Drew Williams is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2021 and has also worked at Wells Fargo Bank, N.A. since 2017. Prior to his financial services career, he was employed at Applebee's for seven years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mitchell Reinhardt Sr. is a CFP®-certified financial advisor with 46 years of industry experience, currently affiliated with LPL Financial since 2017. Prior to this, he worked for Capital Financial Services, Inc. for 14 years. Reinhardt is involved with Thiesen Dueker Modern Wealth Management, a DBA of his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting over 22,800 advisors and $819 billion in discretionary assets.

Keith Orsaba is a Senior Portfolio Advisor at Merrill Lynch Wealth Management. In his role, he works closely with business owners, high-earning professionals, and families to develop personalized financial strategies focused on tax-efficient investing, retirement income planning, and preparing for major financial transitions. He aims to help clients make informed and confident financial decisions by aligning investments and income needs with their long-term planning priorities. Keith's expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, tax minimization, and retirement income. He holds professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Fresno Pacific University. Beyond his professional work, Keith enjoys spending time with his family and engaging in outdoor activities such as hiking, fishing, camping, baseball, basketball, football, softball, hunting, and table tennis. He values his faith and has a background as a firefighter, which contributes to his connection to the outdoors and community.

Kevin Sweeney is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at various Wells Fargo entities since 2011. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients through a network of financial advisors. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored recommendations for clients.

Mark Ruof is a CFP® professional with 42 years of industry experience. He is currently with RBC Capital Markets and City National Bank, having worked at RBC Capital Markets since 2009 and City National Bank since 2020. Ruof serves on the board of directors for the Leon S Peters Foundation and the CSU Football Foundation, where he participates in financial reviews and budget committees. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and advisory services through various programs and a mix of in-house and third-party investment managers.

Mark Steitz is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Valic Financial Advisors, Bank of America NA, Merrill Lynch, and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of discretionary and non-discretionary investment strategies supported by a large network of financial advisors and branch offices nationwide.

Ashley Stone is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. Prior to joining Wells Fargo Clearing in 2024, Stone worked at LPL Financial LLC and Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Arnold Centeno is a financial advisor at Cetera with 26 years of industry experience and holds the Series 66 designation. Prior to joining Cetera in 2025, he spent over two decades at Avantax in various advisory and insurance roles. He is also the owner and sole proprietor of ALC Associates, a tax preparation and accounting business. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers diverse investment management and consulting services through a large network of independent advisors and multiple program options.

Richard Cavalla is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 licenses and with 31 years of industry experience. His prior roles include positions at Morgan Stanley, Citicorp Investment Services, and SeCU Brokerage Services. Since 2007, he has also been affiliated with Golden 1 Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tiffany Gunsorek is a financial advisor with LPL Financial, holding a Series 66 designation and 22 years of industry experience. Her career includes roles at Citigroup Global Markets, Bank of the West, Premier Valley Bank, TD Ameritrade, and prior engagements with LPL Financial dating back to 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Salvador Cervantes Esquivel is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America, Merrill, Premier Security Solutions, and World Financial Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Monica Hensley is a financial advisor with Ameriprise in Fresno, CA, holding a Series 63 designation and bringing 39 years of industry experience. She has been with Ameriprise since 2005. Outside of her advisory role, she is an officer in her husband's businesses related to equipment rental and solar project construction consulting. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice.

Jaime Torres is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Torres worked at Bank of America, N.A., Walgreens, and Home Depot. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm emphasizes managed account and manager-selection capabilities and is integrated with Bank of America affiliates to support trading, lending, and capital-markets activities.

Lance Dunn is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2026. He previously worked at Tri Counties Bank for 13 years and at Raymond James Financial Services for 15 years. Outside of advising, he is involved in hospitality and real estate through ownership of 4lads Hospitality LLC and Bynum Real Estate Services. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering tailored recommendations using in-house research and planning tools across a broad array of specialized planning areas.

Jordan Murray is a CFP® professional affiliated with OSAIC, based in Fresno, CA, with 16 years of industry experience. He previously spent 15 years with Lincoln Financial Advisors before joining OSAIC in 2025. In addition to his advisory role, Murray is an insurance agent offering various health and life insurance products and manages his practice through a legal entity, Fong Murray LLC. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, providing integrated brokerage and advisory services along with access to multiple third-party investment platforms. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management.

Melissa Dinatale is a financial advisor at Ameriprise with seven years of experience at the firm and two years in the industry. She previously worked at M Scott & Co., Inc., the Law Office of Robert Abrams, and Pascussi, Pascussi and Stoker. Dinatale holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Ryan Estes is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with clients to develop customized financial strategies aimed at growing and preserving wealth in alignment with their goals. With access to Merrill’s investment insights and the credit, lending, and banking services of Bank of America, Ryan provides tailored solutions that address clients’ diverse financial needs, including personal retirement planning, liquidity management, portfolio management services, and support for endowments, foundations, and non-profits. Ryan began his career at Merrill in 2002 after earning both a Bachelor’s degree in finance, graduating Summa Cum Laude, and a Master’s degree in business administration from the University of Alabama at Birmingham. He also holds the Chartered Financial Analyst® designation awarded by the CFA Institute and the Personal Investment Advisor (PIA) credential. Outside of his advisory role, Ryan runs an active sheep farm with his family in Sanger, California, and maintains a strong connection to the farming and business communities in the Central Valley. He is an active volunteer with 4H and Future Farmers of America (FFA) and enjoys football, horseback riding, and spending time with his wife Mona Lisa and their daughter Harlow.

Paul Sahota is a CFP® professional with 29 years of industry experience, currently affiliated with LPL Financial since 2009. He previously worked at Merrill and UBS Financial Services. Outside of his advisory role, he serves as co-trustee of a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and oversight of substantial discretionary assets.

Marc Maguire is a financial advisor with Morgan Stanley in Fresno, CA, holding the ChFC® designation and Series 63 and 66 licenses. He has 19 years of industry experience, including 13 years at J.P. Morgan Securities before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management serves individual and institutional clients by offering various advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and Global Investment Committee estimates.

Richard Vanvalkenburg is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 credentials and over 33 years of industry experience. His previous roles include positions at Valley Wealth Management, Associated Securities Corp., and Guardian Life. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and a large network of over 22,800 advisors.