner in Shadow Ranch Partners, a private investment partnership. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology that provides asset allocation and financial planning guidance using forward-looking capital market assumptions.

Jason Lloyd is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing, Bank of America, and Merrill. Outside of his advisory role, he has ownership in The Grapeseed Company, a non-investment business based in Carpinteria, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs and tailored financial planning supported by firm-approved tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and offers a range of retail and institutional investment services.

Jacques Manset is a financial advisor with Morgan Stanley in Oxnard, CA, holding a Series 63 designation and over 40 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including customized financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers a broad range of financial services through its advisors and affiliated entities.

Todd Krueger is a financial advisor with Morgan Stanley in Oxnard, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Krueger serves as an officer and board director for LA Divisa Corporation, a mining company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including customized financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured approach to financial planning using firm-approved tools and market simulations.

Nestor Gomez is a financial advisor at Morgan Stanley in Oxnard, CA, holding Series 63 and Series 66 credentials with 14 years of industry experience. He joined Morgan Stanley in 2022 after working for multiple Wells Fargo entities from 2016 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored planning services.

Scott Swartz is a Series 66 credentialed financial advisor with Equitable Advisors in Oxnard, CA, and has two years of industry experience. Prior to joining Equitable Advisors in 2024, he was self-employed for seven years and worked at T-Mobile for one year. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to provide a range of advisory and brokerage solutions.

Brian Werdesheim is a financial advisor at Stifel with 33 years of industry experience. He holds a Series 63 designation and previously worked at Oppenheimer for 22 years before joining Stifel in 2025. He serves as a board member of the Fulfillment Fund, a nonprofit organization focused on board recruitment and advancement. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutions, and municipal entities. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, offering asset allocation and financial planning analyses intended to support client decision-making.

Jack Randall is a financial advisor with Osaic Wealth, Inc., holding a Series 66 designation and approximately one year of industry experience. Prior to joining Osaic, he held various positions including roles at the University of Oregon and Enterprise Holdings. Randall is also involved in para-legal work related to estate planning and assists with client services in lending and investment advisory capacities. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on diversified portfolio construction using both discretionary and non-discretionary management supported by advanced asset-allocation tools and third-party platforms.

Yung Yi is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Wells Fargo Clearing, Yi worked at JPMorgan Chase Bank, N.A. and JP Morgan Securities LLC for eight years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Jeffrey Moorhouse is a CFP® professional with over 32 years of experience, currently advising at Raymond James Financial in Ventura, CA. He has been with Raymond James since 2009 and previously served at the Carpinteria Sanitary District for nine years. Outside of his advisory role, he is a partner in 76Q, LLC, where he manages bookkeeping and other administrative tasks. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized services such as municipal advisory work and SIMPLE IRA Employer Advisory programs.

Logan Ludwig is a financial advisor at Merrill with Series 63 and Series 65 credentials. He has one year of industry experience and has previously worked at Bank of America, World Financial Group, and Matthews Commercial Real Estate Investment Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dustin Tondreau is a financial advisor at LPL Financial with eight years of industry experience and holds a Series 66 designation. His prior roles include positions at Lincoln Financial Advisors Corporation, Farmers Insurance, and CuVantis Wealth Planning. He is also involved with Oceanair Federal Credit Union. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Anthony Coyne is a financial advisor with LPL Financial in Camarillo, CA, holding a Series 63 designation and 32 years of industry experience. He has been associated with LPL Financial since 2002 and also operates Coyne Wealth Management and Householder Group Estate & Retirement Specialists, providing investment advisory services through these independent entities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services supported by in-house research and third-party subadvisors.

Nancy Brewster is a Series 66-credentialed financial advisor with Morgan Stanley in Oxnard, California, where she has worked since 2009. She has 17 years of industry experience. Outside of her advisory role, she is an authorized check signer for Concrete Illusions Inc., a construction and engineering business based in Ventura, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Global Investment Committee estimates and Monte Carlo simulations to support its advisory process.