Stephen Phraner is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he served in the US Army for four years and worked briefly with UBS Private Wealth Management. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a large nationwide network of financial advisors. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Alec Boxer is a financial advisor at Ameriprise in Huntsville, AL, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, he held roles at HEMSI, United Launch Alliance, NorthStar EMS, College Truckers, and PVRA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on tax-aware withdrawal strategies and dependable income sources for clients nearing or in retirement. The firm’s retirement income recommendations are supported by proprietary research and third-party data and implemented on a non-discretionary basis.

Jeremy Goss is a financial advisor with Wells Fargo Advisors in Decatur, AL, holding a Series 66 designation and 16 years of industry experience. He previously worked at Edward Jones for nine years before joining Wells Fargo Advisors in 2024. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Caleb Ficken is a financial advisor at Thrivent Investment Management in Huntsville, AL, with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Thrivent in various capacities since 2014. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based financial planning that covers a wide range of topics, with periodic reviews and an option to combine planning with managed-account services under a consolidated billing system called “WealthPlan.”

Brian Jones is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo entities since 2009. Outside of his advisory work, he is involved in several investment-related business activities through ownership in multiple holding companies. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to deliver tailored recommendations, offering clients flexible implementation options through brokerage or advisory programs.

Joseph Gosnell is a financial advisor at Edward Jones in Decatur, Alabama, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at Deep South Construction Pros and Redeeming Solutions, and spent ten years with Cru. Outside of his advisory role, he has an affiliation with Plexus Worldwide, although he has no active responsibilities there. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Lefranc Joseph is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he works closely with clients to define their financial goals and develop tailored portfolio strategies aimed at achieving those objectives. He provides ongoing advice and adapts strategies as clients' situations evolve. His areas of expertise include college education planning, legacy planning, managing new wealth, personal retirement planning, and retirement income. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and has earned a Bachelor's Degree from Fairleigh Dickinson University. Lefranc communicates fluently in French and English and is involved with his local church community. Outside of his professional work, he has personal interests in basketball, music, running, and soccer.

Jerrod Hester is a financial advisor with Edward Jones in Athens, Alabama, holding Series 63 and Series 66 designations and 22 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment strategies and affiliated financial products through a large nationwide network of advisors and branch offices.

Robert Sampson is a financial advisor at Edward Jones in Madison, AL, holding a Series 66 designation with four years of industry experience. His prior work includes service in the United States Marine Corps for sixteen years and a role at Pyro Shows. Edward Jones is a wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Douglas Nunnally is a financial advisor at Ameriprise with 25 years of industry experience. He has been with Ameriprise and its affiliated firms since 2005 and holds the Series 66 designation. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations through a centralized consulting team.

Hayes Payne is a Financial Advisor with Merrill Lynch Wealth Management, based in Huntsville, Alabama. Since 2021, he has been assisting individuals, families, and business owners in making confident decisions about their financial futures. Hayes employs a disciplined, client-centric approach to wealth management, focusing on personalized strategies that align with each client's long-term objectives. In 2023, Hayes earned the Chartered Retirement Planning Counselor (CRPC) designation, supplementing his expertise alongside his Personal Investment Advisor (PIA) designation. He specializes in retirement planning, income strategies, legacy planning, tax minimization, and guiding clients through key financial milestones. Hayes leverages this knowledge to design tailored plans aimed at supporting financial confidence at every stage of life. Hayes holds a Bachelor's Degree from the University of Alabama. Outside of his professional work, he enjoys activities such as chess, cooking, fishing, football, golfing, hiking, hunting, music, and spending time with his family.

David Mann is a financial advisor with Wells Fargo Clearing in Huntsville, AL, holding Series 63 and Series 66 designations and 11 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Wells Fargo Clearing in 2026. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Garrett Estes is a financial advisor at Edward Jones in Huntsville, AL, with 12 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2014. In addition to his advisory role, he serves in the Alabama Army National Guard, responding to state-level emergencies as a primary combat reserve component of the U.S. Army. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Dale Kuehl is a CFP® professional with eight years of industry experience, currently serving clients at Edward Jones since 2018. Prior to joining Edward Jones, he spent two years at the US Air Force War College. He is based in Huntsville, Alabama. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Richard Constantine is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on areas including college education planning, family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, sports and entertainment, tax minimization, and retirement income. He decided to pursue individual financial planning to assist people in addressing one of their biggest challenges: achieving financial goals. Richard approaches financial planning by considering the client's stage of life to create tailored plans aimed at making their financial objectives attainable. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a Bachelor's Degree from Western Kentucky University. Richard engages with his community through involvement with organizations such as Burritt on the Mountain and the Miracle League of Huntsville. His personal interests include golfing, pickleball, spending time with his family, and traveling.

Julien Lahiere is a financial advisor with Cetera who holds the Series 63 and Series 65 credentials and has 31 years of industry experience. His prior roles include positions at BBVA Compass Insurance Agency, BBVA Wealth Solutions, BBVA Securities, and Concourse Financial Group Securities. Outside of his advisory work, he serves as a personal representative for an estate. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes model portfolios, third-party managers, and customized strategies.

Timothy Randle IV is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with Cambridge since 2014. Outside of his advisory work, he is involved with Problem Analysis International LLC, which provides tax and legal liability services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing a range of portfolio management and model-based strategies across multiple platforms.

Grant Carodine is a financial advisor at Edward Jones in Huntsville, AL, holding a Series 66 designation with seven years of industry experience. He has been with Edward Jones since 2019 and previously held roles at BBVA Compass Insurance Agency, Compass Bank, BBVA Securities Inc., and worked briefly as an independent consultant for Rodan and Fields. Outside of his advisory work, he has ownership interests in real estate entities focused on residential properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment options. The firm operates under a fiduciary standard and is notable for its large national network of advisors and branch offices, along with affiliated services beyond traditional advisory offerings.

Jonathan Fredericks is a Series 66-licensed financial advisor with LPL Financial in Huntsville, AL, holding three years of industry experience. His prior roles include positions at First Horizon Bank and Redstone Brokerage Services. Before entering the financial sector, he worked at several golf clubs, including Augusta National Golf Club and Pebble Beach Golf Links. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing research from LPL Research and third-party subadvisors across discretionary and non-discretionary management strategies.

Kavon Westberry is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked previously at Thrivent and Farmers Insurance. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.