Christopher Borzych is a CFP® professional with 37 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and has held prior roles at Charles Schwab & Co. and USAA Financial Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using asset-allocation models and internal research tools to tailor recommendations according to client goals and risk tolerance.

Beverly Settle is a financial advisor with Truist Advisory Services in Clemmons, NC, holding Series 63 and Series 66 designations and 28 years of industry experience. She has worked at Truist Advisory Services since 2021 and was previously with Bb&T Securities, LLC from 2013 to 2021. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm uses a combination of traditional research and AI-enabled tools to guide investment decisions and offers services through the Envestnet platform and partnerships with Envestnet Retirement Solutions.

John Langley is a financial advisor at Truist Advisory Services with 21 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, LPL Financial, BB&T Investments, and Truist Investment Services. Langley is based in Winston-Salem, NC. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm employs an asset allocation and manager recommendation approach supported by both traditional research and AI-enabled tools, offering ongoing client reviews and reporting.

Victor Valentino Rodriguez is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 15 years of industry experience. He has worked at several firms including UBS Financial Services, Morgan Stanley, and Bb&T Securities prior to his current role since 2021. Outside of advising, he is involved in real estate through ownership and management positions in multiple property-related LLCs in the Winston-Salem and Greensboro areas. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse clientele including individuals, corporations, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to monitor investments and offers access to third-party managers through the Envestnet platform.

Patrick Rhyne is a financial advisor at &Partners with 11 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he is a silent investor in Pison Stream Solutions. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers a range of investment management and financial planning services, utilizing both proprietary and third-party strategies through discretionary and non-discretionary accounts.

Adam Bray is a financial advisor with Truist Advisory Services in Winston-Salem, NC, holding Series 63 and Series 66 licenses and 19 years of industry experience. His prior roles include positions at Merrill, Wells Fargo Clearing, and Bb&T Securities. He has worked with Truist since 2016 through its various affiliated entities. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base that includes individuals, corporations, plan sponsors, and charitable organizations. The firm integrates traditional research and AI-enabled tools, partnering with Envestnet to provide asset allocation strategies, manager selection, and ongoing monitoring.

Joshua Kincaid is a CFP®-certified financial advisor with seven years of industry experience. He currently works at Truist Advisory Services and Truist Investment Services and has prior experience at Equitable Advisors and Credit Union Investment Services. Outside of his advisory role, he occasionally assists with in-home pet sitting activities managed by his spouse. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, plan participants, and charitable organizations. The firm combines traditional research and AI tools, delivering ongoing reviews and consultations while leveraging its affiliated financial relationships across banking and brokerage services.

Matthew Masten is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with Truist Advisory Services, where he has worked since 2018 through its affiliated entities, following prior roles at Uvest Financial Services Group and Merrill. Outside of his advisory work, he is the treasurer of 638 Brewing Company Inc., a restaurant and brewing business based in Winston-Salem, North Carolina. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm employs a multi-manager approach using the Envestnet platform and provides ongoing monitoring and reporting, supported by a combination of traditional research and AI-enabled tools.

Korbin Wayton is a financial advisor at Equity Services, Inc. with five years of industry experience. He holds the Series 66 designation and has worked with National Life Group and Norwich University. Wayton serves as a trustee for the Norwich Global Initiative, selecting recipients for study abroad scholarships. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently uses third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Sean Starling is a financial advisor with Eagle Strategies (NY Life) based in Clemmons, NC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His prior roles include positions at Pinnacle Wealth Strategies, LLC and NYLIFE Securities, LLC, alongside tenure with New York Life Insurance Company. Eagle Strategies serves a diverse client base including individual investors, institutional plans, and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Christie Severino is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. She previously worked at CUNA Brokerage Services, CUSO Financial Services, and Truliant Federal Credit Union. She is also involved with Allegacy Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, and supports its advisors with research, technology, and various institutional platforms.

Rachel Ellis is a financial advisor with Wells Fargo Clearing in Winston Salem, NC, holding a Series 66 credential and 13 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting with over $671 billion in assets under management and more than 14,000 financial advisors.

Jobeth Souza is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career in the securities industry in 1993 and joined Merrill Lynch in 1997 as a Registered Client Associate. In 2007, she transitioned to a Financial Advisor role and currently serves as a Senior Vice President and Senior Portfolio Advisor. Jobeth's team focuses on meeting the financial and investment needs of high net worth individuals and businesses, emphasizing a long-term investment approach and comprehensive wealth planning services. She holds a Bachelor's Degree from Wake Forest University, graduating with Honors in 1992. Jobeth has earned several professional designations, including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Her expertise spans areas such as college education planning, family wealth management strategies, retirement income, tax minimization, and special needs planning. Outside of her professional work, Jobeth volunteers with The XLH Network, Inc., an organization related to her daughter's rare disease. She enjoys dancing, playing piano, running, and spending time with her family. Jobeth resides in North Carolina with her two children.

Jackson Johnson is a Series 66-licensed financial advisor with LPL Financial in Winston-Salem, NC, bringing two years of industry experience. His background includes roles at Edward Jones Investments and CUSO Financial Services, LP, as well as involvement with Allegacy Federal Credit Union. He serves as a board member of the King Public Library. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives who utilize various portfolio programs and strategies supported by research and technology tools.

Lawrence Holden III is a financial advisor with Mass Mutual Investors Services in Winston-Salem, NC, holding Series 63 and Series 65 credentials and having 51 years of industry experience. He has been with Mass Mutual Investors Services since 1975 and concurrently affiliated with MassMutual Life Insurance Company since 1973. Outside of his advisory role, he is involved in life settlements and insurance sales through his ownership and agent position at Holden & Mickey, Inc. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Keith Seivers is a financial advisor with Morgan Stanley in Winston-Salem, NC, holding a Series 66 designation and 19 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he oversees the use of Medicaid funds through the Innovations Waiver in North Carolina as a sole proprietor. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools, with a focus on advisory services without providing individual security recommendations as part of standalone plans.

Hunter Coords is a CFP® professional with 19 years of experience, currently affiliated with Raymond James Financial Services Advisors, Inc. since 2019. His prior roles include positions at Pinnacle Bank and FTB Advisors, Inc. In addition to his advisory work, he is involved in agriculture through Reveille Ridge Ranch. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and corporations. The firm offers non-discretionary planning and consulting tailored to client goals, supported by analytical tools and a range of advisory programs.

Shana Eagle is a financial advisor with Morgan Stanley in Winston-Salem, NC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Her prior work includes roles at Wells Fargo Clearing from 2016 to 2019. Outside of her advisory duties, she serves as a trustee for several personal trusts and is a board member and finance committee member of Senior Services, Inc., a health and welfare organization. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques, with an emphasis on advisory services rather than individual security recommendations.

Michael Bryant is a financial advisor with LPL Financial in Winston Salem, NC, holding a Series 66 designation and 26 years of industry experience. His prior roles include positions at First Horizon Advisors, SunTrust Advisory Services, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology and a large network of investment adviser representatives.

Jeffrey Herman is a financial advisor at UBS Financial Services with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. Outside of his advisory role, he serves as the executor and beneficiary of a private estate. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management offerings.