Matt Husted is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2012 to 2016. Husted’s career also includes a long tenure at Wells Fargo Bank NA beginning in 2006. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Steven Felton is a financial advisor with Edward Jones in Nipomo, California, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2019, he worked at Costco Wholesale and at Iglesia Internacional Casa De Dios. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Michael Morrison is a financial advisor with LPL Financial in San Luis Obispo, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at U.S. Bancorp Investments, U.S. Bank, and Rabobank, N.A. He also serves as a senior financial advisor at Coast Hills Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Deborah Sullivan is a financial advisor with Morgan Stanley in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as the New Membership Chair and is on the Finance Committee for the San Luis Obispo Republican Women, Federated. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through a structured financial planning process and various investment and trading activities.

Sheena Rodriguez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Outside of her advisory role, she owns rental properties in Santa Paula, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment menus.

Dylan Nelson is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he was self-employed for nine years and worked in education and community service roles, including eight years with the Del Norte Unified School District and a year with the Family Resource Center of the Redwoods. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Cale Kunkle is a Wealth Management Advisor at Merrill Lynch Wealth Management. He transitioned to finance in 2015 after a 12-year career as a classically trained chef. Cale holds a Bachelor's degree in Economics with a Finance concentration from California Polytechnic State University, San Luis Obispo, and a certificate in Culinary Arts from Le Cordon Bleu, Pennsylvania. Since joining Merrill Lynch, Cale has advised a range of clients including entrepreneurs, executives, families, and individuals experiencing significant life transitions such as retirement and inheritance. His focus areas include college education planning, personal retirement planning, portfolio management services, socially responsible investing, tax minimization, and retirement income strategies. He holds several professional designations including Certified Financial Planner (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional career, Cale is involved in community organizations such as San Luis Obispo Classical Academy and several local chambers of commerce. He is also a member of Business Networking International's Five Cities Chapter and Toastmasters. Cale resides in Arroyo Grande with his wife Sarah and their three children, and he enjoys cooking, football, golfing, hiking, pickleball, softball, spending time with his family, and surfing.

Petra Kuebler Kearney is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she has a rental property business in Goleta, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options in its investment menus, distinguishing it among large institutional advisers.

Michelle Casper is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked within various Wells Fargo entities since 2016. Outside of her advisory role, she is a commissioned notary public in California. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, allowing clients to implement recommendations through various brokerage or advisory programs.

Ryan Curtis is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Stifel Nicolaus & Co Inc since 2012. He holds a Series 66 license and is based in San Luis Obispo, California. Outside of his advisory role, he is a half owner of GRS Holdings LLC, a holding company used to manage rental properties. Stifel serves a wide array of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm emphasizes episodic fee-based financial planning and offers access to private funds, pooled vehicles, and affiliated trust and banking services.

Monte Teneyck is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been with LPL Financial since 2008. Outside of his advisory role, Teneyck conducts education workshops on business management and publishing. LPL Financial serves a broad range of clients, including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives. The firm provides discretionary and non-discretionary management, model portfolios, and research from multiple sources, along with additional services such as retirement plan consulting and participant advice programs.

Brett Zimmer is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients on the Central Coast since 1986. He specializes in managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income strategies. Brett holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor (PIA) designation. He earned his Bachelor of Science degree in Business Administration from Cal Poly State University in San Luis Obispo, CA. Brett has lived on the Central Coast since 1980, where he and his wife, Karen, have raised their four children. In addition to his professional work, Brett serves on the board of his local church. He enjoys a variety of sports and outdoor activities including baseball, football, golfing, hiking, racquetball, swimming, and table tennis.

Nicholas Scott is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. He has been with J.P. Morgan Securities LLC since 2015 and concurrently works at Cuesta College. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm operates alongside affiliated brokerage and investment management services, delivering recommendations on a non-discretionary basis.

Sawyer May is a financial advisor at LPL Financial with two years of industry experience and holds a Series 66 designation. Before joining LPL Financial, Sawyer worked in various roles at firms including Electriq Power Holdings and Popmenu LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients such as individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management along with research-supported model portfolios.

Deanna Richards is a Series 66-licensed financial advisor with Edward Jones, based in Los Osos, CA, and has 15 years of industry experience. She has been with Edward Jones since 2010. Richards serves as a board director for the San Luis Obispo Symphony, where she advises and assists with governance and policy. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering various advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Lander Aldrei Lacsina is a financial advisor at J.P. Morgan Securities LLC with 3 years of industry experience. He holds Series 66 and Series 63 licenses and has been with J.P. Morgan Securities since 2022, previously working at JPMC BANK NA (Southwest) since 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized manager due diligence and applying an ESG eligibility framework in its recommendations.

Christopher Smith is a Series 66 licensed financial advisor with Wells Fargo Clearing, based in San Luis Obispo, CA. He has over 27 years of experience in the financial industry, including 25 years with Wells Fargo Bank prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Jamie Meisinger is a financial advisor with LPL Financial in San Luis Obispo, CA, holding a Series 66 designation and having 12 years of industry experience. Prior to joining LPL Financial in 2021, Meisinger worked at Wells Fargo Clearing and Wells Fargo Advisors from 2012 to 2021. Outside of advising, Meisinger is involved with Lone Madrone Winery, assisting with hospitality duties. LPL Financial serves a broad range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management options, supported by proprietary and third-party research.

Sean Leonard is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo in 2025, he worked at Ameriprise Financial Services and Lionscove. He serves on the boards of the Boys and Girls Clubs of Greater Oxnard and Port Hueneme and is an investment committee member for CASA Pacifica, focusing on mental health services. He is also involved with the Kiwanis Thousand Oaks Youth Services Committee, working on youth literacy and community initiatives. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brittany Bruce is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and six years of industry experience. Her career includes roles at Wells Fargo Bank NA, Wells Fargo Clearing Services LLC, and Commerce Bank. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, providing tailored investment solutions and acting as an ERISA fiduciary when advising clients.